Finder.com.au
Credit Card Finder Comparison Service Australia

What is the Best Credit Card to use Overseas?



With an overseas trip coming up, it may occur to you that Yes, you’re going to need a credit card to make life a lot easier while traveling.

Sure you may already have a credit card, but is it suitable for foreign transactions? Your wonder card usage in Australia may hit you with triple the average fees your used to when you’ll be traveling. It is a very wise decision to not only pick the card which will save you the most money, but which will be accepted in most places in other countries.

Bankwest More Platinum Mastercard

Featured Credit Card For Overseas Travel

The Bankwest More Platinum MasterCard offers all the extra special benefits including complimentary overseas travel insurance and emergency travel assistance 24/7. Foreign Transaction Fees are waived off for Bankwest Platinum cardholders.

  • $190 annual fee
  • 18.99% p.a. on purchases
  • 4.99% p.a. for 9 months on balance transfers
  • Cash Advance Rate of 21.99% p.a.
  • 55 days interest free

What do I need to look for in an overseas credit card?

For starters, the most important thing is likely to be the fees charged from withdrawing in foreign countries. You’ll want to search for a credit card which offers the lowest overseas transaction fee.

For more detail on the foreign transaction fees charged by your credit card issuer, see our guide on Foreign Fees and Charges.


Subscribe to our newsletter and get "The Ultimate Guide to Balance Transfers"

If You Like This Post...

Get all the latest deals, guides and loopholes go in Credit Card Finder's free bi-monthly email. Don't miss out - join the thousands who get it emailed!

We Respect Your Privacy

Ask A Question

Please note: Question moderation is enabled and may delay your question.
There is no need to resubmit your question. Once approved, your question will be public and appear on this page.

Showing One Comment

  1. 1

    [...] credit cards overseas assures you of ready funding whenever you need it, whether that’s for meals, merchandise, [...]

Popular Credit Card Offers

Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
ANZ Platinum Credit Card
ANZ Platinum Credit Card
A unique platinum credit card offer with a low balance transfer and purchases rate. 0% p.a. for 6 months (reverts to 19.39% p.a.) 0% for 6 months $0 annual fee for the first year ($0 thereafter) 20.99% Apply Now For The ANZ Platinum Credit Card
Read More About The ANZ Platinum Credit Card
HSBC Credit Card
HSBC Credit Card
A 0% balance transfer, $0 annual fee for life credit card. 17.99% p.a. 0% for 8 months with 2% balance transfer fee $0 21.99% Apply Now For The HSBC Credit Card
Read More About The HSBC Credit Card
Westpac Low Rate Card
Westpac Low Rate Card
A low rate on purchases, balance transfer and a $0 annual fee. 1.9% p.a. for 9 months (reverts to 13.49% p.a.) 3.99% for 6 months $45 annual fee for the first year ($0 thereafter) 21.49% Apply Now For The Westpac Low Rate Card
Read More About The Westpac Low Rate Card
Citibank Rewards Credit Card - Platinum Card
Citibank Rewards Credit Card - Platinum Card
An extended 15 month balance transfer offer with 20,000 bonus reward points. 20.99% p.a. 0.9% for 15 months $199 21.74% Apply Now For The Citibank Rewards Credit Card - Platinum Card
Read More About The Citibank Rewards Credit Card - Platinum Card
Bankwest Breeze MasterCard
Bankwest Breeze MasterCard
Low ongoing purchase rate from Bankwest, with an introductory purchase rate credit card. 0% p.a. for 6 months (reverts to 10.99% p.a.) 4.99% for 9 months $49 21.99% Apply Now For The Bankwest Breeze MasterCard
Read More About The Bankwest Breeze MasterCard
\