Best Frequent Flyer Card
There is a significant choice when it comes to Frequent Flyer cards, but one you should certainly check out is the Westpac Earth Card.
The rewards program with this card is linked to the Qantas Frequent Flyer program, and as this is a companion credit card the customer receives both a MasterCard and an American Express card.
Companion credit cards are two credit cards issued on one account, with one monthly bill, one annual fee, and one credit limit. The point of this is that two cards make it a quicker process to earn rewards points. Using the Amex version of your Frequent Flyer card earns more points per dollar than using the MasterCard, but where Amex is not accepted, you just use your MasterCard to make your purchase.
The Westpac Frequent Flyer card rewards program
- Free Qantas Frequent Flyer membership for applications received by 28 February 2011 (Save $82.50!)
- Earn 1 Qantas Frequent Flyer point per $1 spent on purchases with your Earth American Express® Card for maximum points earning
- Earn 1 Qantas Frequent Flyer points per $2 spent on purchases with your Earth MasterCard® for acceptance at over 30 million locations worldwide
- Earn points twice – once with your Frequent Flyer credit card and once with the partner store when you shop at a wide range of program partners
- 1 extra Qantas Frequent Flyer point per $1 spent on selected Qantas products and services
- No capping of points so no restriction on rewards
The Westpac Earth Card is not only a great Frequent Flyer card, it also has an attractive balance transfer deal of 0.99% p.a. for 6 months. This is a great way to save hundreds of dollars on interest charges when you transfer a balance from a non-Westpac credit card.
Main features of the Westpac Earth Card
- 0.99% p.a. for 6 months on balance transfers from non-Westpac credit cards
- An annual fee of $75
- 19.99% p.a. on purchases (variable)
- 21.49% p.a. on cash advances (variable)
- 5.99% on selected Qantas products and services
- Up to 45 days interest-free credit on purchases
- American Express Emergency Travel Assistance
- American Express Select – Exclusive offers in travel leisure, dining and shopping
- MasterCard applause – Special access to entertainment and sports events
- MasterCard Moments – Unique travel and entertainment opportunities
If you’re someone who likes to travel and you want a Qantas Frequent Flyer card that waives the membership fee, then the Westpac Earth Card could be just right. The benefits go way beyond flights on Qantas as well, as there are numerous partner airlines to choose from, and a range of other travel and non-travel rewards you can redeem your points for.
Read the official terms and conditions
| Minimum Income | Minimum Age | 18 years of age | |
| Residency | Permanent Australian Resident | Credit Rating Requirement | Good |
| Min Credit Limit | $1,000 | Max Credit Limit | $30,000 |
| Annual Fee | $75 | Balance Transfer Fee | |
| Minimum Repayment | 2% | Interest Charged From | Purchase Date |
| Late Payment Fee | $9 | Over Limit Fee | $9 |
| Overseas Emergency Replacement | $0 | Overseas ATM Balance check | $0 |
| Overseas ATM Withdrawal | $2.5 | Foreign Currency Conversion Fee |
| Rewards Points per Dollar | AMEX:1 MCARD:0.5 Point(s) | Points needed for Syd/Mel Return Flight | 25000 |
| Points needed for $100 Voucher | 13500 |
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