Best Frequent Flyer Credit Cards: The Best Credit Cards To Earn Qantas Frequent Flyer Points
Posted February 1st, 2010 and last modified January 16th, 2012Getting the best frequent flyer credit cards is not as easy as you might think. You will have to do a careful evaluation of the real cost of earning points. Then you will have to balance that cost against your spending habits to find the one that is best for you.
Featured Frequent Flyer Credit Card*
The ANZ Frequent Flyer Platinum Credit Card allows you to maximise your Qantas Frequent Flyer points through everyday purchases and by using the power of 2 cards on the one account. With a high earn rate on both cards and uncapped Qantas Frequent Flyer points you will be flying to your desired destination in no time.
- $295 annual fee
- 19.74% p.a. on purchases
- Cash Advance Rate of 20.99% p.a.
- 55 days interest free
- Minimum Income Requirement of $50,000 p.a.
Read the ANZ Frequent Flyer Platinum American Express/Visa terms and conditions.
Frequent Flyer Credit Card Comparison
If you love to travel then you want the best frequent flyer credit cards. The rewards programs for Qantas frequent flyer points vary from one credit card company to another. As such it is important to know which cards give you the most value for your spending.
That is, how much do you have to spend to earn frequent flyer miles. You also have to consider the cost of earning those miles as determined by what you must spend on an annual fee to own a specific card. Once you know that you can figure out which cards offer the best value toward frequent flyer miles. You must base the amount of miles you might earn on your level of spending on the Qantas reward credit card. Some consumer organisations have determined that you need to spend at least $2000 each month in order to earn enough points to offset annual fee costs.
Spending for the best frequent flyer cards
- Monthly spending of $1000
- Westpac Earth gives you points valued at around $118 each year.
- ANZ Frequent Flyer Visa offers points worth an average of $98 each year.
- Monthly spending of $2000
- Westpac Earth Platinum rewards your spending for points that are worth around $328 each year.
- ANZ Frequent Flyer Visa gives their customers points with a value of about $242 each year.
- Monthly spending of $5000
- Westpac Earth Platinum offers points valued near $1,156 each year.
- Commonwealth Bank Platinum Qantas Frequent Flyer MasterCard gives points valued at $764 each year.
Remember that each of these amounts is an average with the cost of annual fees deducted. The biggest pitfall of even the best frequent flyer cards is overspending in order to earn points. You may be better served by simply paying out of pocket for your travel rather then spending on other things to earn points. That being said, if you use your card for everyday purchases and are diligent about paying off your balance each month you can easily earn your points without paying excessive interest fees.
The best frequent flyer credit cards are those that offer you the reward without having to do more then your typical spending on the card. As you evaluate different offers it is important to understand the dynamic between points, annual fees, and spending. If you can do this you have the potential to profit from your credit card spending.
Check out today's featured offers:
| Westpac Low Rate | Citibank Clear Platinum | Qantas AMEX Discovery | ANZ Platinum |
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0% p.a. for 6 months on purchases & balance transfers |
2.9% p.a. for 12 months |
$0 annual fee Up to 10,000 Bonus QFF Points |
0% p.a. for 6 months on purchases & balance transfers |
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