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Best Frequent Flyer Credit Cards: The Best Credit Cards To Earn Qantas Frequent Flyer Points


Posted February 1st, 2010 and last modified March 11th, 2010

Getting the best frequent flyer credit cards is not as easy as you might think. You will have to do a careful evaluation of the real cost of earning points. Then you will have to balance that cost against your spending habits to find the one that is best for you.


Westpac Earth Platinum Cards Offer

Best Frequent Flyer Credit Card*

The Westpac Earth Platinum Credit Card, will allow you to maximise the Qantas Frequent Flyer points you can earn, without any points capping

  • $250 annual fee
  • 19.14% p.a. on purchases
  • 20.64% p.a. on cash advances
  • 1.99% p.a. for 9 months on balance transfers
  • Complimentary International Travel Insurance
  • Earn 1.5 Qantas Frequent Flyer points on your American Express purchases
  • Earn 0.5 Qantas Frequent Flyer points on your MasterCard purchases
  • Minimum income requirement of $65,000 per annum for application approval.


If you love to travel then you want the best frequent flyer credit cards. The rewards programs for Qantas frequent flyer points vary from one credit card company to another. As such it is important to know which cards give you the most value for your spending. That is, how much do you have to spend to earn frequent flyer miles. You also have to consider the cost of earning those miles as determined by what you must spend on an annual fee to own a specific card. Once you know that you can figure out which cards offer the best value toward frequent flyer miles. You must base the amount of miles you might earn on your level of spending on the Qantas reward credit card. Some consumer organisations have determined that you need to spend at least $2000 each month in order to earn enough points to offset annual fee costs.


Spending for the best frequent flyer cards

  • Monthly spending of $1000
  • Monthly spending of $2000
    • Westpac Earth Platinum rewards your spending for points that are worth around $328 each year.
    • ANZ Frequent Flyer Visa gives their customers points with a value of about $242 each year.
  • Monthly spending of $5000
Remember that each of these amounts is an average with the cost of annual fees deducted. The biggest pitfall of even the best frequent flyer cards is overspending in order to earn points. You may be better served by simply paying out of pocket for your travel rather then spending on other things to earn points. That being said, if you use your card for everyday purchases and are diligent about paying off your balance each month you can easily earn your points without paying excessive interest fees.


The  best frequent flyer credit cards are those that offer you the reward without having to do more then your typical spending on the card. As you evaluate different offers it is important to understand the dynamic between points, annual fees, and spending. If you can do this you have the potential to profit from your credit card spending.

Related posts:

  1. Qantas ‘Direct Earn’ Frequent Flyer Points Credit Cards
  2. Citi Qantas Rewards Program: Earn Qantas Frequent Flyer Points with Citbank
  3. Earn 10,000 Bonus Frequent Flyer Points With ANZ Frequent Flyer Credit Cards
  4. ANZ Frequent Flyer Credit Card – Earn 10,000 Bonus Frequent Flyer Points!
  5. ANZ Frequent Flyer Bonus Qantas Freqent Flyer Points Offer



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