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See The Best Low Rate Credit Card


Posted February 2nd, 2010

If you are looking for the best low rate credit card then you should take a look at the ANZ card. This article will show you why it is the best credit card you can choose when you need low interest rates for your purchases and/or balance transfers.


If you are one of the many that has overspent during the holiday season, you may be looking for the best low rate credit card to replace the card you have with a high interest rate. If you have gotten into some serious debt by spending too much at Christmas, the ANZ low rate MasterCard may be just what you’re looking for.


You can transfer the balance from that high rate card over to the a new ANZ card and receive 2.9% p.a. interest rate for 12 months for your balance transfer. This will give you plenty of time to handle that debt without incurring more high interest.


Best low rate credit card features


The ANZ low interest credit card uses a high-tech security program to keep your card secure when you do transactions both offline and online. Security monitoring is done 24/7 and any suspicious cards are flagged.


Here are some of the other features you will get with this best low rate credit card.
  • 2.9% interest rate on balance transfers for up to 12 months.
  • 12.49% p.a. interest rate on purchases.
  • 20.74% rate of interest on cash advances.
  • Up to 55 days of interest free days.
  • $58 annual fee.
  • Guarantee for online shopping.
  • Access to great deals and special offers with MasterCard Travel Exclusives.
  • Access to sporting events, musicals, dances, and theater tickets.
  • No extra cost for up to three additional cardholders.
  • Low rate on purchases.


It is rare to find a balance transfer card that offers this great interest rate on purchases, on top of the low interest rate for balance transfers. This is why ANZ is considered the best low rate credit card.


A credit card that offers low rates on both balance transfers and purchases can be used for all your shopping needs while getting your debt under control. Most balance transfer cards make you pay high interest rates on your purchases, which really defeats the purpose of having a credit card in the first place. The ANZ low interest credit card will be the only card you need. You won’t have to hassle of dealing with separate credit card statements and budgeting to repay two different cards.


If you have been shopping around to find the best low rate credit card and haven’t found this one yet, then consider your shopping over. No other card can beat these rates.

Related posts:

  1. Low Rate Credit Cards: Compare and Apply For A Low Rate Credit Card
  2. Lowest Rate VISA & MasterCard Credit Cards – Compare & Apply Online
  3. Low Credit Card Rate Offers
  4. Low Rate Credit Cards For All Budgets
  5. Why Consider a Lower Interest Rate Credit Card?



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Bankwest Balance Transfer Credit Card

Editor's Choice: Our Top Credit Cards


Credit Card Card Details Interest Rate (p.a.) Cash Advance Rate (p.a.) Balance Transfer Rate (p.a.)

Annual fee

Interest free days (up to)

St George  
Vertigo MasterCard Application
St George Vertigo
Editor's Choice:
Low Interest
Low 2.99% for 6 months (reverts to 11.99%) p.a. interest rate and balance transfer rate, from one of Australia's most respected banks.
2.99% for 6 months (reverts to 11.99%) 20.74% 2.99% for 6 months $55 55
Coles Group Source MasterCard
Coles Group Source MasterCard
The Coles Group Source MasterCard has no annual fee, a 0% p.a. balance transfer offer for 6 months, with a rewards program including savings on fuel and FlyBuys Points19.74%21.99%0% for 6 months$062 Apply Now For The Coles Group Source MasterCard
Read More About The Coles Group Source MasterCard
BankWest More Platinum MasterCard
Bankwest Zero Platinum MasterCard
Editor's Choice:
No Annual Fee
Excellent introductory offer with a $0 annual fee for the life of the credit card and a 1.99% p.a. for 9 months on balance transfers
16.99% 16.99% 1.99% for 9 months $0 55

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