Learn how to choose the best Qantas credit card* for your personal and financial situation.
Qantas credit cards allow cardholders to earn reward points each time they use their card. These points can be redeemed for discounts on hotel bookings, flight upgrades or even complimentary flights. In this article, we will look at the Qantas credit cards and the perks they offer. As there is no such thing as the one best credit card*, this page will provide you with the resources required to make informed decisions to benefit your unique financial situation.
How can I use my Qantas credit card?
Points can be redeemed for various perks including travel upgrades, hotel gift cards and discounts on shopping. Many major airlines have a loyalty reward program that allows loyal and frequent flyers to earn Qantas reward points when they spend money on flights using their credit cards. There are a number of credit cards that also allow you to earn bonus points through the Qantas travel based reward program, each offering unique perks tailored for different customer preferences.
If you’re an infrequent flyer, some Qantas credit cards also allow cardholders to earn points for everyday purchases with Qantas partners, such as Woolworths and Caltex.
Qantas credit cards comparison
Rates last updated September 24th, 2016.
- ANZ Frequent Flyer Platinum
Removed annual fee waiver and minimum spend requirements on bonus points offer.
June 15th, 2016
- American Express Qantas Discovery Card
7,500 bonus points and 0% p.a. on balance transfers for 12 months
August 17th, 2016
- Citi Qantas Prestige Credit Card
70,000 bonus Qantas Points plus 0% p.a. for 6 mos. on balance transfers will end on 30 Sep 2016.
August 17th, 2016
How can I find the best Qantas credit card*?
Qantas credit cards are great for accumulating flyer reward points while spending. However, there is no one card that is suited for the needs of every customer. This means that choosing the most suitable card for you will be determined by your personal needs and preferences.
For instance, there are some credit cards that will offer complimentary international travel insurance, making them more suited for customers who travel overseas on a regular basis. On the other hand, some cards may offer complimentary lounge access, which might be a priority for another cardholder.
Choose your Qantas credit card based on the benefits you want out of the card in conjunction with your own financial situation.
What are the best Qantas credit cards* for:
Certain high-end Qantas credit cards such as black and platinum cards offer you VIP access to Qantas airport lounges around the world. The flyer reward points earned on these cards allow you to get complimentary lounge passes and VIP treatment in airport lounges, making your travel experience more pleasant and convenient.
Depending on the number of points accumulated, you could get flight upgrades or use the reward points to offset some of your flight costs. Some credit cards even offer you a free flight annually. These credit cards often offer complimentary travel insurance, plus other perks including medical insurance, for some local and international flights. Compare cards with travel insurance included in the offer.
Qantas restaurants is a new and exciting reward program that allows Qantas members to earn reward points every time they dine at affiliate restaurants. Points are earned each time a member makes a booking at an eligible restaurant across Australia, with customers standing to earn as many as 100 frequent flyer points each time they use their credit card at restaurants associated with the reward program. Learn more about the Qantas Restaurants program.
Some Qantas credit cards allow you to earn flyer reward points each time you make a car rental booking using your card. Members of the reward program can earn points for renting cars from Qantas partners both within and outside Australia, with car rental partners such as AVIS offering a reward of three points per dollar spent in Australia. Find out which credit cards let you earn points for card rental bookings.
Qantas credit cards reward points can be redeemed in a range of hotels all over the world. Such credit cards are ideal for frequent travellers who stay in hotels on a regular basis during their trips, as they allow them to redeem their flyer reward points for gift cards in finest hotels, discounts on accommodation and preferential booking.
These type of card also enable you to earn extra points for spending money in affiliated hotel chains across the globe, allowing you to accumulate reward points faster. These credit cards usually come at the cost of high annual fees, so it is important to ensure that the rewards earned will be enough to offset these fees.
Earn reward points each time you spend using your credit card on shopping, flights, and travel. Some cards may even let you earn up to three points per dollar spent. Qantas reward points can be redeemed for seat upgrades during flights or Qantas merchandise from the Qantas store. The reward points can also be redeemed for discounts on certain retailers on their point of sale system. While most Qantas credit cards will allow you to earn points instantly when you spend, some may require you to transfer your points before using them, meaning that you lose some points in the process.
You can now earn reward points on the Vodafone network. All you need to do is sign up to a 24 month Qantas Red plan online and get up to 15,000 Qantas Points.
Members of the Qantas frequent flyer program stand a chance to earn reward points whenever they spend, be it on flights, hotel bookings, dinner reservations and even car rentals when they pay for services using a Qantas credit card. To get the most suitable Qantas credit card for you, look at your particular spending patterns and compare the various Qantas cards in the market to obtain one that will allow you to accumulate maximum reward points.
What are the benefits and limitations of a Qantas Credit Card?
- Earn points as you spend. If you frequently use your credit card, you may as well get something back by earning Qantas points as you spend.
- Access to bonus points on signup. Some Qantas partnered credit cards offer bonus points on signup, allowing you to earn points from the get-go.
- Extra features. Some Qantas linked credit cards come with extra bonuses such as complimentary travel insurance and access to VIP Qantas lounges, both of which can add to the convenience of your travel experience.
- Annual fees. Rewards cards generally come at the cost of a high annual fee. If you don’t use your card regularly enough to earn enough points to outweigh the cost of the card, this could put you at a disadvantage in the long run.
- Interest rates. Similar to the annual fee, interest rates are also higher on rewards cards. If you struggle to pay your balance in full each month, it make be worth looking for a low-interest credit card to avoid expensive interest payments.
- Exclusive to Qantas Frequent Flyers. If you’re a frequent flyer with another program, such as Velocity, you will be unable to use a Qantas linked credit card.
Although Qantas linked credit cards offer a number of benefits for Qantas Frequent Flyers and cardholders, make sure to compare your options to find the right one for you. Consider the benefits and features of the card in comparison to the costs and limitations, while also keeping your own unique situation in mind. By doing so, you can determine whether the perks outweigh the costs while also offering what you require out of your credit card.
Frequently Asked Questions
Can I still earn points if I'm an infrequent flyer?
Some Qantas credit cards allow cardholders to earn points on everyday purchases, such as with Qantas partnered supermarkets or gas stations. If you’re an infrequent flyer, look out for a card that allows you to earn points on everyday purchases as well as on travel costs.
What is the difference between direct and indirect earn cards?
Direct earn cards accrue frequent flyer points directly within the program, whereas the points earned on indirect earn cards are credited to a general rewards points system that then require conversion into the relevant points. Indirect cards are slightly harder to compare because it takes some digging to discover what each point is worth.
Can I convert my Qantas Points for frequent flyer points with another airline?
Generally, you can’t directly convert your Qantas Points into other points. However, Qantas does allow frequent flyer members to earn and redeem their Qantas Points when flying with their partnered airlines within the oneworld alliance, such as American Airways and British Airways. However, there are some limitations and restrictions that come with redeeming your points with affiliate airlines, so make sure to read the terms and conditions before doing so.
Do I need to be a Qantas Frequent Flyer to use a Qantas partnered credit card?
Yes, you will be unable to earn Qantas Points unless you’re a frequent flyer member. If you’re not already a Qantas Frequent Flyer, you’ll need to opt into the program at the time of your credit card application.