Needless to say, there are plenty of credit cards out there. Selecting one of the many can be difficult, especially when there is little information about each. In this article, we seek to equip you with the information you need to make a well informed decision about which credit card to select when it comes time.
Specifically, we will be focusing on the Big Sky Credit Union Credit Card from Big Sky Credit Union. This card has with it a host of features that many will find a perfect fit for their personal and financial goals. By examining each feature in-depth we aim to provide you with the information you need to select the right card for you.
Cash Rewards Option
The Big Sky Credit Union Credit Card is a flexible card and so too are the options flexible. There are two versions of the same card from Big Sky. One of which is just a Visa Credit Card, the other is a Visa Credit Card with a Cash Rewards option.
This means that every dollar you spend using your Big Sky Credit Union Credit Card with Cash Rewards will go toward a cash reward at the end of the year. With the Cash Rewards option, you can start earning cash back on those normal daily expenses.
No Annual Fee
The Big Sky Credit Union Credit Card features a wonderful feature in that there is no annual fee. Typically with a credit card there is some annual fee associated with its use. This fee can range from anywhere between $50 and $200 depending on the type of card you are considering.
Instead, with the Big Sky Credit Union Credit Card there is no annual fee charged to you as the card owner. You can simply enjoy the power of a credit card and all the features that come along with the Big Sky Credit Union Credit Card for no fee whatsoever.
Low Interest Rate
Interest rates are an important factor when choosing a new credit card. The Big Sky Credit Union Credit Card features very low variable interest rates on both it’s standard Visa and Cash Rewards option credit cards.
For the Big Sky Credit Union Low Rate Credit Card, the low variable interest rate is around 11.99% p.a.. The cash rewards option Big Sky Credit Union Credit Card has an equally competitive 16.58% p.a. interest rate on all purchases.
Interest Free Purchases
Another great benefit of the Big Sky Credit Union Credit Card is what’s called the interest free period available on all purchases. For all retail purchases made with the Big Sky Credit Union Credit Card, there is a period of 45 days that are considered interest free on these purchases.
This means that for up to 45 days, the purchases you make will accrue no interest making your monthly payments low and manageable.
The Big Sky Credit Union Credit Card offers the option for a balance transfer. This option is available using the standard Visa credit card option.
Balance transfers are subject to a very low interest rate. This balance transfer interest rate is good for an introductory 6-month period. A very competitive rate among other credit card offerings.Back to top