Big Sky Credit Union Credit Card

Information verified correct on September 29th, 2016

Needless to say, there are plenty of credit cards out there. Selecting one of the many can be difficult, especially when there is little information about each. In this article, we seek to equip you with the information you need to make a well informed decision about which credit card to select when it comes time.

Specifically, we will be focusing on the Big Sky Credit Union Credit Card from Big Sky Credit Union. This card has with it a host of features that many will find a perfect fit for their personal and financial goals. By examining each feature in-depth we aim to provide you with the information you need to select the right card for you.

Rates last updated September 29th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Big Sky Credit Union Visa Credit Card with Rewards
Enjoy earning cash rewards for every dollar that you spend on the credit card.
16.58% p.a. $49 p.a. More info
Big Sky Credit Union Visa Low Rate Credit Card
Enjoy this low rate card with a low variable interest rate and up to 45 days interest free on purchases.
11.99% p.a. $29 p.a. More info

Cash Rewards Option

The Big Sky Credit Union Credit Card is a flexible card and so too are the options flexible. There are two versions of the same card from Big Sky. One of which is just a Visa Credit Card, the other is a Visa Credit Card with a Cash Rewards option.

This means that every dollar you spend using your Big Sky Credit Union Credit Card with Cash Rewards will go toward a cash reward at the end of the year. With the Cash Rewards option, you can start earning cash back on those normal daily expenses.

No Annual Fee

The Big Sky Credit Union Credit Card features a wonderful feature in that there is no annual fee. Typically with a credit card there is some annual fee associated with its use. This fee can range from anywhere between $50 and $200 depending on the type of card you are considering.

Instead, with the Big Sky Credit Union Credit Card there is no annual fee charged to you as the card owner. You can simply enjoy the power of a credit card and all the features that come along with the Big Sky Credit Union Credit Card for no fee whatsoever.

Low Interest Rate

Interest rates are an important factor when choosing a new credit card. The Big Sky Credit Union Credit Card features very low variable interest rates on both it’s standard Visa and Cash Rewards option credit cards.

For the Big Sky Credit Union Low Rate Credit Card, the low variable interest rate is around 11.99% p.a.. The cash rewards option Big Sky Credit Union Credit Card has an equally competitive 16.58% p.a. interest rate on all purchases.

Rates last updated September 29th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period
Big Sky Credit Union Visa Low Rate Credit Card
Enjoy this low rate card with a low variable interest rate and up to 45 days interest free on purchases.
11.99% p.a. $29 p.a. Up to 45 days on purchases More info
Rates last updated September 29th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period
Westpac Low Rate Card
A simple low interest rate card featuring a low ongoing rate on purchases, up to 55 days interest-free on purchases and a low annual fee.
1% p.a. for 12 months (reverts to 13.49% p.a.) 0% p.a. for 18 months $59 p.a. Up to 55 days on purchases Go to site More info
ME Bank frank Credit Card
A low interest rate on purchases and cash advances with no annual fee charge.
11.99% p.a. $0 p.a. Up to 55 days on purchases Go to site More info
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card. Also enjoy a 0% p.a. balance transfer rate for 12 months.
14.99% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Up to 55 days on purchases Go to site More info
Newcastle Permanent Value+ Credit Card
Enjoy a competitive annual fee and interest rates on purchases, cash advances, and balance transfers.
11.49% p.a. $49 p.a. Up to 55 days on purchases Go to site More info
NAB Low Rate Credit Card
The NAB Low Rate Card offers 0% p.a. on purchases and balance transfers for 15 months. This card also comes with a low annual fee.
0% p.a. for 15 months (reverts to 13.99% p.a.) 0% p.a. for 15 months with a one off 2% balance transfer fee $59 p.a. Up to 55 days on purchases Go to site More info
Westpac 55 Day credit card
Enjoy a balance transfer offer of 0% p.a. for 16 months, an introductory purchase rate of 1% p.a. for up to 12 months, plus a waived annual fee for the first year if applied by 11 October 2016.
1% p.a. for 12 months (reverts to 19.84% p.a.) 0% p.a. for 16 months $0 p.a. annual fee for the first year ($30 p.a. thereafter) Up to 55 days on purchases Go to site More info
Coles Low Rate MasterCard
A low rate MasterCard with a competitive rate on purchases and a low annual fee.
9.99% p.a. 0% p.a. for 6 months $49 p.a. Up to 62 days on purchases Go to site More info
NAB Low Fee Card
Enjoy a low introductory rate of 0% p.a. on balance transfers and purchases for 15 months.
0% p.a. for 15 months (reverts to 19.74% p.a.) 0% p.a. for 15 months with a one off 2% balance transfer fee $30 p.a. Up to 44 days on purchases Go to site More info
ANZ First Visa Credit Card - Exclusive Offer
Take advantage of this exclusive offer and enjoy 0% p.a. for the first 12 months on balance transfers and 0% p.a. for the first 3 months on purchases.
0% p.a. for 3 months (reverts to 19.74% p.a.) 0% p.a. for 12 months $30 p.a. Up to 44 days on purchases Go to site More info
ANZ Low Rate
Save on your existing credit card interest with 0% for 18 months on balance transfers with a low annual fee and low ongoing purchase rate.
13.49% p.a. 0% p.a. for 18 months with 3% balance transfer fee $58 p.a. Up to 55 days on purchases Go to site More info
Citi Clear Platinum Card
Enjoy 0% p.a. for 9 months interest-free purchasing and 0% p.a. for 9 months on balance transfers.
0% p.a. for 9 months (reverts to 14.99% p.a.) 0% p.a. for 9 months $99 p.a. Up to 55 days on purchases Go to site More info
Learn more about Low Rate Credit Cards

Interest Free Purchases

Another great benefit of the Big Sky Credit Union Credit Card is what’s called the interest free period available on all purchases. For all retail purchases made with the Big Sky Credit Union Credit Card, there is a period of 45 days that are considered interest free on these purchases.

This means that for up to 45 days, the purchases you make will accrue no interest making your monthly payments low and manageable.

Balance Transfers

The Big Sky Credit Union Credit Card offers the option for a balance transfer. This option is available using the standard Visa credit card option.

Balance transfers are subject to a very low interest rate. This balance transfer interest rate is good for an introductory 6-month period. A very competitive rate among other credit card offerings.

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2 Responses to Big Sky Credit Union Credit Card

  1. Default Gravatar
    colin | September 7, 2015

    I live in the UK would I be able to get one?

    • Staff
      Sally | September 7, 2015

      Hi Colin,

      Thanks for your inquiry.

      You can only apply for Big Sky credit card if you meet the eligibility requirements and if you are a permanent resident of Australia. You will also need to provide identification documents such as your Australian driver’s license.

      Cheers,

      Sally

Credit Cards Comparison

Rates last updated September 29th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
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ME Bank frank Credit Card
Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
11.99% p.a. $0 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
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* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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