Book Flights Online With Westpac Altitude Rewards Points

Rates and Fees verified correct on February 28th, 2015

Globetrotting Australians are in a fix: travel costs are rising after three years of cheap round-trip flights to the U.S. and Europe. According to the Sydney Morning Herald, a return ticket to the U.S. today will set you back at least $1,400, up from just $900 in 2008. Domestic and Asia-Pacific flights have also jacked up their prices.

The solution for those who haven’t shaken off the travel bug is a travel rewards card, and the Westpac Altitude Credit Card is a great example. With the Altitude card, you earn points on your everyday spending, which you can redeem for travel discounts and even free flights. The points add up almost without effort—it’s like a virtual travel piggy bank!

Westpac Altitude Platinum Card

Westpac Altitude Platinum Credit Card

Increase your points earning potential with the Westpac Altitude rewards program.

  • $150 p.a. annual fee
  • 0% p.a. for 6 months (reverts to 20.24% p.a.) on purchases
  • 3.99% p.a. for 6 months on balance transfers
  • Cash Advance Rate of 21.24% p.a.
  • Up to 45 days interest free
  • Minimum Income Requirement of $30,000 p.a.

Two cards is better than one

The Westpac Altitude Credit Card is a companion card system, which means you get two credit cards with your account. One is an American Express card, which earns you 2.000 points for every dollar spent. The other is a Visa card, where each dollar is equivalent to 5,000 point. The idea here is that you use American Express wherever it’s recognised to maximise your point-earning power, but if a store doesn’t accept it, you can always use your Visa card and still get the points.

Both cards are linked to the same account, so you only have one statement to keep on file. With two cards working for you and only one bill to answer to, you’re really maximizing your benefits. You’ll be off to your next holiday before you know it!

Take your pick

Your Westpac Altitude Credit Card gives you access to a wide range of flights from all major domestic airlines, allowing you to comparison-shop for the best deals. You can take advantage of tickets on sale or stick to your favourite airlines, so your points can take you further. If you’re a Qantas Frequent Flyer or Rex Flyer Rewards member, you can also earn points on your account and get discounts on eligible flights. Just mention it on your application and Westpac will link your account to your credit card.

One advantage to this program is that your points can also be used for additional charges, such as airport tax and baggage fees. If you’ve ever had to cough up dollars for “surprise” fees while in transit, you’ll know how handy this can be!

Westpac Altitude Rewards Credit Cards Comparison

Rates last updated February 28th, 2015

Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
Westpac Altitude Platinum Card
Westpac Altitude Platinum Card
Earn 30,000 bonus Altitude or Qantas Points after your first eligible purchase. Redeem Altitude points for flights on any of the world's major airlines. Also includes free insurance and travel benefits. 0% p.a. for 6 months (reverts to 20.24% p.a.) 3.99% p.a. for 6 months $150 p.a. 21.24% p.a. Go to site More info
Westpac Altitude Card
Westpac Altitude Card
Earn 10,000 Altitude or Qantas bonus Points on your first eligible purchase. Redeem Altitude points for flights on any of the world’s major airlines plus earn reward points for every dollar spent. 0% p.a. for 6 months (reverts to 20.24% p.a.) 3.99% p.a. for 6 months $100 p.a. 21.24% p.a. Go to site More info

Get a head start

With the Westpac Altitude Credit Card, the rewards start coming even before the card is in your hands. The points don’t expire, so you can keep saving up for as long as you need to. You can earn up to 5,000 points for each statement cycle and you do need a minimum of 3,000 points to be able to redeem rewards.

Make sure to book your flights online using your Westpac Altitude Credit Card to get full benefits. Online booking gives you access to substantial discounts, last-minute specials, and seasonal offers that can save you hundreds of dollars. Check the offers regularly as they are updated often!

Was this content helpful to you? No  Yes

This page was last modified on 29 December 2014 at 9:13.

Ask a Question

Disclaimer: At we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to receive follow up emails related to and to create a user account where further replies to your questions will be sent.

23 Responses to Book Flights Online With Westpac Altitude Rewards Points

  1. Default Gravatar
    Blake | February 23, 2015

    Can you transfer Altitude Black MasterCard with Qantas Frequent Flyers?
    Also can you just upgrade using Alltitude Points?

    • Staff
      Jonathan | February 24, 2015

      Hi Blake, thanks for your inquiry!

      Transferring Altitude points to Qantas Frequent Flyers is not possible, however if you opt for Altitude Qantas rewards with your Altitude card, then your Qantas points will be credited to the same account, given that you provide the same Qantas membership number for your Altitude Qantas.
      Altitude points can be used to purchase and upgrade flights.



  2. Default Gravatar
    Col | December 27, 2014

    Booked a flight with altitude points does this give me free insurance

    • Staff
      Elizabeth | December 29, 2014

      Hi Col,

      Thanks for your question.

      If your card offers complimentary insurance, you’ll need to ensure that a minimum of $500 of your prepaid travel costs are charged to your card account. No Altitude points equivalency is specified so it seems that you will need to meet this minimum spend requirement in order to receive the insurance.

      I hope this has helped.



  3. Default Gravatar
    Peter | November 30, 2014

    Are frequent flyer points and altitude reward points equal value when booking flights ?

    • Staff
      Elizabeth | December 1, 2014

      Hi Peter,

      Thanks for your question.

      As the points are earned as part of different programs, and both of these points have no real ‘dollar value’ that can be attributed to them, it’s hard to determine whether they will be of equal value.

      A quick search of Qantas flights shows that you will need 19,850 points to redeem a flight from Sydney to Gold Coast, and 8000 Qantas Points to redeem the same flight.

      I hope this has helped.



  4. Default Gravatar
    Erica | June 25, 2014

    How do I book flights

    • Staff
      Shirley | June 27, 2014

      Hi Erica,

      Thanks for your question.

      Please log on to the official Westpac Altitude Rewards website. There’s a box on the bottom right hand corner where you can redeem your points for flights.


  5. Default Gravatar
    simon | February 28, 2014

    I want to buy tickets to bali with reward points

    • Staff
      Jacob | February 28, 2014

      Hi, Simon.

      Thanks for your question.

      If you would like to use your Altitude Points to book flights, please refer to the Altitude Rewards website. You can search and book international flights through their site.

      I hope this helps.

  6. Default Gravatar
    John | December 16, 2013

    How many altitude points do I have to have for flights to Hawaii (and return of course).

    • Staff
      Jacob | December 16, 2013

      Hi John.

      To find out the answer to your question, you will need to log into your Westpac Altitude online account. You can search for available flights and find out how many points you’ll need to book a flight.

      Thanks for getting in touch with us.


  7. Default Gravatar
    Viv | July 25, 2013

    I rang Westpac rewards yesterday r.e. booking rough the world flight but really had some flexibility in dates and stopovers. The person answering the call was not prepared to discuss any options, and only gave me one price for concrete dates and places I nominated. Previously I have gotten great advice and options in writing from this service. Should I expect a real travel agent’s service given they charge a fee? Quoted price equals a bit over $4,000 which is much more than I found online. Makes having over 40,0000 points seem pointless! Any advice on how I can get best advice and value from all my points?

    • Staff
      Jacob | July 26, 2013

      Hi Viv. Thanks for your question. If you’re unhappy with the value of your Westpac Altitude Rewards points relative to the value of a real flight, you may want to consider transferring your points to a frequent flyer program. You’ll still get charged airport taxed when you book a flight, but they may be less than the travel agent’s booking fee. You can read more about this here. Cheers. Jacob.

  8. Default Gravatar
    Helen | April 30, 2013

    I have Westpac platinum cards and want to use my points later in the year on a international flight but I am not a frequent Flyer member, what do I have to do ?

    • Staff
      Jacob | April 30, 2013

      Hi Helen. Thanks for your question. If you have the Platinum Altitude Cards, you do not need to join another frequent flyer program, when you spend your points are automatically credited to you Altitude membership account. Your points can then be used to book flights through the Altitude Rewards Program, or you can transfer these points to a partner frequent flyer program – you will need to be a member of the frequent flyer program (Qantas, Velocity or Emirates etc.) in order to do this and a joining fee may apply. Jacob.

  9. Default Gravatar
    Michele | January 10, 2013

    I have this altitude rewards account (Amex + visa) and have over 200,000 points :). I am planning a safari in Africa and it all hinges on getting my flights through my points. On Several occasions I have gone into the system to book flights to make sure I have enough points without actually confirming the booking.

    My concern is that when I go to do it for real I might hit some roadblocks. I have sufficient points for return flights but is there anything I need to be aware of?

    Will go to book and find I can’t get on any flights ?

    • Staff
      Jacob | January 11, 2013

      Hi Michele. Great question. The following is taken from the Westpac Altitude Rewards Terms and Conditions: ‘You do not receive points and may not claim a reward, if your card account is in arrears for 2 consecutive card statement cycles (you must bring your card account up to date by paying the arrears before you can recommence earning points or claim a reward).’ Basically make sure your account is in good standing prior to booking the flights and there should be no problems. Thanks for your question.

  10. Default Gravatar
    Edward | September 7, 2012

    we have approx 500,000 points and wish to use flying either singapore or malaysian airlines how do we transfer points and if transferring whole amount what points would we have with either airline Thanks

    • Default Gravatar
      Adrian | September 7, 2012

      Hi Edward,
      This would give you 250,000 points for redemption with Singapore or Malaysia airlines. You can complete the transfer by signing in here.
      Thanks for your question

Related Posts

Credit Cards Comparison

Rates last updated February 28th, 2015
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
St.George Vertigo Visa
St.George Vertigo Visa
A low annual fee and low interest rate offer on balance transfers. 0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. 21.49% p.a. Go to site More info
Virgin No Annual Fee Credit Card
Virgin No Annual Fee Credit Card
Take advantage of the 0% p.a. for 14 months balance transfer offer 18.99% p.a. 0% p.a. for 14 months $0 p.a. 20.99% p.a. Go to site More info
Westpac Low Rate Card
Westpac Low Rate Card
A low interest rate credit card with a low annual fee and balance transfer offer. 0% p.a. for 3 months (reverts to 13.49% p.a.) 0% p.a. for 16 months $59 p.a. 21.49% p.a. Go to site More info
HSBC Platinum Credit Card
HSBC Platinum Credit Card
Earn rewards points plus a balance transfer offer. Access to prestige services including a personal concierge service and VISA Platinum reward program. 19.99% p.a. 0% p.a. for 8 months $0 p.a. 21.99% p.a. Go to site More info
American Express Qantas Discovery Card
American Express Qantas Discovery Card
Receive 7500 Qantas Points and pay no annual fee ever. Plus earn 1 Qantas Point per $1 spent on all your everyday purchases. 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

Ask a question

Win $500!

Tell us what you think about

Take our quick survey to win T&Cs apply