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Budget Credit Cards: Credit card deals that won’t break the budget

Posted February 14th, 2010 and last modified June 4th, 2010
St George Vertigo Offer

Featured Budget Credit Card

The St.George Vertigo MasterCard is the ultimate budget credit card especially for those who love to shop. You will save with a low rate on purchases and balance transfers for the first 6 months, 55 days interest free on purchases and a low annual fee.

  • $55 annual fee
  • 12.49% p.a. on purchases
  • 2.99% p.a. for 6 months on balance transfers
  • Cash Advance Rate of 21.24%
  • Enjoy instant discounts and benefits with St.George Instant Benefits Program

Get an overview of the best deals on the market currently. Find out the one place to go to find everything you need to know about budget credit cards. Compare and contrast the deals available currently.


One-Stop-Shop For all Deals

Everyone has busy lives and most of us have little time to scour the internet and other places for the best credit card deals. There are so many choices out there that it seems impossible to find exactly what you need let alone decide which one will be the right fit. Thankfully, there is a place that is a one-stop-shop for the best credit card deals and for finding budget credit cards.
Credit Card Finder is the one place on the Internet that does the work for you. No longer do you need to pore over advertisements or spend hours on the internet trying to find the best options. Credit Card Finder has already done it for you.


Review of the Best Budget Options

In 2009, St. George Vertigo was awarded “Winner of Money Magazine’s Best Balance Transfer Credit Card” of the year. If you are one who likes to shop then this is the choice for you because of the low rate on purchases.
  • 12.49% p.a on purchases.
  • Receive up to 55 interest free days
  • Annual fee of $55
This is a straightforward credit card that offers great features like low rates and low fees.
  • 2.99% p.a. for 6 months p.a. on balance transfers
  • 2.99% for 6 months (reverts to 12.99%) p.a. on purchases.
  • Annual fee of $49
  • Low rate of 19.79% p.a. on cash advances
ANZ Bank offers a low credit card with many features that are easy on your wallet.
  • Unbeatable 0% p.a. for 6 months p.a. on balance transfers
  • Low rate of 13.24% p.a on purchases
  • Credit monitoring with ANZ Falcon Security
  • Purchase freely becuase of 55 days interest free on purchases
The National Bank of Australia or NAB provides a terrific budget option for those looking for lower fees and great rates.
  • 13.24% p.a. on purchases
  • 4.99% p.a. for 6 months on balance transfer
  • Low $49 annual fee
BankWest now offers a card that has one of the lowest annual purchase rates in the industry.
  • 5.99% for 12 months (reverts to 10.75%) p.a. rate on purchases
  • Get up to 3 additional cards at no extra cost
  • 5.99% p.a. for 12 months balance transfer offer
As you can see, there are many options available for those budget-conscious credit card users. Save time and money by taking advantage of these offers.



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HSBC Visa Balance Transfer Credit Card

Editor's Choice: Our Top Credit Cards


Credit Card Card Details Interest Rate (p.a.) Cash Advance Rate (p.a.) Balance Transfer Rate (p.a.)

Annual fee

Interest free days (up to)

HSBC Credit Card
HSBC Credit Card
Balance Transfer & No Annual FeeEditor's Choice:
0% for 6 months Balance Transfer & No Annual Fee

Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.
16.99%20.75%0% for 6 months$055 Apply Now For The HSBC Credit Card
Read More About The HSBC Credit Card
Suncorp Clear Options Standard Visa Card
Suncorp Clear Options Standard Visa Card
A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.12.24%17.99%1.9% for 12 months$390 Apply Now For The Suncorp Clear Options Standard Visa Card
Read More About The Suncorp Clear Options Standard Visa Card

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