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Balance Transfer Business Credit Card: CitiBusiness Gold

Posted February 1st, 2010 and last modified November 3rd, 2011

A balance transfer business credit card can help your company save money. If you have mounting debt or are simply paying more interest then you should the CitiBusiness Gold card is an excellent option for change. In addition this card offers other benefits valuable to your business.

Citibank CitiBusiness Gold

Best Small Business Credit Card

The CitiBusiness Gold Credit Card is an excellent option for a small business credit card, giving you the benefits of better record keeping on your purchases and the ability to earn Qantas Frequent Flyer points

  • $149(half-price annual fee in the first year) annual fee
  • 0% p.a. for 4 months (reverts to 20.74% p.a.) on purchases
  • 0% p.a. for 4 months on balance transfers
  • Cash Advance Rate of 21.49% p.a.
  • 55 days interest free
  • Minimum Income Requirement of $30,000 p.a.

You may not have considered using a balance transfer business credit card . But, even as a business owner you might not be getting the lowest possible interest rates. Many businesses start out with less capital and less secure income so the first credit card they own have higher interest rates. Once you have established your business or if you just want to save money you can do a balance transfer to the CitiBusiness Gold credit card.

Right now this card offers a 0% p.a. for 4 months interest rate on their balance transfer business card. The offer is good for nine months, which should give any business adequate opportunity to pay down their previous credit card debt at the low interest rate. In addition to low balance transfer rates there are many other benefits associated with this credit card.

Balance transfer business credit card and more

  • A credit limit of up to $60,000. This high limit is set up to allow you the cash flow you need to successfully operate your business.
  • You can earn rewards points at a rate of 1.25 points for every $1 spent. The points have no expiry.
  • The card allows you to personalise your reward program. It can be used for either personal or business rewards.
  • Free business concierge service that has anytime access to information and assistance from wherever in the world your business take you.
  • Free travel insurance.
  • Additional cards for your employees, up to 99 cards should give you access to enough plastic for all of your trusted staff members.
  • 55 interest free days on purchases.
  • 0% p.a. for 4 months (reverts to 20.74% p.a.) per annum interest rate on purchases.
  • 21.49% p.a. per annum interest rate on cash advances. The balance transfer business credit card rate also goes up to 20.99% once the introductory offer expires.
  • Annual fee of $149(half-price annual fee in the first year) and a supplementary fee of only $30.
  • The minimum income requirement for your business is low at only $35,000.
  • Additional cardholders must be at least 16 years old.
  • Rewards points can be exchanged for Qantas frequent flyer points at a ratio of one reward point for one frequent flyer point.
  • Free purchase cover up to $125,000 as well as other valuable security features.

Saving money in business is simple with a balance transfer business credit card . Remember that just because you already have a credit card does not mean that you are getting the best available interest rates. One of the ways to cut costs for your business is to cut down on interest expenses. A balance transfer to the right credit card can help you do just that.

Check out today's featured offers:

Citibank Clear Platinum Qantas AMEX Discovery ANZ Platinum Westpac Low Rate
St George Vertigo American Express Qantas Discovery Card ANZ Platinum Credit Card Westpac Low Rate Card

2.9% p.a. for 12 months
on balance transfers

$0 annual fee

Up to 10,000 Bonus QFF Points

0% p.a. for 6 months on

purchases & balance transfers

0% p.a. for 6 months

on purchases & balance transfers

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