Business Credit Card Rewards Programs

Credit Card Rewards for Businesses

Business credit card rewards programs are designed with the needs of business owners in mind. If you do not already have a business credit card you should get one.

Citibank CitiBusiness Gold Credit Card

The Citibank Business Credit card offers you streamlined reporting on your business purchases, which makes it much easier for your tax obligations at tax time and for BAS reporting. You can also earn Qantas Frequent Flyer points on your purchases with this credit card, making it an excellent offer to consider.

• $149(half-price annual fee in the first year) annual fee
• 0% p.a. for 4 months (reverts to 20.74% p.a.) on purchases
• 0% p.a. for 4 months on balance transfers
• Cash Advance Rate of 21.49% p.a.
• 55 days interest free
• Minimum Income Requirement of $30,000 p.a.

Read the Citibank CitiBusiness Gold terms and conditions.

These cards can help you run your business in more ways then just earning points. Credit cards make maintaining financial records easier and keeping track of your employee expense accounts. They also protect you personally because the card is linked to your business instead of your home accounts.

Business Credit Card Comparison

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	American Express Gold Business Card	Reward yourself and earn 25,000 bonus points when you spend $50,000 each year.	%		$169
	American Express Qantas Business Card	Earn Qantas Frequent Flyer points on every dollar spent with the AMEX Qantas Business Card. Redeem for Qantas and Jetstar Any Seat Rewards.	%		$299
	American Express Platinum Business Card	Better track and manage your business expenses with the American Express Platinum Business Card	%		$1200

Business Credit Card Rewards

Money Management

• A line of credit gives you greater cash flow. As a business owner you often need large sums of cash, business credit cards have higher limits then personal credit cards to meet this need.
• You can purchase anything you need whether it is equipment or copy paper from any vendor all over the world with a business credit card.
• Your monthly statement provides a detailed account of all your business expenditures. It reduces the cost of accounting whilst still maintaining adequate records.

Additional credit cards

• Your valued employees can get card in their name for their business expenses.
• They can use the cards for entertaining, rather then having to spend their own money and be reimbursed.
• Negates the need for a difficult to manage petty cash drawer.

Business credit card rewards points

• The business will earn lots of points by using the card for most operating expenses.
• Points can be redeemed for anything from flights to goods and services to exciting outings depending on the card issuer.
• You can reward your employees by using points to purchase incentive gift cards or special trips.
• Business trips can be financed with points, making it not just faster but cheaper to fly rather then drive within Australia for business travel.
• Impress clients by presenting them with a bottle of wine or flowers to thank them for their business, purchased with rewards points.

It is very important for business owners to separate their personal money from that of their company. A business credit card rewards program can help you do this. Not only is the money that you use to purchase and pay for goods separate but so is the money that you use, in the form of points, for other expenses and perks that are business related. Of course, you can usually transfer points and use them for pleasure too, you’re the boss it is up to you. Get the best business credit card you can find and make sure it comes with a valuable rewards program.

Check out today's featured offers:

Westpac Low Rate	Citibank Clear Platinum	Qantas AMEX Discovery	ANZ Platinum
0% p.a. for 6 months on purchases & balance transfers	2.9% p.a. for 12 months on balance transfers	$0 annual fee Up to 10,000 Bonus QFF Points	0% p.a. for 6 months on purchases & balance transfers

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Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Westpac Low Rate Card - 0% Offer	A credit card with a low rate offer on both balance transfers and purchases, plus a low annual fee.	0% for 6 months (reverts to 13.49% )	0% for 6 months	$45	21.49%
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%