Business Credit Cards with Frequent Flyer Points

Compare Business Credit Card Offers with Frequent Flyer Rewards Points Programs

We have reviewed the best available business credit cards in Australia and have identified those which have frequent flyer points rewards programs attached. These credit cards will allow you to earn frequent flyer points on your business purchases and expenses.

Business Credit Cards with Frequent Flyer Points Comparison

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Citibank CitiBusiness Gold	Earn 1.25 reward points for every $1 spent – with no point expiry. 1 reward point is redeemable for 1 frequent flyer point among other rewards. Access up to $60,000 in credit limit. Complimentary International Travel Insurance and Business Concierge service.	0% for 4 months (reverts to 20.74% )	0% for 4 months	$149(half-price annual fee in the first year)	21.49%
	American Express Platinum Business Card	Better track and manage your business expenses with the American Express Platinum Business Card	%		$1200
	American Express Gold Business Card	Reward yourself and earn 25,000 bonus points when you spend $50,000 each year.	%		$169
	American Express Qantas Business Card	Earn Qantas Frequent Flyer points on every dollar spent with the AMEX Qantas Business Card. Redeem for Qantas and Jetstar Any Seat Rewards.	%		$299
	ANZ Frequent Flyer Platinum American Express/Visa	Earn Bonus Qantas Points.Also earn up to 1.5 Qantas Frequent Flyer points via AMEX. Includes extended warranty, overseas travel and medical insurance, 90 day purchase security insurance, and exclusive bonus offers and access to Visa Platinum Concierge.	19.74%		$295	20.99%
	American Express Velocity Business Card	A truly dedicated business rewards credit card. Download all your card expenses in a format readable by Quicken, MYOB, Microsoft Excel and more.	%		$249

Most businesses utilise some form of credit card. If it doesn’t give you added benefits such as frequent flyer miles when regular travelling is required, it might not be the best suitable match. Business Credit Cards with Frequent Flyer Points offers other added benefits free of charge.  This includes:

• 24 Concierge Service
• Purchase protection
• Travel Insurance

Choose from 7 different Business Credit Cards with Frequent Flyer Points and earn rewards when simply using your card for day to day purchases. Compare these credit cards to determine which one will provide optimum value. Look out for promotions where a generous amount of points are allocated either when:

• opening an account
• utilising the card for the first time or
• spending a certain amount

The promotions are very rewarding, and new clients often earn enough points to pay for a return domestic flight.

Swipe your Business Credit Card Enough and Fly for Free

Very often, in order to expand a business and maintain relationships, business individuals are required to travel. Today, flying is one of the most common forms of travel as it not only saves time, but with current economic conditions, has also become more cost effective. As savings are always welcomed, swipe your Business Credit Card with Frequent Flyer Points every time you shop, and the next airline ticket may just be free of charge if enough points have been accumulated.  

Factors to Consider When Choosing a Car Rental Credit Card

1. Who qualifies for a credit card?

All businesses can benefit from a frequent flyer points business card regardless if they are small, medium or corporate size.

2. Will this card benefit me even if I don’t fly often?

This credit card has specifically been designed to reward business individuals who fly often. It could, however, still benefit your business even if you do not fly often, but other credit cards could possibly provide better rewards and should be investigated should you need one.

3. What if the monthly spending for my business is not high?

If, for example, your business is small and monthly spending is relative, than it will take some time to generate enough points to earn a free flight. Points earned, however, could be enough to upgrade a flight and therefore careful consideration should be done to determine if frequent flyer points will indeed benefit your business.

4. How many points should be earned to qualify for a free flight?

Free interstate flights within Australia will require fewer points when compared to international flights, and are subject to airline and destination. The following number of points, destinations and airlines serves as examples:

• 11,000 points for a flight from Brisbane to Sydney with Qantas airlines
• 95,000 points for a flight from Sydney to London with Singapore airlines
• 192,000 points for a flight from Melbourne to London flying with Qantas airlines

5. Are there different frequent flyer programs?

Yes, various reputable airlines have joined in the frequent flyer program including Qantas, Singapore, and Virgin Australia.

6. Which airline is leading the frequent flyer program?

There are various reputable airlines joining in the program but Qantas is regarded as the leader.

7. Do the banks ever offer promotions?

Yes, the two banks currently issuing the business credit cards with frequent flyer points do occasionally offer promotions. Usually, these promotions run during specific periods and usually encompass a certain amount of points which will be loaded to your credit card either:

• When the account is opened
• When the first purchase with the credit card is made and/or
• A specific amount of spending has been reached

Usually, the promotions are very rewarding and new clients often earn enough points to pay for a return domestic flight.

8. Is there a difference between these credit cards and other business reward cards?

Yes, generic business reward cards may promote the user with different rewards other the frequent flyer points, or do not offer the same amount of points for it. The business credit cards with frequent flyer points are specifically designed to provide maximum value for regular travellers using air transport. Frequent flyer programs have been entered into and between reputable airlines such as Qantas, and the best value negotiated for businesses when making regular use of air transport.

9. What is the difference between these and other frequent flyer credit cards?

There is indeed a similarity between these cards although the business credit cards are specifically catered towards the needs of businesses, and therefore designed to feature many business-friendly attributes.

10. Will I need to obtain a Qantas account?

Yes, in order to earn frequent flyer points with Qantas, you will be required to have your own account.

11. Is there any annual fee payable for a Qantas frequent flyer account?

No annual fees are payable by Qantas members over and above the one-time joining fee. An $82.50 enrolment fee does apply to businesses who are not yet members.

12. What other fees could possibly apply?

Businesses will be required to earn or spend points within a specific period of 18 months to keep the Qantas account active. Besides the Qantas enrolment fee, businesses might be required to pay a yearly fee for the specific choice in credit card. Some credit cards could levy no yearly charges, and it is therefore always wise to compare the overall value of each credit card for your business.