Card Services Direct Credit Cards – Earn Velocity Rewards Points

Best Velocity Rewards Points Card

The NAB Velocity Credit Card allows you to earn Velocity Rewards points faster with 1.5 Velocity Points earnt per $2 spent on purchases. You can then enjoy rewards such as domestic & international flights, accommodation, entertainment car hire and many more rewards.

• $65 annual fee
• 20.24% p.a. on purchases
• 4.99% p.a. for 6 months on balance transfers
• Cash Advance Rate of 21.74% p.a.
• 44 days interest free
• Minimum Income Requirement of $30,000 p.a.
• No cap or expiry on your Velocity Points

Read the NAB Velocity Standard Card terms and conditions.

Gold and platinum members at Card Services Direct can now transfer their rewards points to the Velocity Rewards airline loyalty program, provided they have an account with the latter. Velocity is currently available from a number of other card issuers, including ANZ, Westpac, and Citibank. The service can be accessed through Card Services Direct’s Internet and phone banking options.

Card Services Direct, a joint service by Citigroup and MasterCard, is linked to several frequent flyer and rewards programs, including Singapore Airlines’ KrisFlyer, and Citibank’s Take Flight airline booking and cash-back scheme. Velocity Rewards is a relatively new but award-winning program offered by V Australia, Virgin Australia, Pacific Blue, and Polynesian Blue.

Transfer requirements

Cardholders will receive one Velocity point for every 1.5 Card Services Direct reward points transferred. The initial transfer must be at least 15,000 points, and subsequent transfers must be in batches of 15,000 as well. These points can then be used to pay for Virgin Australia, Virgin Australia, Pacific Blue, or Polynesian Blue flights using the Card Services Direct MasterCard. It can take up to 28 days for transferred points to show up in your Velocity Membership Account. Once transferred, the points are subject to Velocity Rewards’ terms and conditions rather than Card Services Direct.

Joining Velocity Rewards

It’s important to note that Velocity Rewards membership doesn’t come with your Card Services Direct account. You must apply for one separately and be a member before attempting to transfer your points. Application is free on the Velocity website, and you get your membership number as soon as you complete the online form. You will need this number to transfer your Card Services Direct points.

Never lose points

As long as you’re an active Velocity member, there’s no expiry date on points earned. Point expiry is one of the most common traps in the Australian credit card market, to the point that a small industry of “miles management” services has sprung up in recent years. Velocity Rewards eliminates this issue, allowing you to save your points up for as long as you need to.

Velocity Rewards is also the first airline rewards scheme to offer the “any seat, any time” feature. Basically, it eliminates the blackout dates and other restrictions that plague other rewards programs and keep cardholders from fully enjoying the benefits. With Velocity Rewards, as long as there are seats available on an eligible airline, you can use your Velocity points to buy them, even on the busiest holidays. This has won the program widespread recognition from the Airline Information Mega Awards, the Freddie Awards, and the Australian Marketing Institute.

Check out today's featured offers:

Westpac Low Rate	Citibank Clear Platinum	Qantas AMEX Discovery	ANZ Platinum
0% p.a. for 6 months on purchases & balance transfers	2.9% p.a. for 12 months on balance transfers	$0 annual fee Up to 10,000 Bonus QFF Points	0% p.a. for 6 months on purchases & balance transfers

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Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Westpac Low Rate Card - 0% Offer	A credit card with a low rate offer on both balance transfers and purchases, plus a low annual fee.	0% for 6 months (reverts to 13.49% )	0% for 6 months	$45	21.49%
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%