Credit Card News

Latest news and updates from CreditCardFinder.com.au, guides, tips, articles and credit card offers.

American Express Platinum Credit Card - Details and Application

American Express Logo

Experience a whole world of untold privilege and recognition with the American Express Platinum Card through the access through to dedicated Platinum Concierge and Platinum Travel services and an elite level of travel, lifestyles and rewards offers. Have a look at just some of the exclusive benefits and privileges below.

  • Annual Fee
    $900 p.a
  • Cash Advances/Withdrawals
    Yes
  • Interest Free Period on Purchases
    51
  • Frequent Flyer
    Access to dedicated Platinum Travel & Concierge 24 hours a day.
  • Additional Card Holder Fee
    No
  • Minimum Repayment Amount
    Payment in full each month
  • Rewards Points/Programme
    Complimentary enrolment in Membership Rewards Ascent where you will earn 1.5 points for every dollar spent up to $200,000 each year.
  • Find out More about the American Express Platinum Credit CardApply now for the American Express Platinum Credit Card

    American Express Platinum MoneyBack Card - Details and Application

    Influence. Status. Privilege. Nothing impresses quite like Platinum. The American Express® Platinum MoneyBack Card opens a world of luxury and service.

    -
    The More you Spend the More MoneyBack you get
    1% MoneyBack on all purchases. 5% MoneyBack in first 3 months Card membership (up to $300 MoneyBack)
    You’re coveredAmerican Express Platinum Moneyback Card

    With 24-hour support and protection, you can call American Express about anything your Card does. Love shopping? You’re covered with Refund Protection, Purchase Protection2 and our extensive On-Line Fraud Guarantee3.

    Make the most of your Card
    Earn more MoneyBack using your Card to pay bill instead of other cards or cheques.
    Apply for a free supplementary Card it all counts to your MoneyBack. Take advantage of exclusive deals and discounts with American Express Selects

    • Supplementary Cards at no additional cost
    • Interest Rate: 20.49%
    • Balance Transfer: 6.99% for 6 months
    • Annual Fee: $99
    • Interest Free Days: 44

    Find out More about the American Express Platinum Moneyback Credit CardApply now for the American Express Platinum Moneyback Credit Card

    American Express Rewards Maximizer Card -Details and Application

    American Express

    There’s nothing more exciting than ticking something off your wish list. And with the American Express Rewards Maximiser Gold Credit Card you can make it happen sooner. Enjoy premium benefits and privileges and get the rewards you want fast, with no limit on the number of Membership Rewards™ points you can earn.

    • Automatic enrolment in Membership Rewards™ Ascent
    • American Express Rewards Maximizer Card

    • No points limit or expiry as long as your account remains current
    • Interest rate of 20.49% p.a.4
    • Up to 55 Interest Free Days5
    • Credit limit of up to $25,000 (subject to credit approval criteria)
    • Balance Transfer - A 6.99% p.a. for life of balance6 - subject to our Interest Rate Policy7
    • Global Customer Service
    • Online Fraud Protection Guarantee8

    Find out More about the American Express Rewards Maximizer Credit CardApply now for the American Express Rewards Maximizer Credit Card

    American Express Business Accelerator Card - Details and Application

    American Express

    Numbers that give flexibility. The Business Accelerator Credit Card really stretches your cash flow, with up to 55 days interest free. You’ll earn 2 Membership Rewards points for every $1 spent up to $150,000 - reverting to 1 point for $1 thereafter (reset annually). These points are not capped and will not expire as long as your account remains current.
    If you’re not completely satisfied with the Card within the first 90 days after the Annual Card fee is first applied to your Card, American Express will refund the $160 Annual Card fee.

    Guaranteed to Impress:

    • The American Express Business Accelerator gives you automatic enrollment in our Membership Rewards program Choices option, giving you access to top class shopping and gifts.
    • American Express Business Accelerator

    • You can redeem your points for flights³ with no blackout dates or restrictions, giving you added flexibility and convenience.
    • Your Membership Rewards points can also be used to pay off the balance of the Card4.
    • You’ll earn points whether you’re using the Basic Card or one of the Supplementary Cards (with no annual Card fee).
    • The Business Savings™ Program gives you access to great business discounts.
    • The Annual $160 Card Fee is tax deductible if the Card is used solely for business7.
    • 18.99% Interest rate.
    • 55 days interest free.

    Find out More about the American Express Business Accelerator Credit CardApply now for the American Express Business Accelerator Credit Card

    Wizard Personal Loans - Details and Application

    Wizard Credit

    Wizard has a range of personal loans to help you obtain finance simply and quickly. Whether you’re in the market for a well-earned break, or you’re just looking for a hand to help tie up those loose ends, Wizard would like to help.

    Wizard Personal Loans are available for:Wizard Personal Loans

    • Debt Consolidation
    • Funding your home renovation
    • Travel or holidays
    • Wedding expenses
    • Furniture
    • Deposit Gap

    Wizard Personal Loan - Find out MoreWizard Personal Loan Application

    ANZ Personal Loans - Details and Application

    ANZ

    Need to combine your credit card balances or loans into a single consolidated loan? Look into an ANZ Personal Loan - for people who don’t like to wait. For a typical loan reason, whether it’s a new auto or holiday, ANZ Personal Loans can help with competitive interest rates and acceptable fees.

    • Easy applications
    • Affordable fees and interest rates
    • Flexible repayment options - weekly, fortnightly or monthly
    • Easy repayment methods - ANZ internet, phone banking
      and direct debit from your ANZ Access account
    • For loans over $5,000
    • Choose to repay from one to seven years depending on the
      loan purpose
    • Protect your loan with ANZ Loan Protection

    ANZ Personal Loan - Find out MoreANZ Personal Loan Application

    Citibank Personal Loans - Details and Application

    No matter what it is that you want, you can now get it with a Citibank Personal Loan.

    An exotic holiday? The car of your dreams? Or that home renovation you’ve had your heart set on? With a Citibank Personal Loan you can borrow up to $75,000at just 2.74% p.a.* (comparison rate 13.15% p.a.Ø).

    • SAVE with competitive fixed rates
      Enjoy the things you want with low interest rate loan from 12.74% p.a.*(comparison rate 13.15%p.a.ø)
    • SAVE 0.50% p.a. off your interest rate
      Take out Loanguard Insurance when you apply and we’ll discount your interest rate
    • Have the Freedom to Buy what you want
      With terms from 1 to 5 years and loan amounts from $4,000 to $75,000, budgeting is made easy with set repayments.
    • Apply today and SAVE
      The loan amount is disbursed directly into your account giving you the freedom to use as you choose and prioritise what dreams become a reality first.

    Find out more about Citibank Personal LoansCitibank Personal Loan Application

    GE Money eco MasterCard - Details and Application

    GE Money

    The GE Money eco MasterCard is the 1st credit card in Australia with a dedicated program that purchases carbon offsets on behalf of cardholders via Origin’s Carbon Reduction Scheme. These contributions help fund projects such as reforestation, renewable energy, water and wastewater treatment, land and habitat conservation, energy efficiency and other environmental initiatives that meet the strict standards.GE Money eco MasterCard

    • 0% p.a. on balance transfers for up to 6 months
    • Up to 55 days interest free on purchases
    • $49 annual fee
    • 18.49% p.a. standard annual percentage rate
    • 19.99% p.a. cash annual percentage rate

    Get the Most From Your Rewards Credit Card

    Restrictions, fine print, and red tape can drastically limit what you get out of your rewards credit card. If you’ve done your part, used your credit card, paid your bill on time, your credit card should keep up its end of the deal and give you the rewards you were promised. It doesn’t always happen that way. Find out how you can get around your reward card’s restrictions and earn more rewards.

    -

    Pay your balance in full each month. Rewards credit cards tend to have a higher interest rate than other types of credit cards. When you carry a balance beyond the interest free period, you’ll end up with higher interest charges than you would on other credit cards. The more you pay in interest, the less valuable your rewards will be. For example, if you pay $100 in interest over the year, but only receive $75 in rewards, you haven’t really gained anything.

    Rather than carrying a balance on a high interest rate rewards card, pay your balance in full every month. Signing up for a card with a low interest rate will lessen the effect of interest charges. It’s still best to pay your balance in full each month to avoid interest charges all together.

    GE Money Eco MasterCard - Environmental Wonder

    Financial providers today seem to be hopping on the environmentally-friendly bandwagon. With the creation and development of a new green credit card, the environmental footprint left by Australians using an array of plastic cards may soon diminish.

    Ge Money are currently pioneering the environmental spearhead among financial providers in Australia with the release of the GE Money Eco MasterCard. With each transaction on it, contributions to projects which endorse clean gas emissions are donated which will ultimately reduce our carbon footprint.

    Current Credit Card Statistical Trends in the Australian Credit Card Market

    When a person speaks of credit card statistical trends, the thing they are most likely talking about has to do with the specifics of a credit card deal. While different types of credit cards will bring different things to their owners, there are certain characteristics shared by all credit cards. Things like interest rates, fees and many of the other bread and butter characteristics of the average credit card are omnipresent and for that reason learning about their trends is something that is useful to know. This information will help you when you are searching for a credit card because it will show you what the present and the future are likely to be.

    Best Balance Transfer Rates - 0% APR Credit Cards

    Smart shopping for 0% annual percentage rate (APR) credit cards can save consumers hundreds of dollars in interest charges. Many consumers do not think to shop around for credit cards. However, with half of Australian grocery store purchases being made with credit cards, the decision as to which card the consumer uses can have an impact on how much is paid in interest. One way you can save money in interest charges is to shop around for a 0% APR credit card to transfer existing balances to. The concept of shopping for the best interest rates is not new for purchases such as homes and cars, but so few consumers stop to think about shopping around for the best credit card deal.

    Saving Money with 0% APR Cards

    It is possible for you to save hundreds of dollars a year by transferring balances to a 0% APR credit card. Here is how it works: A consumer applies for a new credit card with a special introductory interest rate of 0% APR for balance transfers. After gaining approval, the consumer transfers the balance of his or her credit cards to the new card.

    Citibank Silver Credit Card - Details and Application

    The Citibank Silver Credit Card gives you automatic benefits and a security guarantee. More features include:

    • Citibank Silver gives you automatic benefits and a security guarantee.
    • 2.9% for 12 months on balance transfers.
    • citibank silver credit card

    • Up to 55 days interest-free on purchases.
    • Low annual fees for primary and additional cardholders.
    • Free Rewards program with points that never expire and the option of Qantas Frequent Flyer Points.
    • Free purchase cover insurance for lost, stolen or damaged goods.
    • Extra security with a photo card, digital signature and Fraudshield protection.

    Australian’s Experience with Various Credit Cards

    Instead of an article written from simply one persons perspective, you will be able to get a greater insight into the average Australian’s experience with their own credit cards. The following are samples taken from a credit card forum discussion:



    “I have a Virgin Credit Card. 55 Days interest free purchases, 6% interest for the first 6 months, and then it increases to 12% after that. Not bad, I reckon.

    The problem with it, is the rewards system. It doesn’t actually accrue ‘points’ like other credit cards can, it just means “If you have a virgin credit card, you can get discounts at certain stores and other virgin products”
    Good in theory, however not really for me.”

    ANZ Everyday Visa Debit Card - Details & Application

    Have the freedom to shop anywhere with Worldwide Visa access. ANZ Everyday Visa Debit allows you to shop anywhere Visa is accepted - online, over the phone and overseas outlets. That turns out being over 24 million Visa outlets worldwide!

    • Shop anywhere Visa is accepted - even overseas
    • Unlimited ANZ transactions for $6 a month
    • ANZ’s Online Guarantee and ANZ Falcon security
    • Your choice of three card designs - blue, pink or black
    • No credit check
    • Students get a discounted monthly fee of $3

    More information on the ANZ Visa Debit CardApply for the ANZ Visa Debit Card

    Click here for the official ANZ Visa Debit Card offer.

    Cut Tax and Mend Savings: Finance your Business with Credit Cards

    Starting a small business in Australia is stressful enough - with an incredible 50% of first time business owners failing in their first year, the ease of funding a credit card provides can release the tension. Since business expenditures can be add-up to significant tax deductions, it is imperative to separate personal expenses from work-related charges. Aside from the tax savings, a business credit card represents expanded options, particularly with the right card.

    Successfully Disputing Errors On Your Credit Report

    A credit report is a very important document for an individual as it is the basis by which a person can get future loans and his entire credit history is based on it. You need to know your credit score whenever you need to close a loan deal or renegotiate on the existing interest rate on credit cards.

    The lenders generally judge your creditworthiness and charge you interest rate depending on your credit scores that generally range from 300 to 850. A vast majority of consumers ignore the credit rating reports and thus often fail to take corrective action against inaccurate data.

    How to Fund your Wedding with Credit Cards and Maximise your Rewards

    Marriage can be either exciting or stressful - regardless of which, funding a wedding will always be is expensive. One of the easiest way to meet this short term fund strain

    can be employing the use of one or more credit cards. The following information in this article will explain which credit cards you can use to maximise the savings and rewards extractrable out of your costly wedding.

    There are a few prerequisites for the suggestions and strategies listed in this article to work. Namely, these are:

    For starters, you’ll want to benefit from spending so much on your wedding via a credit card with a generous rewards or cashback program. Some credit cards you may want to consider are:

    An Unorthodox Way of Finding the Right Credit Card

    Perfect Credit Cards - Do they Exist?

    When it comes down to it, there aren’t any perfect credit cards. You may find the best credit card on the market available for you, but in the end, there’s always a catch.

    In this article I’ll explain a more uncommon approach to finding credit cards that best suit you.

    New to Credit Cards? A Guide to Interest Rates

    A Basic Summary of Interest Rates for Credit Cards
    As a consumer searching for a new credit card you need to be vigilant in educating yourself to the interest rates that you could end up being responsible for paying. The interest rates that you would be paying for the items that you are buying can end [...]

    Citibank Personal Credit Card - Details and Application

    Citibank Personal Credit lets you consolidate your debts with a great balance transfer offer AND have the option to spend at an equally attractive rate.

    • 6.9% p.a.* for LIFE on balances you transfer from non-Citibank credit cards, store cards and personal loans.
    • SAVE with a low ongoing interest rate of 13.99% p.a.
    • 13.99% p.a. on ANY purchases and cash advances.
    • SAVE with no everyday transactional fees.
    • NO transaction, ATM/EFTPOS or cash advance fees so even more money stays in your pocket.
    • With $5,000 to $25,000 to use on whatever you want, Personal Credit gives you the flexibility to repay and re-borrow funds.
    • Use at ATMs, and to purchase in store, online and over the phone. A chequebook is also available on request.
    More InformationApply Now

    How you can Stop your Credit Card Application being Rejected

    Bad Credit Card Record?
    If you’re afraid you have a bad credit card record, or simply can’t comprehend why your constantly getting rejected credit card applications, this article is for you to help get around these issues.
    I was inspired to write this article after I received this post:
    After applying for Commonwealth and Qantas Amex cards, both [...]

    St.George Vertigo MasterCard Credit Card Review

    St George Vertigo Mastercard Credit Card

    The St.George Vertigo MasterCard is the “Winner of Money Magazine’s Best of the Best Award for Cheapest Credit Card”, and with good reason.
    The ideal credit card for Australian’s who love shopping with a low rate on purchases.

    • A low rate on purchases of 11.89% p.a
    • 0% p.a. balance transfer rate for up to 6 months
    • Awarded Australia’s cheapest credit card – Money Magazine 2008.
    • Up to 55 interest free days on purchases*
    • Low $45 annual fee
    • An additional card for a friend or family member, with all transactions on one statement
    • Linked access to your other St.George accounts, for the ease of one card banking
    • Instant discounts with St.George Instant Benefits

    How to Compare Credit Card Offers

    When you first step out and decide that you want to get a credit card, it can be a daunting thing. “Why are they offering me 0% APR?” you may ask yourself. Or, you may question the reason in which they are telling you that if you sign up, you’re going to get all of [...]

    NAB Low Rate Visa Credit Card

    The NAB Low Rate Visa Credit Card has a low rate on purchases so you can get more out of life. When you apply for a Low Rate Visa, you can save on interest with 0% p.a. for up to 6 months on balance transfer requests from non-NAB credit or store cards.

  • Get back to basics with a low 12.95% p.a. on purchases.
  • 0% p.a. on balance transfers for up to 6 months (limited time only).
  • Worldwide Visa acceptance.
  • Cash if you need it at 19.19% p.a.
  • An additional cardholder at no extra cost.
  • Worldwide acceptance at over 22 million locations.
  • Up to 55 days interest free on purchases.
  • ANZ Balance Visa Card - Details and Application

    click here

    The ANZ Balance Visa Credit Card - Earn Reward points every time you make a repayment. It’s Australia’s only credit card to reward you for reducing your balance.

    • $57 Annual Account Fee + $22 Rewards Program Fee (per card)
    • $10 additional card holder fee
    • 20.99% p.a. interest rate on cash advances
    • Up to 55 days interest free
    • Up to $15,000 credit limit
    • 1 Reward Point for every $1 you repay to your balance
    • Choose how often and what you would like to be rewarded - Cashback, Shopping Vouchers or Gift Cards every 3, 6 or 12 months.
    Apply nowApply now

    Commonwealth Bank No Annual Fee Card - Details and Application

    The Commonwealth Bank No Fee credit card is ideal for occasional purchases or a handy source of credit in case of emergencies. Enjoy the security of emergency cash on demand with no annual fee to pay.

    Important: When you’re at the application page and choosing which card you’re after, the no annual fee is not present. Click on Standard Mastercard or Standard Visa and the No Annual Fee will appear as an availability.

    • $0 Annual fee commonwealth bank awards credit card
    • Balance transfer rate 5.99% p.a. for five months
    • Interest rate 18.99% p.a. on purchases
    • Global access - over 24 million locations
    • Issued with chip for extra security
    • Online security guarantee
    • Free additional cardholder
    More InformationApply now

    Commonwealth Bank Platinum Card - Details and Application

    Compliment your lifestyle with a wide selection of outstanding rewards, travel services and benefits available exclusively to Commonwealth Bank Platinum cardholders.

    • 20.74% p.a. on purchases AND cash advances
    • Up to 55 days interest free
    • $200 annual fee
    • Balance transfer rate 5.99% p.a. for 5 months
    • Exclusive Platinum concierge service – just one phone call away
    • Issued with chip for extra security
    • Commonwealth Awards program + special Platinum offers & bonus points
    • Additional cardholder for $15
    More InformationApply for the Commonwealth Bank Platinum Credit Card

    How to Get a Higher Credit Card Limit as a Student

    In olden times, it was easy to get hold of a loan from money lenders and acquaintances. Back then there weren’t any credit histories or credit scores that determine your eligibility. It was sheer out of trust and sincerity that people got loans. However, today, the loan, apartment or car you wish to avail of [...]

    American Express Blue Sky Card - Details and Application

    Introducing the new Blue Sky Credit Card from American Express. Offering 50% OFF Blue Sky Flights until 2010 plus complimentary Domestic and International travel insurance.

    American Express Blue Sky Credit Card

    • A low annual card fee of $95
    • Earn 1 Blue Sky point per $1 spent
    • No points expiry for as long as your account remains current
    • 55 days interest free on purchases
    • Complimentary Domestic and International travel insurance for you and your family
    Apply now

    Secrets To Fast Credit Repair

    When you have bad credit or a low credit score, the faster you can fix the problem, the faster you’ll have more money in your pocket. The interest rates you pay on loans will start falling, and you might even find the premiums you pay on life, health, and auto insurance will drop. So, what’s [...]

    Commonwealth Bank Gold Card - Details and Application

    Open up a world of exclusive opportunities with the Commonwealth Bank Gold Credit Card. Take advantage of exceptional Gold rewards every time you shop or pay a bill, and get a range of great travel benefits as well. A must for frequent international flyers and travelers.

    • 20.74% p.a. on purchases AND cash advances
    • Up to 55 days interest freeCommonwealth Bank Gold Credit card
    • $114 annual fee
    • Balance transfer rate 5.99% p.a. for 5 months
    • Issued with chip for extra security
    • Prestige Reward Program
    • Additional cardholder for $15
    • Free international travel insurance (for trips of up to 3 months)
    • Free transit accident insurance
    • Commission-free travelers cheques
    • Your Global Connection (premium integrated travel services)
    • World-wide access (over 24 million locations)
    More InformationApply for the Commonwealth Bank Gold Credit Card

    Commonwealth Bank Awards Card - Details and Application

    Want to be rewarded for the money you spend on your credit card? Look no further than the Commonwealth Bank Awards Credit Card. Hit the shops, fill up the fridge, pay the bills - however you use your card, you’ll earn one reward point for every dollar you spend. Use your card instead of cash and be rewarded.

    • Balance transfer rate 5.99% p.a. for 5 months.
      commonwealth bank awards credit card
    • Up to 55 days interest free.
    • Low $59 annual fee.
    • 20.74% interest p.a. on purchases AND cash advances.
    • Global access - over 24 million locations.
    • Transaction and Online security guarantee.
    • Additional cardholder for $15.
    More InformationApply now

    Commonwealth Bank Low Fee Card - Details and Application

    With up to 55 days interest free on all purchases, the Commonwealth Bank Low Fee Credit card lets you shop now without paying extra in interest. Combine that with a low annual fee of just $24 and you’ll really start saving.

    • 19.99% p.a. on purchases And 20.74% on cash advances
    • Up to 55 days interest free
    • $24 annual fee - $0 for Commonwealth Bank customers who pay $1000 or more P.A.
    • Balance transfer rate 5.99% p.a. for 5 months
    • Global access - over 24 million locations
    • Issued with chip for extra security
    • Online security guarantee
    • Free additional cardholder
    More Information

    Westpac Earth Credit Card

    Earth will save you money.
    You’ll pay the lowest rates on purchases and lowest annual fee for any card directly earning Qantas Frequent Flyer points1. Plus you’ll have access to our tiny balance transfer rate and lots of other privileges.
    Some of the lowest rates. On Earth.

    Pay just 13.24%pa on purchases -
    Up to 55 days interest [...]

    HSBC’s Online Savings Account – Everyday Banking

    · No monthly account keeping fee#
    · High everyday interest of 5.40% p.a.*
    · Unlimited free HSBC ATM transactions^

    Online Credit Card Offers - Options For Good Credit Cards

    Those of you who are looking to get the best options with your credit card, should first look into the terms associated with that card.

    Money Magazines Best Credit Cards

    Money magazine have recently reviewed all of the credit cards and have a best of the best list. You can watch the entire program at Ninemsn website.

    Ninemsn Money Magazine Best Deals
    Summary
    Credit Cards
    The cheapest credit cards as selected by money magazine.

    Gold - St George / BankSA
    Silver - Bendigo Bank
    Bronze - Bankwest
    Savings accounts
    The best savings accounts to [...]

    How to Successfully Apply for A Student Credit Card

    Financial management is and will always be a matter of concern for everybody. If you are a college or university student, obtaining a credit card is the best way of building a good credit history. You might have seen various credit card applications displayed all over the campus. This guide will help you to successfully [...]

    Debt Consolidation Advice - Information and Services

    Debt Consolidation in Australia
    Many people are stuck with loans and credit card balances today not knowing how to payback. Timely advice or proper guidance can help relive them of unnecessary frustration caused due to loans and debts.
    Generally Australian’s find it hard to manage their paychecks or their financial position. They either over spend or covert [...]

    Advice on How to Cut Credit Card Debt

    When looking at statistics found on theage.com.au, it is stated that Australians owe $41 billion on credit cards at the end of July 2007.  That’s a fair bit of dollars to be owed.  Just for a rough approximation, the population of Australia a year after that was 20,600,856.  Doing the math, we can see that [...]

    Commonwealth Bank Low Rate Card - Details and Application

    Have high interest rates been an issue for you in the past? Pay less on your repayments with the fantastic low interest rate of the Commonwealth Bank Low Rate card.
    • Low interest rate of just 13.24% p.a. on purchases and 19.99% on cash advances
    • Low $48 annual fee
    • Up to 55 days’ interest free on all purchases
    • Even lower balance transfer rate of 5.99% p.a. for 5 months
    • Free additional card for a family member or friend
    • Online security guarantee

    More InformationApply for the Commonwealth Bank Low Rate Credit Card

    Click here for the official Commonwealth Bank Low Rate card offer.

    5 Ways you can Protect your Teenager from Credit Card Debt

    Teenagers and Credit Cards

    Plastic is the currency of the world we live in today. Teenagers when growing up want to access their money faster and make more considered decisions.
    A credit card is a serious step in a childs financial literacy development, they can be very effective financing tools or can be terrible burdens if used [...]

    Why Consider a Lower Interest Rate Credit Card?

    Before even applying for a credit card, the first thing that people do is go out and try and find the lowest interest they can find. They want to get low interest credit cards for the off chance that they are unable to pay the credit card company back; they don’t want to be [...]

    ANZ Access Advantage Account

    - No monthly account service fee for 6 months when you open an Access Advantage account through the links on this page*
    - After 6 months enjoy unlimited transactions via ANZ Internet Banking
    - Unlimited ANZ transactions via ANZ branches, ANZ ATMs, cheques, direct debits, EFTPOS and ANZ Phone Banking for $5 a month
    - Automatic salary deposits
    - No minimum balance
    - No fixed term
    - Access to your fund overseas via the Cirrus network ^

    Citibank BP Credit Card - Details and Application

    Drive your savings further with a credit card that gives you automatic savings on everything you buy. A credit card that gives you automatic savings on everything you buy anywhere.

    With the BP-Citibank MasterCard the money you save is simply credited to your account.

    Citibank BP Credit Card

    • 5% off your petrol and everything else you buy at BP
    • 1% off everything else you buy anywhere
    • 2.9%p.a. * for 12 months for all balances transferred
    More Information

    Citibank Clear Credit Card - 55 days interest free Credit Card

    At last a credit card that gives you a low interest rate of 0% on balance transfers for 6 months as well as a low interest rate of 11.99% p.a. on purchases*. With Citibank Clear Card, the choice has never been clearer.

    • 11.99% p.a. interest rate ongoing for purchases.
    • Access to your account anywhere, anytime via Internet and phone banking.
    • Up to 55 days interest free on retail purchases.
    • No annual fee for the first year.

    More Information

    Click here to see the official Citibank Clear Credit Card offer

    St.George Platinum Card - Details and Application

    The ultimate shopping and travel card combining value, prestige and premium benefits. Don’t miss this opportunity for one of Australia’s favourite credit cards.

    • Low Platinum 14.25% p.a. purchase rate and 20.49% on cash advances.St.George platinum credit card
    • Low $89 Platinum annual fee
    • 3.99% p.a balance transfer rate for up to 6 months
    • Up to 55 interest free days on purchases*
    • Domestic flight inconvenience insurance
    • Insurance cover including: transit accident, purchase cover and extended warranty.
    • Up to 3 additional cards for your friends or family, with all transactions on one statement
    • Linked access to your other St.George accounts for the ease of one card banking
    • Exclusive Platinum card programs offered by Visa and MasterCard
    • Instant discounts and added extras with St.George Instant Benefits

    7 Tips to Obtaining a Higher Credit Card Limit

    The ultimate goal of any credit card user is to achieve good credit. At least, that should be your goal because of the benefits of having good credit. You want good credit because with it, you’re considered a more trusted investment. In essence, the higher your credit limit, the more reliable you appear to loan [...]

    Fraudulent Credit Card use in Australia - How Bad is it?

    Credit card fraud is quite prevalent in the US and UK, but how does Australia compare?

    Waiting on T&C’s from Citibank + Overseas call centres

    I called up Citibank last Friday to get more information about the terms and conditions of their new Citibank Clear credit card. Let’s see how long that takes to get here. We’ll have a full review once the T&C’s have arrived so check back, or sign up to our enewsletter.  We’ll let you know when [...]

    We’re almost there!

    Thanks for visiting our site. We’re very happy to have you here.

    We’ve recently added reviews of some credit cards. You can browse by looking at credit cards offered by different banks and institutions. Or you can browse by the type of offer you’re after.

    Let us introduce ourselves to you…

     
    CreditCardFinder.com.au is a new website that me and my colleagues have set up to help you find the best credit card for your needs.
     
    There’s heaps of credit cards out there with so many benefits, but what’s really good for you? We’ll find out. Are there any hidden traps you should be aware of? Yes.  Are [...]


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