Interest Free Days

American Express Platinum MoneyBack Card - Details and Application

Influence. Status. Privilege. Nothing impresses quite like Platinum. The American Express® Platinum MoneyBack Card opens a world of luxury and service.

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The More you Spend the More MoneyBack you get
1% MoneyBack on all purchases. 5% MoneyBack in first 3 months Card membership (up to $300 MoneyBack)
You’re covered

With 24-hour support and protection, you can call American Express about anything your Card does. Love shopping? You’re covered with Refund Protection, Purchase Protection2 and our extensive On-Line Fraud Guarantee3.

Make the most of your Card
Earn more MoneyBack using your Card to pay bill instead of other cards or cheques.
Apply for a free supplementary Card it all counts to your MoneyBack. Take advantage of exclusive deals and discounts with American Express Selects

• Supplementary Cards at no additional cost
• Interest Rate: 20.49%
• Balance Transfer: 6.99% for 6 months
• Annual Fee: $99
• Interest Free Days: 44

American Express Rewards Maximizer Card -Details and Application

There’s nothing more exciting than ticking something off your wish list. And with the American Express Rewards Maximiser Gold Credit Card you can make it happen sooner. Enjoy premium benefits and privileges and get the rewards you want fast, with no limit on the number of Membership Rewards™ points you can earn.

• Automatic enrolment in Membership Rewards™ Ascent



• No points limit or expiry as long as your account remains current
• Interest rate of 20.49% p.a.⁴
• Up to 55 Interest Free Days⁵
• Credit limit of up to $25,000 (subject to credit approval criteria)
• Balance Transfer - A 6.99% p.a. for life of balance⁶ - subject to our Interest Rate Policy⁷
• Global Customer Service
• Online Fraud Protection Guarantee⁸

American Express Business Accelerator Card - Details and Application

Numbers that give flexibility. The Business Accelerator Credit Card really stretches your cash flow, with up to 55 days interest free. You’ll earn 2 Membership Rewards points for every $1 spent up to $150,000 - reverting to 1 point for $1 thereafter (reset annually). These points are not capped and will not expire as long as your account remains current.
If you’re not completely satisfied with the Card within the first 90 days after the Annual Card fee is first applied to your Card, American Express will refund the $160 Annual Card fee.

Guaranteed to Impress:

• The American Express Business Accelerator gives you automatic enrollment in our Membership Rewards program Choices option, giving you access to top class shopping and gifts.



• You can redeem your points for flights³ with no blackout dates or restrictions, giving you added flexibility and convenience.
• Your Membership Rewards points can also be used to pay off the balance of the Card4.
• You’ll earn points whether you’re using the Basic Card or one of the Supplementary Cards (with no annual Card fee).
• The Business Savings™ Program gives you access to great business discounts.
• The Annual $160 Card Fee is tax deductible if the Card is used solely for business7.
• 18.99% Interest rate.
• 55 days interest free.

GE Money eco MasterCard - Details and Application

The GE Money eco MasterCard is the 1st credit card in Australia with a dedicated program that purchases carbon offsets on behalf of cardholders via Origin’s Carbon Reduction Scheme. These contributions help fund projects such as reforestation, renewable energy, water and wastewater treatment, land and habitat conservation, energy efficiency and other environmental initiatives that meet the strict standards.

• 0% p.a. on balance transfers for up to 6 months
• Up to 55 days interest free on purchases
• $49 annual fee
• 18.49% p.a. standard annual percentage rate
• 19.99% p.a. cash annual percentage rate

St.George Vertigo MasterCard Credit Card Review

The St.George Vertigo MasterCard is the “Winner of Money Magazine’s Best of the Best Award for Cheapest Credit Card”, and with good reason.
The ideal credit card for Australian’s who love shopping with a low rate on purchases.

• A low rate on purchases of 11.89% p.a
• 0% p.a. balance transfer rate for up to 6 months
• Awarded Australia’s cheapest credit card – Money Magazine 2008.
• Up to 55 interest free days on purchases*
• Low $45 annual fee
• An additional card for a friend or family member, with all transactions on one statement
• Linked access to your other St.George accounts, for the ease of one card banking
• Instant discounts with St.George Instant Benefits

Click here to see the Official St.George Vertigo Mastercard Offer.

St.George Starts Low 12.99% Stays Low Credit Card - Review and Application

Looking for great credit card features that don’t expire after a time period? St.George Starts Low, Stays Low Credit Card - the one low rate for purchases and cash that’s guaranteed to stay low.

• One low 12.99% p.a rate for purchases and cash advances.
• Up to 55 interest free days on purchases.
• $59 annual fee.
• Up to 3 additional cards for your friends or family, with all transactions on one statement.
• Linked access to your other St.George accounts for the ease of one card banking.
• Instant discounts and added extras with St.George Instant Benefits.

Click here for the St. George Starts Low Stays Low Card offer.

Citibank Clear Credit Card - 55 days interest free Credit Card

At last a credit card that gives you a low interest rate of 0% on balance transfers for 6 months as well as a low interest rate of 11.99% p.a. on purchases*. With Citibank Clear Card, the choice has never been clearer.

• 11.99% p.a. interest rate ongoing for purchases.



• Access to your account anywhere, anytime via Internet and phone banking.
• Up to 55 days interest free on retail purchases.
• No annual fee for the first year.

Click here to see the official Citibank Clear Credit Card offer

St.George Gold Low Rate Card - Details and Application

A low interest rate credit card, this offer from St.George is a hit among Australian consumers who generally are after a higher credit limit. Take advantage of the St George Gold Credit card today, and receive more benefits including shopping and travel insurance.

• A low Gold card rate of 14.25% p.a for purchases and 18.25% on cash advances.



• Up to 55 interest free days on purchases*
• Annual fee of $79
• Higher credit limits – starting from $5,000.
• Comprehensive Insurance on Overseas Travel, Transit Accident, Extended Warranty and Purchase Cover.
• Up to 3 free additional cards for your friends or family, with all transactions on one statement.
• Linked access to your other St.George accounts for the ease of one card banking.
• Instant discounts and added extras with St.George Instant Benefits.

Click here for the official St George Starts Low Stays Low offer.

St.George Platinum Card - Details and Application

The ultimate shopping and travel card combining value, prestige and premium benefits. Don’t miss this opportunity for one of Australia’s favourite credit cards.

• Low Platinum 14.25% p.a. purchase rate and 20.49% on cash advances.
• Low $89 Platinum annual fee
• 3.99% p.a balance transfer rate for up to 6 months
• Up to 55 interest free days on purchases*
• Domestic flight inconvenience insurance
• Insurance cover including: transit accident, purchase cover and extended warranty.
• Up to 3 additional cards for your friends or family, with all transactions on one statement
• Linked access to your other St.George accounts for the ease of one card banking
• Exclusive Platinum card programs offered by Visa and MasterCard
• Instant discounts and added extras with St.George Instant Benefits

Click here for the official St. George Platinum Card offer.

ANZ Rewards Visa Card - Details and Application

With one of the most flexible reward programs in Australia, you choose the way you’re rewarded from over 500 choices including cash back and shopping vouchers. Open up a world of opportunity with the ANZ Rewards Credit Card.

• Every purchase you make can help build your Reward Points balance faster.
• Accelerate your Reward Points by shopping at Bonus Partners or taking advantage of special Bonus Point Reward offers.
• You also have the ability to earn Reward Points at over 24 million locations worldwide, wherever Visa is accepted.
• Enjoy up to 44 days interest free on purchases with the ANZ Rewards Visa Classic card and up to 55 days interest free on purchases with the Gold card.

Click here to Apply online via ANZ for a response in 60 seconds.

ANZ Rewards Visa Gold Credit Card - Details and Application

Earn a wide range of general rewards, redeem vouchers and receive products with the ANZ Rewards Gold Credit Card. ANZ lets you choose the way you’re rewarded. The ANZ Rewards Visa lets you choose from over 500 rewards including cash back and shopping vouchers. Purchases you make can help build your rewards points balance faster.

• Up to 55 days interest free credit on purchases



• Low annual fee of $57 + $22 Rewards Program Services Fee per card issued on the account.
• 7.99% Balance transfer rate for the first 6 months.
• Interest rate of 19.99% p.a.+
• Earn one reward point for every $1.50 spent on purchases (excluding cash equivalent transactions). Maximum spend of $100,000 per card account per calendar year.
• Earn Bonus Reward Points at Bonus Partners Australia-wide - Earn up to three Bonus Reward Points per $1 spent at Bonus Partners Australia-wide.
• Frequent flyer redemptions^
• ANZ Holiday Rewards™ - full service travel agent over the phone.
• Commission free travellers cheques
• Purchase security insurance

Click here to Apply online via ANZ for a response in 60 seconds.

ANZ Gold Visa Card - Details and Application

The ANZ Gold Visa Credit Card has built in travel benefits including Comprehensive Overseas Travel and Medical Insurance* – so that you can travel overseas with peace of mind, knowing that you have one of the best travel insurance policies available through any Gold credit card in Australia.
You don’t even have to be an ANZ customer to apply.

• $87 Annual Fee with no supplementary extra card fees for up to nine people.
• 7.99% on balance transfers for the first 6 months
• 55 days interest free credit on purchases
• 19.99% Cash/Purchase Rate
• 90 Days Purchase Insurance with Security Warranty
• 5 days to receive your card after approved. It isn’t necessary to be an ANZ member to successfully apply for an ANZ credit card.
• Comprehensive Contents Insurance

Click here for the official ANZ Gold Visa Card offer.

American Express Platinum Card - Details and Application

The American Express Platinum Credit Card - All the features and cover you’d expect from a Platinum card, along with the extra quality and prestige you would expect from American Express cards.

• $1 = 1.5 Frequent Flyer points, up to $100,000 p.a.
• Interest rate of 16.74% p.a.+
• Up to 55 days interest free if you choose to pay your balance in full
• Annual fee of $395.
• One free domestic return flight with Qantas per year
• Transfer your other credit card balances to a competitive rate of 6.99% p.a.^ for the life of the transferred balance subject to our interest rate policy
• Online fraud protection guarantee
• Overseas travel insurance

ANZ Low Rate MasterCard - 0% on balance transfers for 6 months

If you’re after Low interest rates, interest free periods, 0% p.a. balance transfer in one card, look no further than the ANZ Low Rate Mastercard. You don’t even need to be an ANZ customer to apply.

• 0% p.a.balance transfer rate for the first 6 months. If you apply and transfer your balances from non-ANZ credit, charge or store cards you can enjoy a 0% balance transfer rate for the first 6 months.
• Low interest rate of 12.99% p.a.
• Interest rate for cash advances is 20.99% p.a.
• Up to 55 days interest free credit on purchases
• $58 annual fee with up to 3 additional cardholders at no extra cost
• Receive your new ANZ Low Rate MasterCard within 5 days of approval.

Click here to see the official ANZ Low Rate Mastercard offer.

Aussie Mastercard - Details and Application

The Aussie MasterCard isn’t your typical credit card - no high interest rates, no high annual fees, no meaningless reward schemes and other expensive features you’ll unnecessarily be paying for. The only thing typical is the service and quality you would expect from Aussie.

• Low interest rate of 11.99% p.a. on purchases (excludes cash advances)



• 55 days interest free credit on purchases
• 0% p.a. interest rate on balance transfers for the first 6 months.*
• A very generous 15.99% p.a. interest rate on cash advances.
• Online Shopping security guaranteed with MasterCard Securecode ™
• Get an online response in 60 seconds
• You don’t need to be an Aussie customer to apply.

Click here for the Official Aussie Mastercard Offer