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Low Fee Credit Card
Low fee credit cards are great for people who already have the cash and just need a card to transact online. Essentially using the credit card as a debt facility or much like the ANZ Visa debit card. We would suggest you transfer credit onto your card before you transact to save you money otherwise you will be paying a high interest rate immediately after you transact. Look carefully and memorize if you can the number of interest free days you get to try and minimize your interest you pay.
GE Money eco MasterCard - Details and Application
The GE Money eco MasterCard is the 1st credit card in Australia with a dedicated program that purchases carbon offsets on behalf of cardholders via Origin’s Carbon Reduction Scheme. These contributions help fund projects such as reforestation, renewable energy, water and wastewater treatment, land and habitat conservation, energy efficiency and other environmental initiatives that meet the strict standards.
- 0% p.a. on balance transfers for up to 6 months
- Up to 55 days interest free on purchases
- $49 annual fee
- 18.49% p.a. standard annual percentage rate
- 19.99% p.a. cash annual percentage rate
Commonwealth Bank No Annual Fee Card - Details and Application
The Commonwealth Bank No Fee credit card is ideal for occasional purchases or a handy source of credit in case of emergencies. Enjoy the security of emergency cash on demand with no annual fee to pay.
Important: When you’re at the application page and choosing which card you’re after, the no annual fee is not present. Click on Standard Mastercard or Standard Visa and the No Annual Fee will appear as an availability.
- $0 Annual fee
- Balance transfer rate 5.99% p.a. for five months
- Interest rate 18.99% p.a. on purchases
- Global access - over 24 million locations
- Issued with chip for extra security
- Online security guarantee
- Free additional cardholder
Commonwealth Bank Low Fee Card - Details and Application
With up to 55 days interest free on all purchases, the Commonwealth Bank Low Fee Credit card lets you shop now without paying extra in interest. Combine that with a low annual fee of just $24 and you’ll really start saving.
- 19.99% p.a. on purchases And 20.74% on cash advances
- Up to 55 days interest free
- $24 annual fee - $0 for Commonwealth Bank customers who pay $1000 or more P.A.
- Balance transfer rate 5.99% p.a. for 5 months
- Global access - over 24 million locations
- Issued with chip for extra security
- Online security guarantee
- Free additional cardholder
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