Low Rate Balance Transfer Credit Cards

GE Money eco MasterCard - Details and Application

The GE Money eco MasterCard is the 1st credit card in Australia with a dedicated program that purchases carbon offsets on behalf of cardholders via Origin’s Carbon Reduction Scheme. These contributions help fund projects such as reforestation, renewable energy, water and wastewater treatment, land and habitat conservation, energy efficiency and other environmental initiatives that meet the strict standards.

• 0% p.a. on balance transfers for up to 6 months
• Up to 55 days interest free on purchases
• $49 annual fee
• 18.49% p.a. standard annual percentage rate
• 19.99% p.a. cash annual percentage rate

Citibank Personal Credit Card - Details and Application

Citibank Personal Credit lets you consolidate your debts with a great balance transfer offer AND have the option to spend at an equally attractive rate.

• 6.9% p.a.* for LIFE on balances you transfer from non-Citibank credit cards, store cards and personal loans.
• SAVE with a low ongoing interest rate of 13.99% p.a.



• 13.99% p.a. on ANY purchases and cash advances.
• SAVE with no everyday transactional fees.
• NO transaction, ATM/EFTPOS or cash advance fees so even more money stays in your pocket.
• With $5,000 to $25,000 to use on whatever you want, Personal Credit gives you the flexibility to repay and re-borrow funds.
• Use at ATMs, and to purchase in store, online and over the phone. A chequebook is also available on request.

Click here for the official Citibank Personal Credit Card offer.

St.George Vertigo MasterCard Credit Card Review

The St.George Vertigo MasterCard is the “Winner of Money Magazine’s Best of the Best Award for Cheapest Credit Card”, and with good reason.
The ideal credit card for Australian’s who love shopping with a low rate on purchases.

• A low rate on purchases of 11.89% p.a
• 0% p.a. balance transfer rate for up to 6 months
• Awarded Australia’s cheapest credit card – Money Magazine 2008.
• Up to 55 interest free days on purchases*
• Low $45 annual fee
• An additional card for a friend or family member, with all transactions on one statement
• Linked access to your other St.George accounts, for the ease of one card banking
• Instant discounts with St.George Instant Benefits

Click here to see the Official St.George Vertigo Mastercard Offer.

Why Compare Credit Card Offers to Find the Best Deal

The Truth about Credit Card Offers
Why do the credit card providers off such incredible features like ‘interest free’ and ‘0% balance transfers’? What’s in it for them?
These might be some questions that have run through your head. They’ve certainly run through mine.
I am always more than a little skeptical about signs that shout out “Zero [...]

Citibank BP Credit Card - Details and Application

Drive your savings further with a credit card that gives you automatic savings on everything you buy. A credit card that gives you automatic savings on everything you buy anywhere.

With the BP-Citibank MasterCard the money you save is simply credited to your account.

• 5% off your petrol and everything else you buy at BP
• 1% off everything else you buy anywhere
• 2.9%p.a. * for 12 months for all balances transferred

Click here for the official Citibank BP Mastercard offer.

Citibank Clear Credit Card - 55 days interest free Credit Card

At last a credit card that gives you a low interest rate of 0% on balance transfers for 6 months as well as a low interest rate of 11.99% p.a. on purchases*. With Citibank Clear Card, the choice has never been clearer.

• 11.99% p.a. interest rate ongoing for purchases.



• Access to your account anywhere, anytime via Internet and phone banking.
• Up to 55 days interest free on retail purchases.
• No annual fee for the first year.

Click here to see the official Citibank Clear Credit Card offer

ANZ First Visa Card - Details and Application

The ANZ First Visa Credit Card has no annual fee for the first year, followed by a low annual account fee of only $30 or $26 if linked to an ANZ Access account, and you will also enjoy:

• $0 annual fee for the first year, followed by a low annual fee of $30 discounted to $26 if linked to an ANZ Access Account



• Up to 44 days interest free credit on purchases
• 7.99% Balance Transfer rate for the first 6 months.
• 19.99% Cash/Purchase Rate.
• 24/7 ANZ Falcon™ security protection
• Visa card acceptance at over 24 million locations worldwide
• Extended Warranty and 90-day Purchase Security Insurance+
• Online security guarantee means you won’t be liable for unauthorized fraudulent internet purchases
• Three additional cardholders at no extra cost

Click here to see the official ANZ First Visa Card offer.

American Express Gold Card - Details and Application

The American Express Gold Credit Card - Receive the prestige and class you would expect from American Express along with the service and benefits of a Gold card.

• Low Interest rate of 12.99% p.a.
• No annual card fee for the first year, saving you $70
• Up to 55 days interest free on purchases*
• Option to join one of Australia’s leading rewards programs, where $1 spent = 1 Membership Rewards™ point and there’s no cap or expiry of points whilst your account is current
• Transfer your credit card balance to a low rate of 6.99% for 6 months subject to our interest rate policy
• An online fraud protection guarantee

Click here for the official American Express Gold Card offer.

ANZ Low Rate MasterCard - 0% on balance transfers for 6 months

If you’re after Low interest rates, interest free periods, 0% p.a. balance transfer in one card, look no further than the ANZ Low Rate Mastercard. You don’t even need to be an ANZ customer to apply.

• 0% p.a.balance transfer rate for the first 6 months. If you apply and transfer your balances from non-ANZ credit, charge or store cards you can enjoy a 0% balance transfer rate for the first 6 months.
• Low interest rate of 12.99% p.a.
• Interest rate for cash advances is 20.99% p.a.
• Up to 55 days interest free credit on purchases
• $58 annual fee with up to 3 additional cardholders at no extra cost
• Receive your new ANZ Low Rate MasterCard within 5 days of approval.

Click here to see the official ANZ Low Rate Mastercard offer.

Aussie Mastercard - Details and Application

The Aussie MasterCard isn’t your typical credit card - no high interest rates, no high annual fees, no meaningless reward schemes and other expensive features you’ll unnecessarily be paying for. The only thing typical is the service and quality you would expect from Aussie.

• Low interest rate of 11.99% p.a. on purchases (excludes cash advances)



• 55 days interest free credit on purchases
• 0% p.a. interest rate on balance transfers for the first 6 months.*
• A very generous 15.99% p.a. interest rate on cash advances.
• Online Shopping security guaranteed with MasterCard Securecode ™
• Get an online response in 60 seconds
• You don’t need to be an Aussie customer to apply.

Click here for the Official Aussie Mastercard Offer