Reward Programs

American Express Platinum Credit Card - Details and Application

Experience a whole world of untold privilege and recognition with the American Express Platinum Card through the access through to dedicated Platinum Concierge and Platinum Travel services and an elite level of travel, lifestyles and rewards offers. Have a look at just some of the exclusive benefits and privileges below.

Annual Fee
$900 p.a

Cash Advances/Withdrawals
Yes

Interest Free Period on Purchases
51

Frequent Flyer
Access to dedicated Platinum Travel & Concierge 24 hours a day.

Additional Card Holder Fee
No

Minimum Repayment Amount
Payment in full each month

Rewards Points/Programme
Complimentary enrolment in Membership Rewards Ascent where you will earn 1.5 points for every dollar spent up to $200,000 each year.

American Express Platinum MoneyBack Card - Details and Application

Influence. Status. Privilege. Nothing impresses quite like Platinum. The American Express® Platinum MoneyBack Card opens a world of luxury and service.

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The More you Spend the More MoneyBack you get
1% MoneyBack on all purchases. 5% MoneyBack in first 3 months Card membership (up to $300 MoneyBack)
You’re covered

With 24-hour support and protection, you can call American Express about anything your Card does. Love shopping? You’re covered with Refund Protection, Purchase Protection2 and our extensive On-Line Fraud Guarantee3.

Make the most of your Card
Earn more MoneyBack using your Card to pay bill instead of other cards or cheques.
Apply for a free supplementary Card it all counts to your MoneyBack. Take advantage of exclusive deals and discounts with American Express Selects

• Supplementary Cards at no additional cost
• Interest Rate: 20.49%
• Balance Transfer: 6.99% for 6 months
• Annual Fee: $99
• Interest Free Days: 44

American Express Rewards Maximizer Card -Details and Application

There’s nothing more exciting than ticking something off your wish list. And with the American Express Rewards Maximiser Gold Credit Card you can make it happen sooner. Enjoy premium benefits and privileges and get the rewards you want fast, with no limit on the number of Membership Rewards™ points you can earn.

• Automatic enrolment in Membership Rewards™ Ascent



• No points limit or expiry as long as your account remains current
• Interest rate of 20.49% p.a.⁴
• Up to 55 Interest Free Days⁵
• Credit limit of up to $25,000 (subject to credit approval criteria)
• Balance Transfer - A 6.99% p.a. for life of balance⁶ - subject to our Interest Rate Policy⁷
• Global Customer Service
• Online Fraud Protection Guarantee⁸

American Express Business Accelerator Card - Details and Application

Numbers that give flexibility. The Business Accelerator Credit Card really stretches your cash flow, with up to 55 days interest free. You’ll earn 2 Membership Rewards points for every $1 spent up to $150,000 - reverting to 1 point for $1 thereafter (reset annually). These points are not capped and will not expire as long as your account remains current.
If you’re not completely satisfied with the Card within the first 90 days after the Annual Card fee is first applied to your Card, American Express will refund the $160 Annual Card fee.

Guaranteed to Impress:

• The American Express Business Accelerator gives you automatic enrollment in our Membership Rewards program Choices option, giving you access to top class shopping and gifts.



• You can redeem your points for flights³ with no blackout dates or restrictions, giving you added flexibility and convenience.
• Your Membership Rewards points can also be used to pay off the balance of the Card4.
• You’ll earn points whether you’re using the Basic Card or one of the Supplementary Cards (with no annual Card fee).
• The Business Savings™ Program gives you access to great business discounts.
• The Annual $160 Card Fee is tax deductible if the Card is used solely for business7.
• 18.99% Interest rate.
• 55 days interest free.

Citibank Silver Credit Card - Details and Application

The Citibank Silver Credit Card gives you automatic benefits and a security guarantee. More features include:

• Citibank Silver gives you automatic benefits and a security guarantee.
• 2.9% for 12 months on balance transfers.



• Up to 55 days interest-free on purchases.
• Low annual fees for primary and additional cardholders.
• Free Rewards program with points that never expire and the option of Qantas Frequent Flyer Points.
• Free purchase cover insurance for lost, stolen or damaged goods.
• Extra security with a photo card, digital signature and Fraudshield protection.

ANZ Balance Visa Card - Details and Application

The ANZ Balance Visa Credit Card - Earn Reward points every time you make a repayment. It’s Australia’s only credit card to reward you for reducing your balance.

• $57 Annual Account Fee + $22 Rewards Program Fee (per card)
• $10 additional card holder fee



• 20.99% p.a. interest rate on cash advances
• Up to 55 days interest free
• Up to $15,000 credit limit
• 1 Reward Point for every $1 you repay to your balance
• Choose how often and what you would like to be rewarded - Cashback, Shopping Vouchers or Gift Cards every 3, 6 or 12 months.

Click here to apply online now via ANZ for fast approval.

American Express Blue Sky Card - Details and Application

Introducing the new Blue Sky Credit Card from American Express. Offering 50% OFF Blue Sky Flights until 2010 plus complimentary Domestic and International travel insurance.

• A low annual card fee of $95
• Earn 1 Blue Sky point per $1 spent
• No points expiry for as long as your account remains current
• 55 days interest free on purchases
• Complimentary Domestic and International travel insurance for you and your family

Click here for the official American Express Blue Sky Card offer.

Commonwealth Bank Awards Card - Details and Application

Want to be rewarded for the money you spend on your credit card? Look no further than the Commonwealth Bank Awards Credit Card. Hit the shops, fill up the fridge, pay the bills - however you use your card, you’ll earn one reward point for every dollar you spend. Use your card instead of cash and be rewarded.

• Balance transfer rate 5.99% p.a. for 5 months.
  
• Up to 55 days interest free.
• Low $59 annual fee.
• 20.74% interest p.a. on purchases AND cash advances.
• Global access - over 24 million locations.
• Transaction and Online security guarantee.
• Additional cardholder for $15.

Click here for the official Commonwealth Bank Awards Card offer.

Citibank BP Credit Card - Details and Application

Drive your savings further with a credit card that gives you automatic savings on everything you buy. A credit card that gives you automatic savings on everything you buy anywhere.

With the BP-Citibank MasterCard the money you save is simply credited to your account.

• 5% off your petrol and everything else you buy at BP
• 1% off everything else you buy anywhere
• 2.9%p.a. * for 12 months for all balances transferred

Click here for the official Citibank BP Mastercard offer.

St.George Gold Low Rate Card - Details and Application

A low interest rate credit card, this offer from St.George is a hit among Australian consumers who generally are after a higher credit limit. Take advantage of the St George Gold Credit card today, and receive more benefits including shopping and travel insurance.

• A low Gold card rate of 14.25% p.a for purchases and 18.25% on cash advances.



• Up to 55 interest free days on purchases*
• Annual fee of $79
• Higher credit limits – starting from $5,000.
• Comprehensive Insurance on Overseas Travel, Transit Accident, Extended Warranty and Purchase Cover.
• Up to 3 free additional cards for your friends or family, with all transactions on one statement.
• Linked access to your other St.George accounts for the ease of one card banking.
• Instant discounts and added extras with St.George Instant Benefits.

Click here for the official St George Starts Low Stays Low offer.

St.George Platinum Card - Details and Application

The ultimate shopping and travel card combining value, prestige and premium benefits. Don’t miss this opportunity for one of Australia’s favourite credit cards.

• Low Platinum 14.25% p.a. purchase rate and 20.49% on cash advances.
• Low $89 Platinum annual fee
• 3.99% p.a balance transfer rate for up to 6 months
• Up to 55 interest free days on purchases*
• Domestic flight inconvenience insurance
• Insurance cover including: transit accident, purchase cover and extended warranty.
• Up to 3 additional cards for your friends or family, with all transactions on one statement
• Linked access to your other St.George accounts for the ease of one card banking
• Exclusive Platinum card programs offered by Visa and MasterCard
• Instant discounts and added extras with St.George Instant Benefits

Click here for the official St. George Platinum Card offer.

ANZ Rewards Visa Card - Details and Application

With one of the most flexible reward programs in Australia, you choose the way you’re rewarded from over 500 choices including cash back and shopping vouchers. Open up a world of opportunity with the ANZ Rewards Credit Card.

• Every purchase you make can help build your Reward Points balance faster.
• Accelerate your Reward Points by shopping at Bonus Partners or taking advantage of special Bonus Point Reward offers.
• You also have the ability to earn Reward Points at over 24 million locations worldwide, wherever Visa is accepted.
• Enjoy up to 44 days interest free on purchases with the ANZ Rewards Visa Classic card and up to 55 days interest free on purchases with the Gold card.

Click here to Apply online via ANZ for a response in 60 seconds.

ANZ Rewards Visa Gold Credit Card - Details and Application

Earn a wide range of general rewards, redeem vouchers and receive products with the ANZ Rewards Gold Credit Card. ANZ lets you choose the way you’re rewarded. The ANZ Rewards Visa lets you choose from over 500 rewards including cash back and shopping vouchers. Purchases you make can help build your rewards points balance faster.

• Up to 55 days interest free credit on purchases



• Low annual fee of $57 + $22 Rewards Program Services Fee per card issued on the account.
• 7.99% Balance transfer rate for the first 6 months.
• Interest rate of 19.99% p.a.+
• Earn one reward point for every $1.50 spent on purchases (excluding cash equivalent transactions). Maximum spend of $100,000 per card account per calendar year.
• Earn Bonus Reward Points at Bonus Partners Australia-wide - Earn up to three Bonus Reward Points per $1 spent at Bonus Partners Australia-wide.
• Frequent flyer redemptions^
• ANZ Holiday Rewards™ - full service travel agent over the phone.
• Commission free travellers cheques
• Purchase security insurance

Click here to Apply online via ANZ for a response in 60 seconds.

ANZ Frequent Flyer Visa Card - Details and Application

Maximise your frequent flyer points along with ANZ Bonus Partner rewards with the ANZ Frequent Flyer Visa Card. You don’t even have to be an ANZ customer to apply.

• Earn unlimited Bonus Points* at over 2,000 ANZ Bonus Partner outlets.
• You can receive up to 2 Bonus Points* for every dollar spent at ANZ Bonus Partners.
• Visa acceptance at over 24 million locations worldwide.
• 44 Interest free days on purchases
• Interest rate 19.59%
• 24/7 ANZ Falcon™ security protection.

Click here to apply online and get a response in 60 seconds.

American Express Platinum Card - Details and Application

The American Express Platinum Credit Card - All the features and cover you’d expect from a Platinum card, along with the extra quality and prestige you would expect from American Express cards.

• $1 = 1.5 Frequent Flyer points, up to $100,000 p.a.
• Interest rate of 16.74% p.a.+
• Up to 55 days interest free if you choose to pay your balance in full
• Annual fee of $395.
• One free domestic return flight with Qantas per year
• Transfer your other credit card balances to a competitive rate of 6.99% p.a.^ for the life of the transferred balance subject to our interest rate policy
• Online fraud protection guarantee
• Overseas travel insurance