Commonwealth Bank Credit Card Application: Apply For A CBA Credit Card Online

Don't want to go to the bank? You can apply for a Commonwealth Bank credit card through the Internet.

Credit Card Deals

	Interest Rate p.a.	Balance transfer Rate p.a.
Commonwealth Bank Low Rate Credit Card	0% p.a. for 5 months (reverts to 12.99% p.a.)	5.99% p.a. for 5 months
Commonwealth Bank Low Fee Credit Card	0% p.a. for 5 months (reverts to 19.74% p.a.)	5.99% p.a. for 5 months
Commonwealth Bank Gold Awards Credit Card	0% p.a. for 5 months (reverts to 20.24% p.a.)	5.99% p.a. for 5 months

Making a Commonwealth Bank credit card application is an easy process, but you must satisfy a certain criteria first, and you will need some personal and financial details to hand in when filling out the online form.

Criteria to apply for a Commonwealth Bank credit card:

• You must be at least eighteen years of age.
• You must be an Australian resident.
• You must have a good credit history.
• You must be in a financial position to make regular payments.

If you are applying for a Commonwealth Bank of Australia credit card (CBA credit card) online, the process should not take more than fifteen to twenty minutes.

You will need certain information for Commonwealth Bank to be able to process your application:

• Your name, address, date of birth, email address and contact telephone numbers.
• You present employment status.
• The current state of your finances, including your income, your expenses and any major assets you own.
• If you are self employed, your accountant’s details.
• If you intend to make a balance transfer from another card, you must provide details of the card you would like the transfer to be made from, including the account name, the account number, and the amount you wish to transfer.

Comparison of Commonwealth Bank Credit Cards

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			Interest rate (p.a.)	Balance transfer rate (p.a.)	Annual fee	Cash advance rate (p.a.)
	Commonwealth Bank Low Rate Credit Card	A low rate on purchases and balance transfers with a low annual fee.	0% p.a. for 5 months (reverts to 12.99% p.a.)	5.99% p.a. for 5 months	$78 p.a. ($48 for qualifying customers)	21.24% p.a.
	Commonwealth Bank Low Fee Credit Card	A low interest rate offer with a discounted annual fee offer for existing customers.	0% p.a. for 5 months (reverts to 19.74% p.a.)	5.99% p.a. for 5 months	$24 p.a. ($0 for qualifying customers)	21.24% p.a.
	Commonwealth Bank Low Rate Gold Credit Card	A low rate on purchases with complimentary international travel insurance.	0% p.a. for 5 months (reverts to 12.99% p.a.)	5.99% p.a. for 5 months	$120 p.a. ($90 for qualifying customers)	21.24% p.a.
	Commonwealth Bank Low Fee Gold Credit Card	Gold card privileges such as travel insurance, extended warranty and purchase protection.	0% p.a. for 5 months (reverts to 19.74% p.a.)	5.99% p.a. for 5 months	$90 p.a. ($0 for qualifying customers)	21.24% p.a.
	Commonwealth Bank Awards Credit Card	Online security guarantee. Frequent Flyer Awards system, including Bonus Partner Reward Offers.	0% p.a. for 5 months (reverts to 20.24% p.a.)	5.99% p.a. for 5 months	$89 p.a. ($59 for qualifying customers)	21.24% p.a.
	Commonwealth Bank Gold Awards Credit Card	Complimentary comprehensive travel insurance, 90 day purchase security cover and extended warranty on purchases.	0% p.a. for 5 months (reverts to 20.24% p.a.)	5.99% p.a. for 5 months	$144 p.a. ($114 for qualifying customers)	21.24% p.a.
	Commonwealth Bank Platinum Awards Credit Card	Also benefit with an international travel Insurance and extended Insurance/Purchase/Security benefits.	0% p.a. for 5 months (reverts to 20.24% p.a.)	5.99% p.a. for 5 months	$280 p.a. ($250 for qualifying customers)	21.24% p.a.

What happens next in the Commonwealth Bank credit card application process?

Once the application for a Commonwealth Bank credit card has been submitted, you will be kept informed as to the progress at each successive stage, hence the necessity for providing accurate contact details. If the bank requires any more information from you, you will be informed of this within five days.

If you’re eligible for a Commonwealth Bank credit card, you will need to undergo an identity check, which is mandated by the Australian government. (This is not necessary if you are already a customer of Commonwealth Bank.) After your application is submitted, Commonwealth Bank will send you a letter requiring this proof of identification. This can be completed by having certain documents copied, then verified by an independent person of a specified background. These can then be mailed back to the bank. Alternatively, you can take these documents into a branch of the Commonwealth Bank so a bank representative can check them.

After all the information has been fully verified, you will receive your Commonwealth Bank credit card within ten working days, and your PIN under separate cover. The only thing left for you to do is to activate it, and start using it.

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Commonwealth Bank Credit Cards Deals

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			Interest rate (p.a.)	Balance transfer rate (p.a.)	Annual fee	Cash advance rate (p.a.)
	Commonwealth Bank Low Rate Credit Card	A low rate on purchases and balance transfers with a low annual fee.	0% p.a. for 5 months (reverts to 12.99% p.a.)	5.99% p.a. for 5 months	$78 p.a. ($48 for qualifying customers)	21.24% p.a.
	Commonwealth Bank Low Fee Credit Card	A low interest rate offer with a discounted annual fee offer for existing customers.	0% p.a. for 5 months (reverts to 19.74% p.a.)	5.99% p.a. for 5 months	$24 p.a. ($0 for qualifying customers)	21.24% p.a.
	Commonwealth Bank Gold Awards Credit Card	A low interest rate offer on balance transfer and purchases. Complimentary comprehensive travel insurance, 90 day purchase security cover and extended warranty on purchases. Free International Travel/Hospital Insurance for up to 3 months*. Points exchangeable for Frequent Flyer Points. Earn 2.00 Awards points for every $1 spent with the Commonwealth Bank American Express® Card.	0% p.a. for 5 months (reverts to 20.24% p.a.)	5.99% p.a. for 5 months	$144 p.a. ($114 for qualifying customers)	21.24% p.a.

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Credit Cards Comparison

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			Interest rate (p.a.)	Balance transfer rate (p.a.)	Annual fee	Cash advance rate (p.a.)
	ANZ Low Rate	A low rate on purchases, balance transfer and a low annual fee.	13.14% p.a.	0% p.a. for 9 months	$58 p.a.	21.49% p.a.
	HSBC Credit Card	No annual fee for the life of the credit card. Plus a low balance transfer offer.	17.99% p.a.	0% p.a. for 6 months	$0 p.a.	21.99% p.a.
	Bankwest Zero Platinum MasterCard	Exclusive Offer to Credit Card Finder. No annual fee credit card with platinum benefits.	17.99% p.a.	0% p.a. for 9 months	$0 p.a.	21.99% p.a.
	Commonwealth Bank Low Rate Credit Card	A low interest rate offer on purchases and balance transfers.	0% p.a. for 5 months (reverts to 12.99% p.a.)	5.99% p.a. for 5 months	$78 p.a. ($48 for qualifying customers)	21.24% p.a.
	ANZ Platinum Credit Card	No annual fee for the first year and a balance transfer offer.	19.39% p.a.	0% p.a. for 9 months	$0 p.a. annual fee for the first year ($87 p.a. thereafter)	20.99% p.a.

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.