Commonwealth Bank Credit Card Application: Apply For A CBA Credit Card Online

Don't want to go to the bank? You can apply for a Commonwealth Bank credit card through the Internet.

Making a Commonwealth Bank credit card application is an easy process, but you must satisfy certain criteria first, and you will need some personal and financial details to hand when filling out the online form.

Criteria to apply for a Commonwealth Bank credit card:

• You must be at least eighteen years of age.
• You must be an Australian resident.
• You must have a good credit history.
• You must be in a financial position to make regular payments.

If you are applying for a Commonwealth Bank of Australia credit card (CBA credit card) online, the process should not take more than fifteen to twenty minutes.

You will need certain information for Commonwealth Bank to be able to process your application:

• Your name, address, date of birth, email address and contact telephone numbers.
• You present employment status.
• The current state of your finances, including your income, your expenses and any major assets you own.
• If you are self employed, your accountant’s details.
• If you intend to make a balance transfer from another card, you must provide details of the card you would like the transfer to be made from, including the account name, the account number, and the amount you wish to transfer.

Comparison of Commonwealth Bank Credit Cards

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Commonwealth Bank Low Rate Credit Card	A credit card with a low rate on balance transfer and purchases with low annual fee.	13.49%	5.99% for 5 months	$78 ($48 for qualifying customers)	21.74%
	Commonwealth Bank Low Fee Credit Card	A great card for people who uphold their 55 day interest free grace period. Paying $0 each year on your repayments, interest and fees is easily possible with this card.	20.24%	5.99% for 5 months	$24 ($0 for qualifying customers)	21.74%
	Commonwealth Bank Low Rate Gold Credit Card	Save with a low ongoing rate on purchases and enjoy complimentary international travel insurance.	13.49%	5.99% for 5 months	$120 ($90 for qualifying customers)	21.74%
	Commonwealth Bank Low Fee Gold Credit Card	Gold card privileges such as travel insurance, extended warranty and purchase protection	20.24%	5.99% for 5 months	$90 ($0 for qualifying customers	21.74%
	Commonwealth Bank Awards Credit Card	Earn up to 50,000 points per year. Online security guarantee. Cash back and Frequent Flyer Awards system, including Bonus Partner Reward Offers. Earn 1.5 Awards points for every $1 spent with a Commonwealth Bank American Express® Card	20.74%	5.99% for 5 months	$89 ($59 for qualifying customers)	21.74%
	Commonwealth Bank Gold Awards Credit Card	Earn up to 125,000 points per year. Complimentary comprehensive travel insurance, 90 day purchase security cover and extended warranty on purchases.. Points exchangeable for Frequent Flyer Points.	20.74%	5.99% for 5 months	$144 ($114 for qualifying customers)	21.74%
	Commonwealth Bank Platinum Awards Credit Card	Earn up to 250,000 points per year. Travel Insurance for up to 12 months. Extended Insurance /Purchase/Security benefits. Commonwealth Awards Program plus extra Platinum Rewards.	20.74%	5.99% for 5 months	$280 ( $250 for qualifying customers)	21.74%

What happens next in the Commonwealth Bank credit card application process?

Once the application for a Commonwealth Bank credit card has been submitted, you will be kept informed as to the progress at each successive stage, hence the necessity for providing accurate contact details. If the bank requires any more information from you, you will be informed of this within five days.

If the ultimate decision is that you are eligible for a Commonwealth Bank credit card, you will need to undergo an identity check, which is mandated by the Australian government. (This is not necessary if you are already a customer of Commonwealth Bank.) After your application is submitted, Commonwealth Bank will send you a letter requiring this proof of identification. This can be fulfilled by having certain documents copied, then verified by an independent person of a specified background. These can then be mailed back to the bank. Alternatively, you can take these documents into a branch of the Commonwealth Bank so a bank representative can check them.

After all the information has been fully verified, you will receive your Commonwealth Bank credit card within ten working days, and your PIN under separate cover. It only remains for you to activate it, and start using it.

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Westpac Low Rate	Citibank Clear Platinum	Qantas AMEX Discovery	ANZ Platinum
0% p.a. for 6 months on purchases & balance transfers	2.9% p.a. for 12 months on balance transfers	$0 annual fee Up to 10,000 Bonus QFF Points	0% p.a. for 6 months on purchases & balance transfers

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Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Westpac Low Rate Card - 0% Offer	A credit card with a low rate offer on both balance transfers and purchases, plus a low annual fee.	0% for 6 months (reverts to 13.49% )	0% for 6 months	$45	21.49%
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%