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Top Reasons To Change Your Rewards Credit Card – Now!

Posted June 14th, 2010 and last modified February 6th, 2012

There are some fantastic credit cards with really great Rewards Programs out there. Do your comparison today, and start earning more rewards points on your purchases.

Not all credit card rewards programs are created equal. The way points are earned, how they can be spent and the different rewards will all vary depending on the credit card. One of the best ways to find out what the differences are when it comes to card rewards program is to use a credit card comparison website. Here they will list everything you want to know about the different rewards programs and credit cards.

Westpac Altitude Platinum Cards

Featured Rewards Credit Card

Westpac was awarded 1st place out of all banks for their rewards credit card range. The Altitude Platinum is one of the best reward credit cards with superior value for everyday spenders, and for big spenders.

  • $295 annual fee
  • 19.99% p.a. on purchases
  • 3.99% p.a. for 6 months on balance transfers
  • Cash Advance Rate of 21.59% p.a.
  • 45 days interest free

For those who love to travel, or prefer shopping at a specific retailer there is a credit card rewards program just for you. If you current card rewards program does not offer the kind of rewards you are looking for, you can always change rewards card and find something more to your liking.

Accumulating Points

One of the simplest reasons to change rewards card is because you want to accumulate more points. The card you are using now may only offer one reward point per one dollar spent. Know that there are credit cards out there with card rewards programs that offer much more than that. Some credit card rewards programs offer up to three rewards points for every dollar spent. That will add up very quickly and get you on your way to spending those rewards dollars. If you make the decision to change your credit card to a different card rewards program, you may find that you are earning points at a much faster rate.

Customer Service

Credit card companies are notorious for having horrible customer service, but know that there are many companies out there that offer wonderful service. If you current credit card company is lacking in the customer service area, switch! Almost all companies now off rewards programs so if you are not satisfied with the service you are receiving, find a new company.

Interest Rates

One of the main reasons to switch credit card rewards programs is if another credit card company is offering lower interest rates. Let’s face it, if you are going to pay less on something you will, same goes for credit cards. If a credit card company is offering you a lower interest rate and also has a rewards program, it’s a win-win situation.

Before you change your rewards card, always look into the credit card you are thinking of owning. Check the terms and conditions to make sure it’s the right credit card for you.

Check out today's featured offers:

Westpac Low Rate Citibank Clear Platinum Qantas AMEX Discovery ANZ Platinum
Westpac Low Rate Card St George Vertigo American Express Qantas Discovery Card ANZ Platinum Credit Card

0% p.a. for 6 months

on purchases & balance transfers

2.9% p.a. for 12 months
on balance transfers

$0 annual fee

Up to 10,000 Bonus QFF Points

0% p.a. for 6 months on

purchases & balance transfers

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