Finder.com.au
Credit Card Finder Comparison Service Australia

Cheap Visa Credit Cards – Compare the cheapest Visa low interest cards

Posted September 11th, 2009 and last modified February 7th, 2012

Westpac 55 Day Credit Card

Featured Cheap Visa Credit Card

Westpac 55 Day Credit Card is one of the cheapest credit cards to maintain as it features a low ongoing purchase rate plus a very attractive balance transfer offer.

  • $0 annual fee
  • 0% p.a. for 5 months (reverts to 19.59% p.a.) on purchases
  • 3.99% p.a. for 6 months on balance transfers
  • Cash Advance Rate of 21.49% p.a.
  • 55 days interest free

Getting a cheap Visa credit card with a low interest rate might sound like an impossible thing for you, but believe me, it is very much possible to strike a great deal with the right Visa card.

Of course cheap in this instance means low rates and the following low rate Visa credit cards are the best of the lot if you are looking for a cheap Visa.

Why a cheap Visa credit card is giving you more money in your pocket:

Actually, there are several reasons why a cheap Visa card can give you more money. For starters, by paying smaller rates you save money while being able to spend it upfront, i.e. on credit.

It becomes soon apparent that low fee cards can save you quite a bit of money in the long term. Especially if you are using your card frequently.

  • You will get more cash flow.
  • Decrease your credit card balance.
  • Optimal for a line of credit situation due to paying smaller fees on existing debt.
  • Flexibility.

Low fee or cheap Visa cards handled correctly can be a lifesaver for anyone struggling with debt.

The best cheap Visa credit cards in Australia:

The following three cheap Visa’s are the best on the market right now thanks to their features and low cost. When comparing these cards we took in the overall costs of using the card. This includes the interest rates in purchases, the annual card fee and other fees and costs.

1.) Citibank Clear Platinum Visa Card: The Citibank Clear Platinum Visa Card is the winner of Australia’s best cheap Visa card:

  • A standard purchase interest rate of 11.99% p.a.% p.a.
  • 2.9% p.a. for 12 months on balance transfers
  • A $99 annual card fee.
  • Up to 55 interest free days on purchases.
  • Extra features such as travel insurance, entertainment discounts, etc.

2.) ANZ Balance Visa Card: The ANZ Balance Visa Card offers a similar deal to the Low Rate MasterCard but does come with a higher price tag. Here are the details:

  • A purchase interest rate of 14.49% p.a.
  • on balance transfers.
  • A $79 annual card fee.
  • Up to 55 days interest free days on purchases.
  • Rewards program.

3.) Citibank Clear Card: Citibank is always keen to supply great products to their consumers and with the Citibank Clear Card they have managed to bring another great product on to the market. See for yourself:

  • A purchase interest rate of 15.99% p.a.
  • on balance transfers.
  • A $65 annual card fee.
  • Up to 55 days interest free days on purchases.

As you can see, with the three choices of cheap Visa cards you can choose to save your money while having the benefit of using a low interest credit card for purchases.

Check out today's featured offers:

Westpac Low Rate Citibank Clear Platinum Qantas AMEX Discovery ANZ Platinum
Westpac Low Rate Card St George Vertigo American Express Qantas Discovery Card ANZ Platinum Credit Card

0% p.a. for 6 months

on purchases & balance transfers

2.9% p.a. for 12 months
on balance transfers

$0 annual fee

Up to 10,000 Bonus QFF Points

0% p.a. for 6 months on

purchases & balance transfers

Subscribe to our newsletter and get "The Ultimate Guide to Balance Transfers"

If You Like This Post...

Get all the latest deals, guides and loopholes go in Credit Card Finder's free bi-monthly email. Don't miss out - join the thousands who get it emailed!

We Respect Your Privacy

Ask A Question

Please note: Question moderation is enabled and may delay your question.
There is no need to resubmit your question. Once approved, your question will be public and appear on this page.

Showing One Comment

  1. 1

    [...] bad credit are balance transfer cards or credit cards with low interest rates. If you look at the cheap Visa you see that this card is a great example of allowing you to fix bad credit. These bad credit [...]

Popular Credit Card Offers

  Interest Rate (p.a.) Balance Transfer Rate (p.a.) Annual fee Cash Advance Rate (p.a.)  
Westpac Low Rate Card - 0% Offer
Westpac Low Rate Card - 0% Offer
A credit card with a low rate offer on both balance transfers and purchases, plus a low annual fee.0% for 6 months (reverts to 13.49% )0% for 6 months$4521.49%Apply Now For The Westpac Low Rate Card - 0% Offer Read More About The Westpac Low Rate Card - 0% Offer
Citibank Clear Platinum Card
Citibank Clear Platinum Card
Competitive interest rate on purchases and balance transfers offer.11.99% 2.9% for 12 months$9921.74%Apply Now For The Citibank Clear Platinum Card Read More About The Citibank Clear Platinum Card
St George Vertigo
St George Vertigo
Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.13.24% 0.99% for 12 months$5521.49%Apply Now For The St George Vertigo Read More About The St George Vertigo
ANZ Platinum Credit Card
ANZ Platinum Credit Card
An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.0% for 6 months (reverts to 19.24% )0% for 6 months$0 annual fee for the first year( $87 thereafter)20.99%Apply Now For The ANZ Platinum Credit Card Read More About The ANZ Platinum Credit Card