Cheap Visa Credit Cards – Compare the cheapest Visa low interest cards

Featured Cheap Visa Credit Card

The Citibank Clear Platinum Visa is one of the cheapest Visa credit cards to maintain as it features a low ongoing purchase rate plus a very attractive balance transfer offer for the first 6 months.

• $99 annual fee
• 11.49% p.a. on purchases
• 0% p.a. for 7 months on balance transfers
• Cash Advance Rate of 21.24%
• Minimum Income Requirement of $50,000 p.a.
• Complimentary international travel insurance

Click here to read the Citibank Clear Platinum Visa Card terms and conditions

Getting a cheap Visa credit card with a low interest rate might sound like an impossible thing for you, but believe me, it is very much possible to strike a great deal with the right Visa card.

Of course cheap in this instance means low rates and the following low rate Visa credit cards are the best of the lot if you are looking for a cheap Visa.

Why a cheap Visa credit card is giving you more money in your pocket:

Actually, there are several reasons why a cheap Visa card can give you more money. For starters, by paying smaller rates you save money while being able to spend it upfront, i.e. on credit.

It becomes soon apparent that low fee cards can save you quite a bit of money in the long term. Especially if you are using your card frequently.

• You will get more cash flow.
• Decrease your credit card balance.
• Optimal for a line of credit situation due to paying smaller fees on existing debt.
• Flexibility.

Low fee or cheap Visa cards handled correctly can be a lifesaver for anyone struggling with debt.

The best cheap Visa credit cards in Australia:

The following three cheap Visa’s are the best on the market right now thanks to their features and low cost. When comparing these cards we took in the overall costs of using the card. This includes the interest rates in purchases, the annual card fee and other fees and costs.

1.) Citibank Clear Platinum Visa Card: The Citibank Clear Platinum Visa Card is the winner of Australia’s best cheap Visa card:

• A standard purchase interest rate of 11.49%% p.a.
• 0% p.a. for 7 months on balance transfers
• A $99 annual card fee.
• Up to 55 interest free days on purchases.
• Extra features such as travel insurance, entertainment discounts, etc.

2.) ANZ Balance Visa Card: The ANZ Balance Visa Card offers a similar deal to the Low Rate MasterCard but does come with a higher price tag. Here are the details:

• A purchase interest rate of 14.24% p.a.
• 0% p.a. for 6 months on balance transfers.
• A $79 annual card fee.
• Up to 55 days interest free days on purchases.
• Rewards program.

3.) Citibank Clear Card: Citibank is always keen to supply great products to their consumers and with the Citibank Clear Card they have managed to bring another great product on to the market. See for yourself:

• A purchase interest rate of 11.99% for 12 months (reverts to 15.49%) p.a.
• 0% p.a. for 6 months on balance transfers.
• A $65 annual card fee.
• Up to 55 days interest free days on purchases.

As you can see, with the three choices of cheap Visa cards you can choose to save your money while having the benefit of using a low interest credit card for purchases.

One Response

1. Credit Cards For People With A Bad Credit Rating | Credit Card Finder Says:
   December 3rd, 2009 at 3:18 pm

   [...] bad credit are balance transfer cards or credit cards with low interest rates. If you look at the cheap Visa you see that this card is a great example of allowing you to fix bad credit. These bad credit [...]

• Comparison of Top 10 Credit Card Offers

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
HSBC Credit Card	Editor's Choice: 0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.	16.99%	20.75%	0% for 6 months	$0	55
Suncorp Clear Options Standard Visa Card	A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.	12.24%	17.99%	1.9% for 12 months	$39	0