Cheap Visa Credit Cards – Compare the cheapest Visa low interest cards
Posted September 11th, 2009 and last modified February 7th, 2012
Featured Cheap Visa Credit Card
Westpac 55 Day Credit Card is one of the cheapest credit cards to maintain as it features a low ongoing purchase rate plus a very attractive balance transfer offer.
- $0 annual fee
- 0% p.a. for 5 months (reverts to 19.59% p.a.) on purchases
- 3.99% p.a. for 6 months on balance transfers
- Cash Advance Rate of 21.49% p.a.
- 55 days interest free
Getting a cheap Visa credit card with a low interest rate might sound like an impossible thing for you, but believe me, it is very much possible to strike a great deal with the right Visa card.
Of course cheap in this instance means low rates and the following low rate Visa credit cards are the best of the lot if you are looking for a cheap Visa.
Why a cheap Visa credit card is giving you more money in your pocket:
Actually, there are several reasons why a cheap Visa card can give you more money. For starters, by paying smaller rates you save money while being able to spend it upfront, i.e. on credit.
It becomes soon apparent that low fee cards can save you quite a bit of money in the long term. Especially if you are using your card frequently.
- You will get more cash flow.
- Decrease your credit card balance.
- Optimal for a line of credit situation due to paying smaller fees on existing debt.
- Flexibility.
Low fee or cheap Visa cards handled correctly can be a lifesaver for anyone struggling with debt.
The best cheap Visa credit cards in Australia:
The following three cheap Visa’s are the best on the market right now thanks to their features and low cost. When comparing these cards we took in the overall costs of using the card. This includes the interest rates in purchases, the annual card fee and other fees and costs.
1.) Citibank Clear Platinum Visa Card: The Citibank Clear Platinum Visa Card is the winner of Australia’s best cheap Visa card:
- A standard purchase interest rate of 11.99% p.a.% p.a.
- 2.9% p.a. for 12 months on balance transfers
- A $99 annual card fee.
- Up to 55 interest free days on purchases.
- Extra features such as travel insurance, entertainment discounts, etc.
2.) ANZ Balance Visa Card: The ANZ Balance Visa Card offers a similar deal to the Low Rate MasterCard but does come with a higher price tag. Here are the details:
- A purchase interest rate of 14.49% p.a.
- on balance transfers.
- A $79 annual card fee.
- Up to 55 days interest free days on purchases.
- Rewards program.
3.) Citibank Clear Card: Citibank is always keen to supply great products to their consumers and with the Citibank Clear Card they have managed to bring another great product on to the market. See for yourself:
- A purchase interest rate of 15.99% p.a.
- on balance transfers.
- A $65 annual card fee.
- Up to 55 days interest free days on purchases.
As you can see, with the three choices of cheap Visa cards you can choose to save your money while having the benefit of using a low interest credit card for purchases.
Check out today's featured offers:
| Westpac Low Rate | Citibank Clear Platinum | Qantas AMEX Discovery | ANZ Platinum |
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0% p.a. for 6 months on purchases & balance transfers |
2.9% p.a. for 12 months |
$0 annual fee Up to 10,000 Bonus QFF Points |
0% p.a. for 6 months on purchases & balance transfers |
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