Choosing a Credit Card

When it comes to choosing a credit card, the choice isn’t always easy! With so many credit card offers from Australian banks to choose from, it really does help to do some research first to ensure you can understand them and more importantly compare them to find a credit card offer that suits your spending habits and financial situation.

The following list of articles is Credit Card Finder’s “best of the best” guides and articles that will prove to be extremely helpful resources that help you in choosing a credit card.

• Compare Credit Cards In Australia And Save Money
  

  If you take the time to do your research and compare the available credit cards in Australia you will no doubt find a better credit card for your situation, and save money by switching to a better value credit card.



• Credit Card Deals in Australia
  

  In the super competitive world of finance, there are more financial organisations than ever, all scrambling for your business. Often when looking for a credit card, finding the right deal to suit your financial situation can be very confusing. We are going to have a look at one of the credit card deals available today, [...]



• Credit Card Rate Comparison
  

  When choosing a credit card, there are many things you need to consider. If the credit card rate is important to you, then you will be looking for a different deal to someone that is more interested in how many interest free days there are. Working out your personal financial situation will enable you to [...]



• Credit Card Search Tips
  

  If you are on the search for a new credit card, there are some tips that you can certainly take on board to make the journey towards finding a new credit card much more productive.



• Compare Credit Card Offers
  

  People who don’t take the time to compare credit card offers could soon find out they’re paying far more than they need to. Banks have very clever ways of making their offers look appealing, while customers end up paying far more in fees, interest charges and other costs than they’re aware of.

  Best Credit Card in [...]



• Which Do I Pay Off First: High Interest Rate Card Or A Card With A High Existing Balance?
  

  Best Balance Transfer Credit Card
  The Bankwest Lite MasterCard offers a guaranteed low rate on balance transfers and purchases to help you manage your credit card debt. Awarded ‘Cheapest Credit Card’ and ‘Cheapest Balance Transfer’ by Money magazine 2010

  $59 annual fee
  10.75% p.a. on purchases
  21.49% p.a. on cash advances
  1.99% p.a. for 9 months on balance transfers
  An award [...]



• Credit Card Promotions
  

  Best Credit Card Promotion
  The Bankwest Lite MasterCard is currently the best low interest rate and balance transfer credit card promotion in Australia. This card was Awarded the ‘Cheapest Credit Card’ and ‘Cheapest Balance Transfer’ by Money magazine 2010 and is helping many customers to save money and manage their debt.

  $59 annual fee
  10.75% p.a. on [...]



• Compare Credit Cards With A Credit Card Comparison Checklist
  

  It is always a good idea to complete a thorough credit card comparison whenever you are considering opening a new credit card account. In order to manage the information and compare it effectively, completing a checklist is the most organized way to manage this task. Read about how easy it can be to compare each [...]



• Best Credit Card Offers For February 2010
  

  Learn about the best credit cards for this season. Compare and contrast all the different offers. See which is the best fit for your needs and save more money by shopping smart, not hard.

  Comparison of the Best Credit Cards

  It is almost Autumn and it’s time to do some credit card cleaning. Clean [...]



• How to Avoid Paying Credit Card Fees and Charges
  

  Learning how to avoid paying credit card fees and charges is easier than most people think. Unfortunately, banks make a lot of profit from these fees, so they don’t always make the information easy to find.

  How to Avoid Paying Credit Card Fees and Charges

  When it comes to figuring out ways how to avoid paying credit [...]



• How To Choose The Best Credit Card
  

  It can be very difficult to figure out what card is the best credit card when there are so many to choose from. There are cards with air miles rewards, low interest rates and points, and it does not take much looking before the confusion starts. Take a look at this article to get it [...]



• How To Decide What You Need In A Credit Card
  

  Find out why you must assess your credit card needs before choosing your plastic. Learn about the basic choices available to make the process easier to understand. Our quick credit card checklist shows you which type of card is best suited to your needs depending where you stand financially.

  Before you start scanning the vast choice [...]



• Use The Power Of Deduction To Narrow Down And Choose A Credit Card
  

  Learn how to formulate a plan when you choose a credit card. Approach your decision with confidence knowing you have not chosen your credit card randomly. Our step-by-step plan will show you the fastest way to picking a card that is right for you.

  94% of respondents surveyed in last year’s Australian Consumer Credit Card & [...]



• Top 10 Most Popular Credit Cards On Credit Card Finder
  

  If you are looking for the top credit cards available so that you can make your selection, then take a look at this article. The top 10 cards from Credit Card Finder are featured to help you pick a sure winner and save you time.

  If you’re looking for a new [...]



• How To Choose Between 2 Credit Cards And Decide Which To Apply For?
  

  Doing a credit card comparison can be a tedious endeavor. There are so many offers that it is hard to choose which one is best for your budget. A credit card calculator can help you choose by showing you how much you will actually spend on interest fees.

  The best way to [...]



• Best Credit Card For Shopping
  

  Everyone loves to shop and there are certain credit cards that let you shop confidently. One of these is the St.George Vertigo MasterCard which lets you spend on everyday purchases without getting charged nasty interest repayments every month. Find out why the St.George Vertigo MasterCard is the ideal shopping credit card.



• What’s Your Credit Card Personality?
  

  Not everyone uses credit cards the same way, as we all have very different spending needs and financial situations. The best credit card for one person might just be the worst credit card for someone else. So how do you know if the St.George Vertigo MasterCard is right for you?

  Is the St.George [...]



• Budget Credit Cards: Credit card deals that won’t break the budget
  

  This article provides an overview of the best credit card deals that won’t break your budget. So if you don’t have the time to compare the best budget credit card deals online then we have done all the research for you. Provided is a review of the best budget credit card offers.



• Compare Credit Cards With A Credit Card Comparison Checklist
  

  Comparing credit cards can be hard work and you can often suffer from information overload. In this article we reveal the best way to compare credit cards so you can easily compare the features and benefits of each card and find the one that best suits your financial needs. Here’s a little hint: credit card comparison checklist.



• Best Credit Card Offers February 2010
  

  Finding the best credit card for your own personal finances, habits and lifestyle can be a tough task. So to help you out we have provided a list of credit cards broken down by their best features. We call this the best credit cards for February 2010.





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Editor's Choice: Our Top Credit Cards




Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
St George Vertigo	Editor's Choice: Low Interest Low 2.99% for 6 months (reverts to 11.99%) p.a. interest rate and balance transfer rate, from one of Australia's most respected banks.	2.99% for 6 months (reverts to 11.99%)	20.74%	2.99% for 6 months	$55	55
Coles Group Source MasterCard	The Coles Group Source MasterCard has no annual fee, a 0% p.a. balance transfer offer for 6 months, with a rewards program including savings on fuel and FlyBuys Points	19.74%	21.99%	0% for 6 months	$0	62
Bankwest Zero Platinum MasterCard	Editor's Choice: No Annual Fee Excellent introductory offer with a $0 annual fee for the life of the credit card and a 1.99% p.a. for 9 months on balance transfers	16.99%	16.99%	1.99% for 9 months	$0	55