Citibank Citi Credit Card Rewards Program Review

From earning rewards and international flights to getting gift cards and travel vouchers, the Citibank Citi Credit Card Rewards Program is a definite must-have for every practical consumer.

Overview of the Citibank Citi Rewards Program

If you’re in the market for a great rewards card then take a look at the Citibank Citi rewards program. With a variety of redeemable products available, we think it is the card of choice for collecting points.

Citibank Citi Rewards Program

There a range of different cards that you can choose from when you want to become a part of the Citibank Citi rewards program or Emirates Skywards rewards program.

Earning points

You will receive one point for every dollar you spend using your card. These points can then be redeemed for valuable merchandise, gift cards or flights.

Citibank Platinum Credit Card

The Citibank Platinum is offering a discounted annual fee for the first year for new applicants. It has the added benefit of rewards with access to Citibank World Privileges.

• $199 annual fee
• 20.99% p.a. on purchases
• 0.9% p.a. for 9 months on balance transfers
• Cash Advance Rate of 21.74% p.a.
• 55 days interest free
• Minimum Income Requirement of $40,000 p.a.

Read the Citibank Rewards Credit Card – Platinum Card terms and conditions.

You can also earn bonus points if you hold a Gold or Platinum card. Some magazine subscriptions, real estate agents, retailers and restaurants are bonus partners in the rewards program, which gives you a chance to really earn some extra points.

Gift cards

There is a wide range of stores where you can redeem your points for gift cards or vouchers. Some of these stores include Target, Myer and David Jones. Vouchers are available for Hyatt hotels and you can get free movie ticket at Hoyts. If you would rather make a donation to a charity there are a number to choose from such as the Starlight Children’s Foundation and Guide Dogs Australia.

Flights

If it’s a flight you need then you can redeem your Citibank Citi rewards points for flights with international airlines through the Citi Take Flight scheme. Airlines such as Virgin Australia, Emirates, British Airways and Qantas Airlines have teamed up with Citibank so that you are able to book both domestic and international flights using your points.

Travel planning

You can use your Citibank Citi rewards points to book accommodation packages or use them for travel vouchers.

Benefits of the Rewards Program

Unlike many other rewards programs, you can use your points in this program along with cash to get that special item. With other programs you may have to wait until you have collected enough points to get your selection, but this program gives you the option of getting it when you want it.

As you can see above, the Citibank Citi rewards program has something for everybody. Choose this card when you’re looking for a wide selection of redeemable products and services.

Image source: Citibank

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Citibank Rewards Credit Card – Classic Card	Citibank Rewards Credit Card – Classic Card is a great option with a lower income requirement for application. With no points expiry and a low interest balance transfer, this card is worth considering	20.99%		$89	21.74%
	Citibank Rewards Credit Card – Platinum Card	Special Offer: A low balance transfer offer, plus earn up to 4.25 Citibank reward points on per $1 spend. Also features complimentary international travel insurance.	20.99%	0.9% for 9 months	$199	21.74%

Check out today's featured offers:

Citibank Clear Platinum	Qantas AMEX Discovery	ANZ Platinum	Westpac Low Rate
2.9% p.a. for 12 months on balance transfers	$0 annual fee Up to 10,000 Bonus QFF Points	0% p.a. for 6 months on purchases & balance transfers	0% p.a. for 6 months on purchases & balance transfers

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Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%
	American Express Qantas Discovery Card	Earn Qantas Frequent Flyer points, plus take advantage of the no annual fee offer.	20.74%		$0	20.74%