Citi Gold Credit Card Offer – 1.9% p.a. for 12 months on balance transfers

Citibank is offering consumers some irresistible deals on their credit cards.

In true style the bank that never sleeps has come through once again with their current offer on balance transfers with their Gold Visa and Gold MasterCard credit cards.

What the Citibank credit card offers mean for you:

If you are not familiar with balance transfer cards then this article will demystify these credit cards for you. In short, a balance transfer card allows you to transfer your existing debt balances to the new card during which you can potentially save thousands of dollars in interest.

The secret in using balance transfers to your own advantage lies in knowing how they work. Follow the link to read more information on the process of doing a balance transfer.

1.9% p.a. for 12 months with Citi Gold Visa and Citi Gold MasterCard:

Both of these cards can no be ultilized to start off your year with a bang; with either card you have the potential to become debt free this year if you use common sense and handle the card in a sensitive manner, i.e. not shopping for new products with your new balance transfer card (or any other balance transfer credit card).

Citibank Gold card features:

The Citibank Gold card features below speak for themselves if you are looking to get the most for a card:

• Complimentary rewards program points will never expire.
• Be covered when taking the family for an overseas trip with the complimentary travel insurance.
• Generous credit limit of up to $25,000 for approved customers.
• Receive complimentary purchase protection cover insurance.
• Photo style card gives you extra security in case your card is stolen or lost.
• Digital signature and Fraudshield protection.
• Citibank World Priviledges.

OK, the above does sound great, but what if I want more?

Well, you’ve got it. High income earners who want even more than is already offered with the above cards can choose one of two cards that are tailored to the above $50,000 a year income crowd.

1. Citi Platinum Card: This is the first optional card from Citibank that comes with an even more powerful punch than the special Citibank Gold card offer above.

• Enjoy a balance transfer rate of . Ample time to manage those credit card debts.
• Credit limits could be a s high as $100,000. Never go without necessary funds again.
• Personalized rewards program.
• Spend $1, get 1 rewards point.
• Be pampered with a 24 hour personal concierge service.
• Travel in style knowing you will be covered overseas with the complimentary travel insurance for you and your family.
• Get up to 55 days interest free shopping.
• Transfer your points to Qantas Frequent Flyer Rewards from your Citi Qantas Rewards.

2. Citi Clear Platinum: Not keen on rewards points? No problem says Citi. With the Citibank Clear Platinum you get to enjoy a range of features without having to miss out on the goodies.

• 0% p.a. for 6 months on balance transfers.
• A generous credit limit of up to $60,000.
• Low interest rate of 11.49% p.a. on your purchases.
• Premium servicing.
• Your own VISA Concierge.
• Access to Citibank World Privileges.
• Complimentary international travel insurance.
• Purchase cover with extended warranty

As you can see, Citi has a card for just about any need, regardless what you earn or how much debt you have. Their current credit card offers are certainly worth considering. Regardless which card you’ve set your eyes on, make sure you read the small print first.

• Comparison of Top 10 Credit Card Offers

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
HSBC Credit Card	Editor's Choice: 0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.	16.99%	20.75%	0% for 6 months	$0	55
Suncorp Clear Options Standard Visa Card	A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.	12.24%	17.99%	1.9% for 12 months	$39	0