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Citibank CitiBusiness Business Credit Card Promotion – Free Blackberry Curve 8520 when you spend $20,000 in first 3 months

Posted August 10th, 2009 and last modified December 30th, 2011

Australian businesses can take advantage of a special Citibank offer giving them a BlackBerry Curve 8520 for FREE after applying for the Citibank Business Credit Card and spending three thousand dollars, within first 3 months.

The card offers generous rewards points for every dollar spent and has an attractive, low interest rate for six months on balance transfers.

Take advantage of these Citibank Business Credit Card features:

Using rewards credit cards is all about getting the most from the discounts offered on rewards such as hotel, rental car, air travel, and reward points for every dollar you spend. Those reward points come back as cash too!

Wouldn’t it be great for your business to receive major benefits from choosing a competitive rewards credit card that offers you decent terms and offers free points? If you do, then check out what the CitiBusiness Credit Card can offer you in features:

  • Rewards points on every dollar you spend.
  • Low interest for 6 months on balance transfers.
  • Business credit limit of up to Sixty Thousand Dollars.
  • Int’l travel insurance for worry-free trips.
  • VISA branded which allows you to get accepted worldwide.
  • Complimentary business concierge services.
  • 55 days interest free on purchases.
  • Annual card fee of $149(half-price annual fee in the first year)
  • Up to 99 additional cards.

Rewards:

The rewards program offers Qantas Frequent Flyer points.  For each reward point, you receive one QFF point.  The rewards also include vouchers, gift certificates, merchandise rewards and cash back rewards.

This card is slated for businesses in mind, offering free quarterly summaries of expenses, which are in addition to annual summaries.  It also offers business discounts on office supplies, professional services and select retailer rewards.  

Privileges:

Some of the privileges include Citi World, where you can get up to twenty-five percent discounts off special offers at hotels, retail shops, restaurants, travel, spa and health clubs, sports events, movie theatre tickets and much, much more.

You receive, what Citibank calls a Personal Business Assistant, available to answer any questions from an 800 number, twenty-four hours per day.

This Personal Business Assistant helps with travel and hotel reservations, dining and entertainment reservations, as well as a portal for information or referrals on administrative and marketing requirements.  

Features of Membership:

Citibusiness offers standard insurance protection that few other cards offer, such as travel and emergency assistance, covering medial and legal referrals, luggage assistance and translation services.  Of course, car rental insurance is also offered, and automatic travel accident insurance.  

It also offers discounts on prescription drugs, sometimes up to sixty percent.  If you would like to add vision and dental, for a minimal, additional monthly fee, you can get large discounts on these services as well.  

Security:

Citibank offers assistance for victims of Identity Theft, and fraudulent charges disputes.  There is an automatic built-in encryption to avoid this kind of crime from happening, as well as pre-set employee spending limits, and insurance against employee abuse.

Questionable:

Some of the complaints about the Citibusiness card were that the rewards portion of the card offers a pretty complex accrual system.  And, that after the impressive first year of rewards and low to zero interest rates, that the interest rates shoot up pretty high once the initial enticement period is finished.

Other Information:

Remember to check the terms and conditions before you fill out your application. You can see all the important details on the CitiBusinessCard application page. The terms are clearly stated to help you understand what it is you are applying for.

There are other business credit cards offers out there, such as Bank West and Mastercard Business, but CitiBusiness offers some of the best advantages, interest rates and rewards to business owners and their employees.

The Citibusiness card can be paid, managed and accessed entirely online, which means you can add new spending limits for employees, new lines of credit, and access your quarterly and annual spending reports.

Another great benefit is the human voice, should you have a question about any of the benefits, or have a concern or dispute.  No longer do you have to deal with ‘automation’ when you’re in a hurry to get information!  This could be one of the best benefits of all~!

Minimum Income $30,000 Minimum Age 18 years of age
Residency Permanent Australian Resident Credit Rating Requirement Good
Min Credit Limit $5,000 Max Credit Limit $60,000
Annual Fee $149 Balance Transfer Fee
Minimum Repayment 2% Interest Charged From Purchase Date
Late Payment Fee $40 Over Limit Fee $40
Overseas Emergency Replacement $0 Overseas ATM Balance check $0
Overseas ATM Withdrawal $0 Foreign Currency Conversion Fee
Rewards Points per Dollar 1.25 Point(s) Points needed for Syd/Mel Return Flight 16000
Points needed for $100 Voucher

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