Citibank ‘CitiBusiness’ Business Credit Card – Details & Application
Posted December 26th, 2008
and last modified June 17th, 2010
Need more than a regular credit card to manage your business credit? Citibank’s ‘CitiBusiness’ Business Credit Card acts as your personal and ultimate business companion.
Citibank ‘CitiBusiness’ Features:
| Balance Transfer Rate |  |
2.9% p.a. for |
|---|---|---|
| Interest Rate | |
20.49% p.a. |
| Annual Fee | |
$74 for the first year (normally $149) |
| Interest Free Period | |
up to 55 days |
| Cash Advance Rate | |
20.99% p.a. |
| Card Type | |
Standard |
| Credit Card Type | |
Visa |
| Rewards Program | |
No |
- Earn 1.25 reward points for every $1 spent – with no point expiry. 1 reward point is redeemable for 1 Frequent Flyer point among other rewards.
- Access up to $60,000 in credit limit.
- $74 for the first year (normally $149) annual fee with $30 extra for every supplementary card.
- Complimentary International Travel Insurance.
- Complimentary business concierge service
- 2.9% p.a. for 9 months on balance transfers
- 20.49% on purchases and 20.99% on cash advances – 55 days interest free on purchases
Citibank ‘CitiBusiness’ Credit Card Review
The Citibank CitiBusiness business credit card could help you manage your business cash flow better at the same time as rewarding you for using your credit card.
The Citibank CitiBusiness business credit card is specifically designed to make running a business simpler. Offering up to $60,000 credit limit, you could benefit from seeing all of your transactions listed clearly on one easy monthly statement that can reduce the time spent on managing your expenses.
Reduce Business Costs
If you already have an outstanding business credit card, you could consider rolling it over to a Citibank CitiBusiness business credit card. When you transfer outstanding balances from other lenders over to Citibank, you could receive a 2.9% p.a. for 9 months on balance transfers.
This can seriously reduce the amount of interest you pay on your business credit card interest bills, making cash flow easier and giving you the opportunity to reduce your business debt more quickly.
If you regularly repay your balance amount to zero before the statement date each month, you could also enjoy up to 55 days interest free on your business purchases.
Rewards Program
Citibank CitiBusiness business credit cards also offer business owners a rewards program, allowing you to earn 1.25 points for every $1 spent on your credit card. Your points never expire, so you could redeem your points for something for your business or you might choose to reward yourself. The choice is yours.
You’ll also receive special offers and discounts to exclusive theatre tickets, musicals, sporting events, dinner and travel packages, sightseeing tours and much more.
Personalised Service
Citibank will allow you to add up to 99 additional cards to your Citibank CitiBusiness business credit card account. Give them to your employees for business expenses to help manage spending more easily.
Citibank CitiBusiness Business Credit Card – Application
Applying for a Citibank CitiBusiness business credit card should take you less than 10 minutes and you will receive a response in 60 seconds after submitting your application. Citibank’s secure online application form is very easy to complete and your information is kept confidential at all times.
You will need to be over 18 at the time of application and you’ll need to have a good credit rating. You may also be asked to verify that you earn a taxable income of more than $35,000 per year and that you’re a permanent Australian resident.
You’ll also receive access to a complimentary business concierge to provide you with information and assistance from anywhere in the world, 24 hours a day, 7 days a week.
Click here to read the official terms and conditions
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