Citibank Clear Credit Card - 55 days interest free Credit Card

January 22nd, 2007

* * * *   4 Stars

At last a credit card that gives you a low interest rate of 0% on balance transfers for 6 months as well as a low interest rate of 11.99% p.a. on purchases*. With Citibank Clear Card, the choice has never been clearer.

By putting all your daily purchases and expenses on Citibank Clear, you can reduce your interest rate to as low as 9.99% p.a.

  • 11.99% p.a. interest rate ongoing for purchases.
  • Access to your account anywhere, anytime via Internet and phone banking.
  • Up to 55 days interest free on retail purchases.
  • No annual fee for the first year.

Click here to see the official Citibank Clear Credit Card offer

Requirements

  • At least 18 years of age
  • Have a good credit rating
  • Earn a taxable income of $20,000 per year or more
  • Permanent resident of Australia

The Citibank Clear is highly beneficial if you:

  • Find it difficult at times to pay off your monthly balance in full.
  • If you use cash advance on occasion.

Conditions…

Condition What it means
^ The 0% interest rate is only available on balances transferred with this offer for the first 6 months. Once the 6 months has expired, the interest rate on your entire unpaid balance will revert to the standard Citibank Clear Card rate, currently 11.99%p.a. which is variable and subject to change. This one is self explanatory. If you would like to save yourself from interest payments on your transferred balance, make sure you pay off that balance within 6 months of your application being approved.

More Information



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    3 Responses

    1. How to protect your Teenagers from Credit Card Debt , Credit Card Finder Says:

      [...] Use a low interest card incase of over spending. [...]

    2. Sam Says:

      This page says that this card offers 0% on balance transfers “followed by 4.9% forever following”. I couldn’t find anything about the 4.9% on the Citibank website so called them to check. They said that they only offer 0% for six months, then it reverts to their normal interest rate. Not sure if this site is not up to date or if there has been an error made somewhere!

    3. CreditCardFinder Says:

      It’s been fixed up, thanks for that Sam.

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    Comparison of Top 9 Credit Card Offers

    Credit Card Card Details Purchase Rate Cash Advance Rate Balance Transfer Rate Annual fee Interest free days
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    11.89% p.a. on purchases. Winner of Money Magazine’s Award for Cheapest Credit Card. 11.89% 20.49% 0% for 6 months $45 55
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    Citibank Clear Card Application
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    11.99% p.a. on purchases. 11.99% 20.74% 0% p.a. for 6 months $65 55
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    5% off your petrol and and everything else you buy at BP. 1% off everything else you buy anywhere. 19.89% 19.89% 2.90% for 12 months $79 55
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