Citibank Credit Cards

Citibank issue the most credit cards globally and are a diverse Australian financial provider with competitive credit card offers. They offer a fairly comprehensive range of cards to suit different interests and annual spends.

Comparison of Citibank Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
Citibank Platinum Card	For high debt that needs a long time to be repaid, this low balance transfer for life offer can’t be beaten. Also a popular and prestigious Platinum card offer.	20.74%	21.24%	3.9% for life	$125 (First Year, Save $125)	55
Citibank Clear Platinum Visa Card	A low rate and fee for a Platinum card. 25% off a range of ‘Citibank World Privileges’, inc. shopping, dining and travel.	11.49%	21.24%	0% for 7 months	$99	55
Citibank Emirates Platinum Card	3 Skyward Miles for every $1 spent. Very good balance transfer offer	20.74%	20.74%	1.9% for 12 months	$229	55
Citibank Clear Visa Card	A fairly competitive low interest rate credit card. Does not match up against other low rate cards, or the Clear Platinum.	11.99% for 12 months (reverts to 15.49%)	21.24%	0% for 6 months	$65	55
Citibank Silver Card	Features complimentary rewards program along with no point expiry.	20.74%	21.24%	2.9% for 12 months	$89	55
Citibank Gold Card	Increased privilege and benefits over the Silver, yet not as high as Platinum.	20.74%	21.24%	1.9% for 12 months	$149	55
Citibank CitiBusiness Gold	Lots of business opportunities and benefits, such as high credit limit access.	20.49%	20.99%	2.9% for 9 months	$74 for the first year (normally $149)	55
Citibank BP Card	5% cash back on the first $600 you spend per month at BP Petrol Service Strations.	20.89%	20.89%	1.9% for 12 months	$79	55
Citi Select	The first Visa Signature credit card in Australia. Get access to services and features that sit above anything currently offered with a Platinum credit card.	20.74%	21.24%	4.9% for life	$700	55

See the Citibank Overlimit & Late Payment Fees here

Citibank Overview

Almost everyone has heard of Citibank. They are one of the largest worldwide providers of financial products and services with a growth that is nearly unmatched. Although they have not been in Australia that long they have made their mark with a line of products that has something for everyone.

Although relatively new to Australia, Citibank has a long a storied history dating back to 1812. It began as the City Bank of New York in 1812 and became the the National City Bank of New York in 1865 when it joined the national banking system in the United States. About thirty years later it was labeled one of the largest banks in the United States and soon added a foreign department. Citi was the first major United States bank to add this service which has served them well over the years.

Although Citi is one of the most recognised names in worldwide banking it has seen its share of missteps and failed endeavors over the years. The first such failure came in the 1960's when they purchased the Carte Blanche credit card from Hilton Hotels. Within three years they were forced to sell the faltering product. They tried again in 1968 to launch another credit card under the name, "The Everything Card" but it failed to based on errors in marketing and in the budget. At that point Citi joined forces with MasterCard and in 1977 came out with another line of cards called the "Choice Card." Unfortunately, that card was not successful either.

Eventually Citibank found credit cards and services that met client needs and were profitable for the company. One of the innovations they are most noted for is the Automated Teller Machine or ATM. In the 1970's they discovered that their customers wanted a way to access their accounts every day of the week without the hassle of dealing with lines and customer service representatives. From this need came the ATM, which is a staple all over the world in banking. 

Citibank Today

Citibank is a subsidiary of Citigroup, a worldwide financial powerhouse. In the United States it is has the largest holdings of any financial provider. It has a worldwide client base of more then 200 million people and businesses spanning 100 nations. There are more then 1,400 offices just in the United States in popular cities like Washington D.C., Miami, New York City, and Chicago.

As a part of the community Citibank works hard to become ingrained in the culture and provide sponsorships for various philanthropic and profitable ventures. They are famous corporate sponsors of the New York Mets Baseball Stadium which is called Citi Field. They have strived to provide a similar level of community involvement here in Australia. Citi participates in programs that aim to aid in development of the Australian community and of the local residents. Some of the programs include the Workplace Giving Program, the Volunteer Program, and the Community Partnerships Program. 

Citibank As A Financial Institution

Citibank offers all of the standard banking transactions, including deposits and withdrawals. In order to meet the needs of a wide variety of clients and finances Citi has many accounts to suit virtually any lifestyle. These include term deposits, cash management, and multi currency accounts. They also provide a wide range of credit card options aimed at meeting the needs of their dynamic client base.

Citibank Credit Cards

The Citi line of credit cards has something for everyone. Each card has different spending limits and features. There are also differing levels of incomes and other eligibility standards for each card. The variety of cards makes it possible for consumers to find a card to suit their financial needs.

• Citibank Clear Credit Card - This is a rewards card that features a rewards program and ongoing low interest rates as well as a relatively low annual fee of $65.
• Citibank BP MasterCard Credit Card - The association with BP provides cardholders with an extra 5% off of petrol purchases made at BP with this credit card. It is also a cashback rewards card for other purchases. 
• Citibank Gold Credit Card - The Gold card has standard free insurances and rewards as well as an balance transfer rate of just 1.9% p.a. for 12 months. 
• Citibank Platinum Credit Card - Like the Gold card this Platinum level card provides Platinum level services and rewards that include 24 hour a day concierge service.
  
• Citibank Silver Credit Card - The Silver offering has an option to earn Qantas frequent flyer miles along with added security for a low annual fee of $89.

As one of the largest global financial institutions Citibank is able to provide a huge variety of services and products. Customers can feel confident that Citi will be here long into the future because their hold in the world financial market is incredibly strong and constantly experiencing growth. Although they have only been in Australia since 1985 they have already made a name for themselves as one of the most trusted financial services and credit card providers. When you want to bank with a company that knows no boundaries Citibank is the perfect choice.

Find out why Citibank credit cards are so popular by checking out that they have to offer. Locate the perfect credit card for your needs with Citibank.

Citibank currently offers some of the most versatile credit cards in the country. One of the most lauded Citibank credit card is probably the Citi Clear Platinum, offering all the benefits of a platinum level credit card but with the fantastic low rates of fees of a regular card - truly a mould-breaking contribution.

Citibank is a huge financial conglomerate - considered to be one of the largest banking institutions in the world - and began way back in 1812 when Citibank was first founded. Its other banks, including Smith Barney and Salomon Brothers, were founded shortly after that. They presently operate in more than 100 countries, managing more than 200 million accounts worldwide, a million of those in Australia and New Zealand, plus around 900 local corporate clients. It has around 1,200 employees in Australia, and Citibank Australia not only offers credit cards but also home loans, personal loans, and bank accounts, and it is one of the biggest providers of superannuation funds in Australia.

The range of Citibank credit cards includes the Citi Platinum, the Emirates Citi Platinum, the Citi Gold, the Citi Clear Platinum, the Citi Silver, the Citi Clear, the Citi BP MasterCard, the Citi CashBack, and the Citibusiness. All types are customer are therefore catered for, including the frequent flyer with the Emirates Citi Platinum, which allows points to be accumulated towards a wide range of rewards via the Emirates Frequent Flyer program.

Choosing a Citibank credit card is a simple matter of establishing which one best suits your needs, checking the eligibility criteria, and making a quick online application. Whichever card you select, you can be assured that you will enjoy the backing and customer services of a truly global organisation with the history and expertise to create a positive experience.

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from. ‘Best and ‘Top’ are ratings which are subject to our consideration and is not rated against all Australian credit cards. We recommend you take this information into account when comparing credit cards.

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  The new Citi Select Credit Card comes with some cool lifestyle, travel, and finance benefits. If you always wanted to be a part of the upper echelon of credit card consumers you now have the chance to do so with this card. Only the top income earners may apply, and benefits are so tempting that you might even be tempted to apply for a higher paying job. Now we’re talking…



• Fly High with Citibank Emirates Card
  

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• Citi Select Credit Card – Review & Application
  

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• Enjoy the Exclusive Privileges of Citibank’s Prestige Credit Cards
  

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• Citibank Credit Card Comparison
  

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• Emirates Credit Card – Review & Application
  

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• Fly High with the Citibank Emirates Card
  

  The Citibank Emirates Card is an airlines reward card. It offers all the luxury and flexibility of a platinum card. Read on to learn all about this card.



• Citibank My World TV Commercial citibank.com.au/myworld
  

  Find out more about Citibank My World by watching the latest TV commercials from Citibank in Australia.



• Citibank BP MasterCard – Fuel discounts & cash back!
  

  If you find yourself spending a lot of money on petrol the CitiBank BP MasterCard can help cut that cost. This card offers you a 5% discount on anything, including fuel, that you purchase at BP. In addition it has great rates and a valuable cash back rewards program.



• Citibank Citi Credit Card Rewards Program Review
  

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• All You Need to Know About The Citibank Clear Card
  

  If you have been thinking about getting a Citibank Clear card, but were holding back because you needed more information, then this is the place to start. This article will give you a general overview about this card.



• Citibank Clear Platinum Visa Credit Card
  

  Popular lender Citibank offer a wide range of credit card services. If you are a customer with a higher annual salary, you may well be offered a Citibank Clear Platinum Visa.



• Citibank World Privileges – Citibank Credit Card Offers with access to Citi World Privileges
  

  If you would like to become a member of Citibank World Privileges it is as simple as getting a Citibank card. Find out all about this great program in this article.



• Citibank Balance Transfer
  

  Citibank has a range of balance transfer credit cards on offer, with extended low interest rate periods giving you more time to repay your credit card balance.



• Citibank Plus Savings Account
  

  Best Citibank Credit Card
  Combine both low interest and a platinum rewards program and you have the Citibank Clear Platinum Visa Card – a rare breed of credit card, now offering 11.49% on purchases and 0.99% p.a. for 6 months balance transfers!

  $99 annual fee
  11.49% p.a. on purchases
  0% p.a. for 7 months on balance transfers
  Cash Advance Rate [...]



• Citibank Visa Debit
  

  Best Citibank Credit Card
  Combine both low interest and a platinum reward’s program and you have the Citibank Clear Platinum Visa Card – a rare breed of credit card. Enjoy a host of benefits and reward’s without the high rates and fees.

  $99 annual fee
  11.49% p.a. on purchases
  0% p.a. for 7 months on balance transfers
  Cash Advance Rate [...]



• Citibank Online Saver
  

  The Citibank Online Saver allows Australians to have a reliable and high-yield savings account linked directly with another Australian bank account. Read about the excellent customer access to this savings account, both for deposits and for account management, via Citibank’s tremendous telephone and Internet banking services. Application for the Citibank Online Saver account is best [...]



• Interview with Madeline O’Connor on Citibank Credit Cards in Australia
  

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• Citi Rewards – Citibank Velocity Rewards Points Credit Cards
  

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• Citibank Clear Platinum
  

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Editor's Choice: Our Top Credit Cards




Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
HSBC Credit Card	Editor's Choice: 0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.	16.99%	20.75%	0% for 6 months	$0	55
Suncorp Clear Options Standard Visa Card	A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.	12.24%	17.99%	1.9% for 12 months	$39	0