Citibank Credit Cards Exclusive TV Offer – citibank.com.au/save & citibank.com.au/tv

At present, Citibank is advertising an exclusive TV offer on their Citibank credit cards. At a time when the global financial crisis is causing debt repayment issues for many people, Citibank has extended a helping hand.

Explore some of the other credit card options available from Citibank

Overview of Citibank credit cards:

Just so you know: Citibank is one of the largest full service banks in the world. With the biggest distribution capacity of any financial firm in the world, it employs 350,000 people who manage 200 million customer accounts in more than 100 countries across six continents.

The Citibank credit cards included in this TV offer are: the Citibank Gold, with either Visa or MasterCard; the Citibank Silver, with either Visa or MasterCard; and the Citibank Clear Platinum Visa.

The crux of this offer is a 1.9% p.a. for 12 months balance transfer offer made to the Citibank Gold and Silver cards, and 0% p.a. for 7 months on balance transfers made to the Citibank Clear Platinum.

This is a breakdown of what you can expect from each of these Citibank credit cards, and the application criteria:

Citibank Platinum credit card

To apply for this Citibank credit card, you must be at least 18 years old, earn a minimum $50,000 p.a., and have a good credit rating.

• $125 (First Year, Save $125) annual fee
• 20.74% p.a. on purchases
• 3.9% p.a. for life on balance transfers
• Cash Advance Rate of 21.24%
• Minimum Income Requirement of $50,000 p.a.
• A great rate on balance transfers for life
• Receive a high credit limit of up to $100,000 if you meet the credit criteria
• Complimentary rewards program
• For every $1 you spend you will receive 1 rewards point
• 24/7 Visa Platinum Personal Concierge Service
• Complimentary international travel insurance
• Option to join Citi Qantas Rewards, to have your points automatically transfered to Qantas Frequent Flyer points every month

Click here to read the Citibank Platinum Card terms and conditions

Citibank Silver credit card

To apply for this Citibank credit card, you must be at least 18 years old, earn a minimum $20,000 p.a., and have a good credit rating.

• $89 annual fee
• 20.74% p.a. on purchases
• 2.9% p.a. for 12 months on balance transfers
• Cash Advance Rate of 21.24%
• A great rate on balance transfers
• A credit limit of $7,000
• Free rewards program
• Reward points that never expire
• Access to Citibank World Privileges
• Free purchase cover insurance for lost, stolen or damaged goods
• Exclusive security features

Click here to read the Citibank Silver Card terms and conditions

Citibank Gold credit card

To apply for this Citibank credit card, you must be at least 18 years old, earn a minimum $35,000 p.a., and have a good credit rating.

• $149 annual fee
• 20.74% p.a. on purchases
• 1.9% p.a. for 12 months on balance transfers
• Cash Advance Rate of 21.24%
• Minimum Income Requirement of $35,000 p.a.
• A great rate on balance transfers
• A credit limit of up to $25,000
• Free rewards program
• Redemption of points for Singapore Airlines KrisFlyer and Velocity Frequent Flyer points
• Free international travel insurance
• Access to Citibank World Privileges
• Free purchase cover insurance for lost, stolen or damaged goods

Click here to read the Citibank Gold Card terms and conditions

Important Note: The offers below are not the same offers available via the TV commercial. The TV offer has a 0% p.a. for 7 months balance transfer deal on the Citibank Clear Platinum. If you are however after the standard alternative credit card offer from Citibank, please review the offer below.

Citibank Clear Platinum Visa:

• A rate of 11.49% p.a. on purchases and 0% p.a. for 7 months balance transfers!
• A credit limit of $60,000
• Free international travel insurance and purchase cover with extended warranty
• Premium servicing, with access to Visa’s Concierge Service
• Access to Citibank World Privileges

To apply for this Citibank credit card, you must be at least 18 years old, earn a minimum $50,000 p.a., and have a good credit rating.

• Comparison of Top 10 Credit Card Offers

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
HSBC Credit Card	Editor's Choice: 0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.	16.99%	20.75%	0% for 6 months	$0	55
Suncorp Clear Options Standard Visa Card	A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.	12.24%	17.99%	1.9% for 12 months	$39	0