Citibank Emirates Platinum Credit Card – Details & Application
What happens when I click Apply Now?
- Clicking Apply will take you to your Online Application on the bank's website. You do not need to be an existing customer of this bank to apply.
- Your application will typically take you no more than 10-15 minutes to complete
- Once approved, you will receive your credit card in the mail within 1-2 weeks
Bring the world closer, sooner with the award winning Emirates Citi Platinum Card.
Are you looking for a great prestige credit card which offers unrivalled service, a great rewards program and a host of other benefits? If so, look no further- the Citibank Emirates Card might be just the card for you.
The Citibank Emirates Platinum Card is an airlines rewards card that offers a range of free insurance, complimentary services and generous card rewards.
Interest Rates, Fees & Charges
| Balance Transfer Rate |  |
0.9% p.a. for 12 months |
|---|---|---|
| Interest Rate on Purchases | |
20.99% p.a. |
| Annual Fee | |
$229 |
| Interest Free Period | |
up to 55 days |
| Cash Advance Rate | |
21.24% p.a. |
| Card Type | |
Platinum |
| Minimum Income Requirement | |
$35,000 p.a. |
| Credit Card Type | |
MasterCard |
| Rewards Program | |
Yes |
| Additional Cardholder Fee | |
$90 p.a. |
Features of the Citibank Emirates Platinum Card
- Awarded the Outstanding Value in the Big Spender category by CANNEX 5 star in January 2012.
- Redeem a free trip to New Zealand every year, If you spend $1,500 a month on your Emirates Citibank Platinum Card.
- The Emirates Citi Platinum Card takes you further faster than most other airlines with reward flights on Emirates.
- Enjoy exclusive complimentary lounge access in Australia and Dubai for you and a guest, regardless of which class you fly.
- Take advantage of free international travel and purchase insurance and a complimentary 24/7 Personal Concierge service.
Enjoy free access to the Emirates Lounges in Australia and the Marhaba Lounge in Dubai, the convenience of Emirates’ chauffeur-drive service when you travel to and from airports in Australia, a generous 1.5 Skywards Miles for every $1 spent and complimentary Travel Insurance. You may also want to consider the Citibank Rewards Credit Card – Platinum Card and the Citibank Rewards Credit Card – Signature Card which offer some very attractive reward benefits and points earning ability.
About Citibank
Citibank is the consumer arm of the giant financial services group Citigroup. It was founded in 1812, as the City Bank of New York. Later it was renamed as the First National City Bank of New York. In June 2009, statistics revealed that Citigroup was the fourth largest holding company in the United States, in terms of domestic deposits. Citigroup is a very large and well-established financial institution, with operations in more than 100 countries. In Australia, Citibank is the fifth largest provider of credit cards.
Citibank Emirates Platinum MasterCard Review
The Citibank Emirates Card is a premium credit card that offers users luxury and flexibility. A platinum credit card, the Citibank Emirates Card offers a host of card rewards.
If you are one of the many people currently carrying debts around with you at high interest rates, now could be a good time to consolidate them with the Citibank Emirates Platinum MasterCard. This card is now offering on balance transfers from other non-Citibank credit or store cards and personal loans. That may give you a reduction in your current rate of interest of 10% or more, which could save you hundreds or thousands of dollars over the life of the debt.
The Citibank Emirates Card is primarily an airlines reward card. The card offers a very generous card rewards scheme, with 1.5 Skywards points awarded for every dollar spent. Emirates is one of the largest airlines worldwide, with flights between many countries and exceptional service, so this card rewards scheme is a great benefit for frequent fliers and people who love to travel.
The Citibank Emirates Card also offers one chauffeur driven ride to and from the airport every year. As an airlines reward card, it also offers a complimentary pass to an Emirates lounge at an Australian airport.
A range of free insurance cover is also covered. This insurance will cover for lost, stolen or damaged goods. It offers complimentary travel insurance for you and any dependents.
The Citibank Emirates Card also offers complimentary concierge services. This is like a personal assistant service, and you can ask the concierge service to conduct any manner of boring and mundane tasks that you wish to avoid – anything from picking up the dry cleaning, to booking reservations at a hotel, to picking up concert tickets. This will free up more of your time and allow you to make the best and most productive use of your day.
The card also offers 55 days interest free on purchases, and all the benefits of using a MasterCard, such as wide acceptance and secure transactions.
As the name of the card will tell you, this is a Frequent Flyer credit card linked to the Emirates Skywards program, and you can earn 1.5 Miles per dollar you spend, which is more than most similar cards are offering.
You are further eligible for the normal platinum advantages such as complimentary insurances, and the MasterCard Concierge service to help you find whatever you want anywhere in the world.
Regardless of whether the Citibank Emirates credit card is suitable for your needs, it’s simply one of those cards which jumps out at you with appeal.
Information Needed For A Citibank Emirates Platinum MasterCard Application:
The following information will be required in your application for a Citibank Emirates Platinum MasterCard, which should take no more than 10 to 15 minutes:
- Your personal details, including your driver’s licence number
- Your contact details, including your email address
- Your employment details, including time in current employment
- Your financial details, including income and expenditure
- Details of any credit cards not issued by Citi
Citibank Emirates Platinum MasterCard Criteria:
Your application for a Citibank Emirates Platinum MasterCard depends on your fulfilling the following criteria:
- You have to be 18 years of age or over
- You have to possess a good credit rating
- You have to be a permanent resident of Australia
- You have to be earning at least $40,000 p.a. pre-tax
The Pros of Citibank Emirates
- Citibank offers an authentically quality conversion rate on their Skywards rewards program, at an uncapped 1.5 Skywards Miles per $1 spent, with up to 55 days interest free on purchases.
- Access to a hoard of credit, with credit limits up to $100,000 for those who need quick funding.
- A stylish red Platinum credit card design, with MasterCard as the payment processor. MasterCard and Visa have worldwide acceptance as opposed to American Express which is more limited and can incur surcharges.
- Redeem points with either Emirates or Virgin airlines at your choice. If you take advantage of at least most of the wide range of features, the annual fee is well worth the cost.
The Cons of Citibank Emirates
- Like any credit card with a rewards program, you need to spend a significant amount ($20,000 per annum) on your card for the benefits and rewards to outweigh the annual fee.
- It is a Platinum status credit card, which typically requires good credit and a minimum annual earnings requirement for application approval. In this case, good credit and $50,000 minimum annual earnings are required.
- While the rate of earning isn’t capped, the maximum amount of points you can earn per year is capped at 150,000.
Where Can I Access The Citibank.com.au Product Page For The Citibank Emirates?
Click here to be redirected to the official Citibank Emirates page for terms & conditions and a secure online application form.
Read the Citibank Emirates Platinum Card terms and conditions.
| Minimum Income | $35,000 | |
|---|---|---|
| Minimum Age | 18 years of age | |
| Available to Temporary Residents | No | |
| Credit Rating Requirement | Good | |
| Min Credit Limit | $5,000 | |
| Max Credit Limit | $100,000 |
| Annual Fee | $229 p.a. | |
|---|---|---|
| Minimum Repayment | 2.00% | |
| Interest Charged From | Purchase Date | |
| Late Payment Fee | $40 | |
| Over Limit Fee | $40 | |
| Overseas Emergency Replacement | $0 | |
| Overseas ATM Balance check | $0 | |
| Overseas ATM Withdrawal | $5.00 | |
| Gambling Transactions Allowed | No |
| Rewards Points per Dollar | 1.5 Point(s) | |
|---|---|---|
| Points needed for Syd/Mel Return Flight | 5000 | |
| Points needed for $100 Voucher | 19333 |
[...] difference between a platinum credit card and a classic credit card will only be noticed if the platinum credit card is being put to its full use. If it is only ever used for the occasional high street [...]
[...] Citibank Emirates Card [...]
Can I ask for a specific credit limit, based upon an existing card that I would cancel?
Hi Garey
Thanks for your comment
During the Citibank credit card application process, you’ll find a specific section titled “Maximum Credit Limit”. In this section, you have the opportunity to specify the maximum credit limit that you would like on the card. The maximum approved credit limit for the Citibank Emirates Platinum is $100,000, however, you will need to meet their credit criteria in order to be approved for that amount and may be approved for a lesser amount.
Be sure to check with a financial advisor about your specific financial situation before you make a decision to apply for a credit card.
Hope this helps!
Cheers,
Jeremy
How much is the annual fee. How long is the travel insurance valid for?
is a supplementary card available for my spouse and if so what is tha annual fee?
Hi Ann
Thanks for your comment
For each additional Emirates Citibank Platinum Card there is an additional cardholder fee of $90 p.a.
Cheers
Jeremy
Re balance transfer at time of application, would I need to cancel the credit card from which the balance is coming across at 0% for 7 months or can the other card continue?
Thanks…..Julie Mogan
Hi Julie
Thanks for the comment
You don’t need to cancel the other card, however in most cases it’s a good idea since it will help avoid the temptation of spending on that card, and having 2 cards both with a balance on them.
Cheers,
Jeremy
Would I earn 4 Skywards Miles for every dollar that I transferred from another credit card?
Prior to Jan 27 I saw an offer with Emirates that had an automatic allocation of points to your card if you applied before January 29th 2012, is that right? Is it still available?
how to apply for this card
When the points are capped at 150,000 per year, is that the maximum earned points in one year or is it maximum you can hold? Eg: If I earned 100,000 points and spend all of them within a few months on travel, can I then earn up over 50,000 in the same 12 month period or will it stop after that?
Can I change over from an existing citibank visa gold card to the Citibank Emirates Platinum MasterCard
Thanks
Hi Linda,
There is no issue with switching between these two cards; however you will not be able to bring the outstanding balance from one card to the other taking advantage of the balance transfer low rate of interest. Cheers.
Jeremy
Hi,
Thanks for your question. The points are capped at the amount you can earn, not hold. Hope this helps.
Cheers,
Jeremy
Hi,
Thanks for the question. For new applicants, the 4 miles per dollar spend promotion applies to retail purchases up to the value of 25,000 miles only. Cash advances, balance transfers and special promotions are excluded from this offer.
Cheers
Jeremy
Hi,
Please click on the apply now button to be redirected to a secure application page. Thanks.
Cheers,
Jeremy
how does the points earned from my citibank credit card transfer to my skywards membership
Hi,
You must be a member of Skywards Frequent Flyer Program to earn Skywards Miles. Membership is free and when you earn points they will be automatically transferred into your account, you will not earn points on the following transactions: Cash Advances, Balance Transfers and Special Promotions. Skyward Miles are earned at a rate of 1.5 Miles for every dollar spent on Retail Purchases and up to 150,000 Miles can be earned a year. A Cardholder must provide their Skywards membership number to Citibank in order for the Skyward Miles transfer to occur. Miles are transferred to Cardholder’s Skywards account at the end of each statement period and allow some time for the points to show up in your Skyward account. Cheers.
Jeremy