Emirates Citi Platinum Credit Card – Rates & Fees

Information verified correct on October 22nd, 2016

The Emirates Citi Platinum Credit Card is no longer available for new applications as this credit card is no longer available to new customers. The credit card cannot be applied for, however, we’ve kept the information on this page for the benefit of existing customers and for those who are interested.

If you would like to compare the Emirates Citi World MasterCard click here or to compare the current range of Citi credit cards: click here.

Emirates Citibank Platinum Credit Card Review

The Emirates Citibank Platinum Card is a rewards card that can be linked to your Skywards Frequent Flyer Account. The Skywards reward programme allows cardholders to collect and spend miles at their leisure for benefits while travelling. Citi Miles will be transferred to your Skywards account on a monthly basis at the end of each statement cycle.

Benefits of Emirates Citibank Platinum Credit Card

  • Complimentary insurances. Emirates Citibank Platinum cardholders benefit from International Travel Insurance, Extended Warranty Insurance, Transit Accident Insurance and Purchase Cover Insurance. These insurances are offered through an agreement with Citigroup and Zurich Australian Insurance Limited.
  • Rewards program. As a cardholder, you will receive 1.50 Citi Miles for each $1 spent on retail transactions. You can use your Citi Miles to offset the price of flights and hotels when you travel. You also have the option of transferring your Citi Miles to your Skywards Frequent Flyer Account for other benefits.

Features of the Emirates Citibank Platinum Credit Card

  • Up to 55 interest-free days. The Emirates Citibank Platinum Credit Card offers up to 55 days of no interest if the card balance is paid in full for two consecutive months.
  • Adjustable credit limit. At the point of initiation, cardholders can receive a credit limit of up to $30,000. Once the Citibank credit criteria is met, cardholders can request an increase of up to $100,000.
  • Annual membership fees. The annual fee is $229 with each additional card attracting a fee of $90.
  • Up to 4 additional cards. The Emirates Citibank Platinum Credit Card allows up to 4 additional cardholders, with each needing to be a minimum age of 16 years.
  • Exclusive offers. Cardholders benefit from exclusive offers such as complimentary chauffeur service, access to the Emirates Lounge and Citibank World Privileges while travelling.
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82 Responses to Emirates Citi Platinum Credit Card – Rates & Fees

  1. Default Gravatar
    brendon | November 28, 2014

    What are the main differences between the regular emirates CC and the platinum card?

    • Staff
      Elizabeth | December 1, 2014

      Hi Brendon,

      Thanks for your question.

      The Citibank Emirates Platinum card comes with an annual fee of $229, a balance transfer offer of 3.9% p.a. for nine months, 55 days interest-free on purchases and a purchase rate of 20.99% p.a. You’ll earn 15,000 Skywards rewards miles on signup and one Mile for every dollar spent on retail purchases.

      The Citibank World MasterCard comes with an annual fee of $149 for the first year and $299 every year after that, a balance transfer offer of 0% p.a. for nine months, and a purchase rate of 20.99% p.a. You’ll earn up to 40,000 bonus Skywards Miles on signup and one Mile for every dollar spent on retail purchases in Australia, 1.5 Miles for overseas purchases.

      You can learn more about these cards and perform a more thorough comparison on this page.

      I hope this has helped.



  2. Default Gravatar
    Margot | March 31, 2014

    Am I able to transfer Rewards Points to Emirate airlines in order to upgrade a ticket please and how long does this take?

  3. Default Gravatar
    Ali | September 25, 2013

    I have my Citibank Ultimate credit card issued in UAE. Do I need to cancel my card prior to my immigration to Australia? If so, what would be the advantage for me as a Citibank card holder?

    • Staff
      Jacob | September 25, 2013

      Hi Ali.

      The decision to cancel your card is completely up to you.

      You can use your UAE issued Citibank card in Australia, but there’s likely to be international transaction fees and currency conversion fees as you will be converting dirham to AUD to complete a transaction.

      You can find out more about credit cards for temporary residents on this page.

      Thanks for your question.

  4. Default Gravatar
    olivia | August 11, 2013

    How many miles per point?

    • Staff
      Jacob | August 12, 2013

      Hi Olivia.

      Thanks for your question.

      Please check the review and application page for information about your question. Earn rates are listed under the Emirates Citibank Platinum Credit Card Review heading.


  5. Default Gravatar
    Grant | July 12, 2013

    Am I able to pay all of my regular accounts with this credit card . Eg , mortgage , vehicle , insurances etc.. ?

    • Staff
      Jacob | July 12, 2013

      Hi Grant. Thanks for your question. You can pay all your accounts with this card; however, you can’t pay a credit card with another credit card. You can set up regular direct debits from this account to pay things like your phone bill, gym membership, pink and green slips, and reg for your car etc. If you open this account you will need to get in touch with the merchants who you currently have a direct debit agreement with and update your billing information. For new direct debits, you can find a direct debit agreement form on the lender’s website. I hope this has helped. Jacob.

  6. Default Gravatar
    Grant | July 12, 2013

    Do I need to join a frequent flyer program to start receiving points on my credit card

    • Staff
      Jacob | July 12, 2013

      Hi Grant. Thanks for your question. You will need to be a member of the frequent flyer program if you want to start earning points. IN some cases, membership is complimentary with some cards, with other cards you must join the frequent flyer program yourself in order to get rewarded with points. Skywards membership is free. I hope this has helped. Jacob.

  7. Default Gravatar
    Richard | July 4, 2013

    I have a Citibank Qantas Card, can I have a Citibank Emirates Card as well? I have heard they wont allow you both?

    • Staff
      Jacob | July 5, 2013

      Hi Richard. Thanks for your question. If you hold a Citibank credit card, you can apply for a second Citibank credit card as well – as long as it’s a different card to the one you already hold. Jacob.

  8. Default Gravatar
    Christian | July 3, 2013

    Emirates recently made a deal with Qantas, do skywards points enable the use of Qantas domestic airlines?

    • Staff
      Jacob | July 3, 2013

      Hi Christian. Thanks for your question, ‘Emirates customers can choose from 58 Australian and New Zealand destinations across the Qantas network. Current Emirates Australian and New Zealand destinations.’ Including all Australian and New Zealand capital cities and major regional centres. You can find the full list of codeshare domestic flights on the Emirates website. Jacob.

  9. Default Gravatar
    Greg | May 25, 2013

    Hello Citibank
    I was interested in applying for a Emirates Card. I have full time employment with a wage well over your requirement. My credit file has no defaults or bad comments however it has 4 enquiries and 8 hits over the past 3 years. Mainly when I was enquiring about a car loan that I decided not to pursue. I have no loans or credit cards elsewhere. Am I likely to get approved or are the “hits” going to cost me?

    • Staff
      Jacob | May 26, 2013

      Hi Greg. Thanks for your question. We are a comparison service and are not affiliated with Citibank, but we can provide some information about your question. It’s true that an excessive amount of credit enquiries on your credit file can be a negative sign to a lender when they assess an application for credit; however, eight enquiries in the past three years and no credit defaults shouldn’t be any cause for concern. I will say that lenders have their own credit assessment criteria, and it’s extremely difficult to comment on a person’s eligibility for credit without properly knowing all the factors that go in to a lender’s credit assessment. The minimum eligibility guidelines listed on the review and application page are the best way of judging your eligibility for a card. Hope this has helped. Jacob.

  10. Default Gravatar
    Toni | May 16, 2013

    I often fly Auckland/Brisbane to see my family. I only fly Emirates Business Class and was wondering if I am eligible for an Emirates Platinum Visa Card. I currently have an ANZ Platinum Visa. I am an Australian Citizen living in Auckland

    • Staff
      Jacob | May 16, 2013

      Hi Toni. You will need to be getting paid AUD. Otherwise the normal eligibility requirements listed at the bottom of the review and application page apply. Jacob.

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NAB Low Rate Credit Card
The NAB Low Rate Card offers 0% p.a. on purchases and balance transfers for 15 months. This card also comes with a low annual fee.
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