Citibank Gold Credit Card – Details and Application

Balance Transfer Rate		2.9% for 12 months
Interest Rate		20.49% p.a. on purchases
Cash Advance Rate		20.99% on cash advances
Interest Free Period		up to 55 days
Annual Fee		$149
Card Type		Gold
Credit Card Type		Visa
Rewards Program		Yes

Keep your finances afloat with a lighter interest rate of 2.9% p.a. for 12 months on balance transfers* plus up to 55 days interest free on retail purchases.

• 2.9% p.a. for 12 months on balance transfers.
• Generous credit limit of $25,000.
• 20.49% on purchases
• 20.99% on cash advances
• FREE Rewards Program.
• FREE International Travel Insurance.
• Citibank World Privileges.
• Up to 55 days interest free on retail purchases.

• Free International Travel Insurance
  Automatically covers you and your family when you buy your travel tickets with your Citibank Gold Card. Your cover includes medical and unexpected travel expenses, trip cancellation, personal liability and loss of damage to personal items.
• Automatic FREE access to a superior Rewards Program+
  You’ll earn Reward points every time you use your Citibank Credit Card, which you can choose to redeem for a great range of items and vouchers, including Qantas Frequent Flyer points. Earn 1 reward point for every $1 spent – Giving you more points sooner
• Access to Citibank World Privileges
  It’s your passport to exclusive upgrades, benefits and discounts at thousands of hotels, restaurants, shops, shows and services worldwide. With everything from glorious weekends away to sumptuous dinners in Australia’s fines restaurants, you’ll find something to temp you.
• Purchase Cover
  Use your Citibank Gold Card for personal items and have them repaired or replaced when lost, damaged or stolen up to 90 days after purchase.

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Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
St George Vertigo	Editor's Choice: Low Interest Low 2.99% for 6 months (reverts to 11.99%) p.a. interest rate and balance transfer rate, from one of Australia's most respected banks.	2.99% for 6 months (reverts to 11.99%)	20.74%	2.99% for 6 months	$55	55
Coles Group Source MasterCard	The Coles Group Source MasterCard has no annual fee, a 0% p.a. balance transfer offer for 6 months, with a rewards program including savings on fuel and FlyBuys Points	19.74%	21.99%	0% for 6 months	$0	62
Bankwest Zero Platinum MasterCard	Editor's Choice: No Annual Fee Excellent introductory offer with a $0 annual fee for the life of the credit card and a 1.99% p.a. for 9 months on balance transfers	16.99%	16.99%	1.99% for 9 months	$0	55