Credit Card Finder Comparison Service Australia

Compare

Citibank Personal Credit Card – Details and Application


Posted May 11th, 2008 and last modified March 10th, 2010

Citibank Australia
Citibank Platinum Card Offer

Best Card for Debt Consolidation

The Citibank Platinum Card offers a great rewards program, combined with a 4.9% balance transfer for life. The great thing is this card allows you to transfer non-Citibank personal loans, as well as existing credit card debt and store card balances.

  • $250 annual fee
  • 20.49% p.a. on purchases
  • 20.99% p.a. on cash advances
  • 4.9% p.a. for life on balance transfers

Citibank Personal Credit lets you consolidate your debts with a great balance transfer offer AND have the option to spend at an equally attractive rate.

  • 7.9% p.a.* for LIFE on balances you transfer from non-Citibank credit cards, store cards and personal loans.
  • SAVE with a low ongoing interest rate of 14.99% p.a.
  • 14.99% p.a. on ANY purchases and cash advances.
  • SAVE with no everyday transactional fees at over 1,700 ATM’s in Australia*.
  • NO transaction, ATM/EFTPOS or cash advance fees so even more money stays in your pocket.
  • With $5,000 to $25,000 to use on whatever you want, Personal Credit gives you the flexibility to repay and re-borrow funds.
  • Use at ATMs, and to purchase in store, online and over the phone. A chequebook is also available on request.


Uses of this credit card

  • Consolidate your debts – save on interest by consolidating your debts from higher interest accounts into the one handy Personal Credit account.
  • Obtain cash – from any ATM in Australia without any ATM or cash advance fees, and worldwide acceptance at over 820,000 ATMs.
  • Pay for expenses – use your Citicard to EFTPOS your everyday expenses such as groceries and petrol.
  • Write cheques – pay for expenses such as school fees and tradespeople, when only a cheque is accepted.
  • Pay for large purchases – such as cars, whitegoods, furniture, computers and renovations.
  • Finance your holiday – pay for a much needed break, weekend away or holiday (remember – traveling overseas has never been easier with no cash advance fees#).
  • Have emergency funds – relax knowing that cash is available at your finger tips in the event of an emergency.
  • *Applies to Citibank and Westpac ATM’s.

Related posts:

  1. Citibank Personal Loans – Details and Application
  2. Citibank ReadyCredit – Details and Application
  3. Citibank Gold Credit Card – Details and Application
  4. Citibank Platinum Credit Card – Details and Application
  5. Citibank ‘CitiBusiness’ Business Credit Card – Details & Application
  6. Citibank Emirates Platinum Card – Details & Application
  7. Citibank Clear Platinum Visa Card – Details & Application



One Response

Show Comments
  1. million mileNo Gravatar Says:

    Do be aware of this card that when they do make the payments to pay off other credit cards for you, they pay by cheque only and take up to 10 working days so if you are working to a date line of when one runs out on a 0% interest leave plenty of time for the transfer

Show Comment Form

Add a Comment

Please note: Comment moderation is enabled and may delay your comment.
There is no need to resubmit your comment.


Bankwest Balance Transfer Credit Card

Editor's Choice: Our Top Credit Cards


Credit Card Card Details Interest Rate (p.a.) Cash Advance Rate (p.a.) Balance Transfer Rate (p.a.)

Annual fee

Interest free days (up to)

St George  
Vertigo MasterCard Application
St George Vertigo
Editor's Choice:
Low Interest
Low 2.99% for 6 months (reverts to 11.99%) p.a. interest rate and balance transfer rate, from one of Australia's most respected banks.
2.99% for 6 months (reverts to 11.99%) 20.74% 2.99% for 6 months $55 55
Coles Group Source MasterCard
Coles Group Source MasterCard
The Coles Group Source MasterCard has no annual fee, a 0% p.a. balance transfer offer for 6 months, with a rewards program including savings on fuel and FlyBuys Points19.74%21.99%0% for 6 months$062 Apply Now For The Coles Group Source MasterCard
Read More About The Coles Group Source MasterCard
BankWest More Platinum MasterCard
Bankwest Zero Platinum MasterCard
Editor's Choice:
No Annual Fee
Excellent introductory offer with a $0 annual fee for the life of the credit card and a 1.99% p.a. for 9 months on balance transfers
16.99% 16.99% 1.99% for 9 months $0 55

Card Types

Card Tips

The Basics


Credit Card Guide
Learn about different credit card concepts.

Popular Articles


Best Balance Transfers
The most competitive 0% p.a. and 'for life' offers of 2009.

Guide to Credit Ratings
Information about your credit file. Find out what you can apply for with good and bad credit.

Rewards Comparison
Australian reward program details including point capping & expiry.

Free Travel Insurance
Credit Cards that include free travel insurance.

Foreign Fees & Charges
International transaction charges from credit card companies.

Calculators

Interest Repayment Calculator
Enter your balance(s) to calculate the interest to pay on your cards.

Balance Transfer Calculator
Input a balance transfer offer to calculate your potential savings.
Credit Card News the latest rates & headlines

Free e-Book

NEW: The Ultimate Guide to Balance Transfers
The Australian Guide to Balance Transfers written by Credit Card Finder
Download our FREE e-book normally valued at $24.95. Find out how you can save hundreds to thousands of dollars on your credit cards via balance transfers.

Enter your email below to receive our Free e-book.



   

Get Free Updates





 

As seen on:

Today Tonight

Today Show

ABC Television





Sky News

Herald Sun

Channel 10

Australian Web Industry Association

Anthill Magazine



Credit Card Management Tips Credit Card Guides Personal Finance Tips and Advice
Partnered Sites Secondary Credit Card Providers About CreditCardFinder.com.au
Savings Accounts Comparison
Fido Credit Card Information Guide to choosing
a card, and general day-to-day tips on living
with and managing your card
Understanding Credit Understand your options
and what you will pay in interest and charges
Stay Smart Online advice on how
to secure your computer and your
transactions online
Request a copy of your credit file
Reserve Bank of Australia (RBA) statistics
Bank of Queensland Credit Cards Bank of Queensland

Bendigo Bank Credit Cards Bendigo Bank

Credit Union Australia Credit Cards CUA

IMB Credit Cards IMB

Jetstar Credit Cards Jetstar

Macquarie Bank Credit CardsMacquarie Bank

Member's Equity Credit Cards Members Equity

Virgin Credit Card Virgin Credit Cards

Wizard Credit Cards Wizard

MasterCard Credit Cards MasterCard Credit

Visa Credit Cards Visa Credit Cards

Contact Us
About Us
Blog
RSS
Privacy Policy
Sitemap

100% GreenPower Carbon Neutral Website