Citibank Platinum Credit Card – Details and Application
Posted October 13th, 2008
and last modified March 11th, 2010
Take comfort and pride with prestigious privileges, high credit limits, and an expansive selection of rewards with the Citibank Platinum Credit Card.
- Credit limits of up to $100000
- Enjoy a permanent 4.9% p.a. for life – bundle your other credit card balances and transfer them to your Citibank Platinum, and you have all the time you need to repay off the balance in whole. Enjoy a low 4.9% p.a. for life forever until you have paid off the entire balance.
- A 24/7 Personal Concierge Service – Any assistance, information or service you need will be available to you any time, and place.
- Free international travel insurance – Do you travel frequently? If so, every time you purchase your tickets with Citibank Platinum, you’ll be covered on medical, unexpected expenses, trip cancellation, and personal loss/liability.
- Tired of stale reward programs on other credit cards? With a personalised and extensive Citibank Platinum Reward Range, you’ll enjoy the benefits of a rewards program more than ever.
If you’re after a balance transfer for life offer without the restrictions of minimum annual earnings ($70,000) and annual fee ($250).
Citibank Platinum Terms & Conditions
An annual fee currently $250 for the Primary Card and $90 for an Additional Card applies. Credit Card fees and charges apply.
Ø Citibank Credit Cards are currently offering an introductory rate of 4.9%p.a. for the life of balances you transfer. Fees and charges apply. Terms and conditions apply.
†Balances transferred are repaid before other cash advances and retail purchases. Transactions made other than with this offer will be subject to interest at Citibank’s standard platinum credit card rate, currently 20.49% p.a which is variable, subject to change.
# Actual credit limit will be based on Citibank credit criteria.
1 Redemption of Platinum Rewards are subject to the Terms and Conditions of the Citibank Platinum Unlimited Rewards Programme. Platinum Unlimited Rewards Programme Terms and Conditions are available upon application.
^ Qantas Frequent Flyer members can redeem Rewards points for Qantas Frequent Flyer points, at a rate of 1 Citibank Rewards point to 1 Qantas Frequent Flyer point. Membership of the Qantas Frequent Flyer Programme is subject to the Terms and Conditions of the Qantas Frequent Flyer Programme. A joining fee applies. Under the Citibank Rewards Programme, your initial redemption must be Citibank Rewards points and subsequent redemptions must be in blocks of 10,000 Rewards points. Points transferred will take 2 business days to appear in each member’s Qantas Frequent Flyer points account. Rewards points may only be redeemed for Qantas Frequent Flyer points by a Primary Cardholder and credited to their Qantas Frequent Flyer account. Points once redeemed cannot be reversed.
2 Citibank Take Flight® is the service which enables You to redeem Rewards points for Take Flight® Cashback, Travel Vouchers and other nominated travel Rewards offered by Citibank Rewards from time to time. Take Flight® Cashback is a Cashback with the following additional conditions: In order to be eligible to redeem Reward points for Take Flight® Cashback, You must have made a travel purchase (where a flight or airline ticket is an element of that travel purchase) on Your Card within 30 days immediately before the date of your request to redeem for Take Flight® Cashback (referred to from this point as the “Travel Purchase”). The maximum amount in Take Flight® Cashback that You may redeem Reward points for is an amount equivalent to the dollar value of the Travel Purchase. For a Take Flight® Cashback Rewards claim, you must redeem a minimum of 3,000 Reward points. You should allow up to 28 days for Your Take Flight® Cashback to be processed. The amount of any Take Flight® Cashback is set off against the outstanding balance of Your Account on Your next Statement due date.
3 International Travel Insurance is underwritten by Zurich Australia Insurance Limited (ABN 13 000 296 640 AFSL No. 232507) 5 Blue Street, North Sydney, NSW, 2060, and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please check the Policy conditions to ensure eligibility for cover. As these services are provided by third parties, Citibank accepts no responsibility for their availability, quality, use or the result of any medical, legal or transportation facilities. The Cardholder shall be responsible for the payment of these services. Please refer to the Terms and Conditions sent to you at card opening for a full explanation of cover and exclusions.
** Transport Accident Insurance is underwritten by Zurich Australia Insurance Ltd (ABN 13 000 296 640 AFSL No. 232507) and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please check the Policy conditions to ensure eligibility for cover. Please refer to the Terms and Conditions sent to you at card opening for a full explanation of cover and exclusions.
4 Extended Warranty Insurance is underwritten by Zurich Australia Insurance Ltd (ABN 13 000 296 640 AFSL No. 232507) and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions sent to you at card opening for a full explanation of cover and exclusions.
5 Purchase Cover is underwritten by Zurich Australia Insurance Ltd (ABN 13 000 296 640 AFSL No. 232507) and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions sent to you at card opening for a full explanation of cover and exclusions.
6 Delivery Guarantee is limited to one transaction up to $10,000 on any statement, excluding goods purchased for professional or commercial use.
7 CREDITSHIELD® is underwritten by MetLife Insurance Ltd (ABN 75 004 274 882 AFSL No. 238096) and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance.
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- Citibank Clear Platinum Visa Card – Details & Application
- Citibank Silver Credit Card – Details and Application
- St.George Platinum Card – Details and Application
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December 3rd, 2009 at 3:14 pm
[...] cost of a 4 Year Citibank Platinum Card Purchase Repayment at 19.85% p.a: (607.01 times 48) plus (250 times 5) = [...]