Citibank ReadyCredit – Details and Application

Sick of high interest rates and fees from your credit?
Citibank ‘ReadyCredit’ is an unsecured line of credit you can use for everyday spending. Security and convenience at it’s peak.

Own money anywhere, anytime – without the bother and hassle of loan applications repeatedly.

• SAVE with a low 2.9% for 6 months introductory offer on ANY purchases, cash advances or balances you transfer.



• SAVE with NO transactional, cash advance or ATM fees at over 1,700 ATMs in Australia*, and a $0 annual fee.
• A wide range of access to your credit. Convinience to your cash through phone, internet, chequebook or ATM.
• With $5000 to $25000 available to you, you can have the freedom to purchase, repay or consolidate ultimately anything you want.

Apply Today and SAVE.

Terms and conditions apply and are available on request. Existing customers are not eligible for this offer. Applications may not be accepted if you have been approved for another Citibank offer in the last 9 months. Allow up to 10 working days to process your application.

To process your application, Citibank will need to verify your identity and income. To verify your identity we will ask you to confirm details provided on your application. Please provide a contact telephone number that will be easy for us to contact you. Please notify your payroll department or accountant (if self employed) to ensure that they are willing to confirm your income details.

2.9% p.a. introductory interest rate is available on purchases, cash advances, and balance transfers. After the six month introductory period the interest rate will revert to an interest rate of 17.75% p.a. This interest rate is variable and subject to change and Citibank credit criteria.
^The credit line of $5,000 to $25,000 is subject to Citibank credit criteria.

#Government charges, a late payment fee, cheque dishonour fee and other fees and charges may apply.

*Applies to Citibank and Westpac-branded ATMs

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Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
St George Vertigo	Editor's Choice: Low Interest Low 2.99% for 6 months (reverts to 11.99%) p.a. interest rate and balance transfer rate, from one of Australia's most respected banks.	2.99% for 6 months (reverts to 11.99%)	20.74%	2.99% for 6 months	$55	55
Coles Group Source MasterCard	The Coles Group Source MasterCard has no annual fee, a 0% p.a. balance transfer offer for 6 months, with a rewards program including savings on fuel and FlyBuys Points	19.74%	21.99%	0% for 6 months	$0	62
Bankwest Zero Platinum MasterCard	Editor's Choice: No Annual Fee Excellent introductory offer with a $0 annual fee for the life of the credit card and a 1.99% p.a. for 9 months on balance transfers	16.99%	16.99%	1.99% for 9 months	$0	55