Citibank Rewards Credit Card – Classic Card Details and Application
What happens when I click Apply Now?
- Clicking Apply will take you to your Online Application on the bank's website. You do not need to be an existing customer of this bank to apply.
- Your application will typically take you no more than 10-15 minutes to complete
- Once approved, you will receive your credit card in the mail within 1-2 weeks
Interest Rates, Fees & Charges
| Balance Transfer Rate |  |
6.9% p.a. for 6 months |
|---|---|---|
| Interest Rate on Purchases | |
20.99% p.a. |
| Annual Fee | |
$89 |
| Interest Free Period | |
up to 55 days |
| Cash Advance Rate | |
21.74% p.a. |
| Card Type | |
Standard |
| Minimum Income Requirement | |
$25,000 p.a. |
| Credit Card Type | |
Visa |
| Rewards Program | |
Yes |
| Additional Cardholder Fee | |
$15 p.a. |
The Citibank Rewards Credit Card – Classic Card gives you automatic benefits and a security guarantee. More features include:
- Benefit from a very low 6.9% p.a. for 6 months on balance transfers.
- The Citibank Rewards Credit Card – Classic Card Rewards Program will give you 1 rewards point for every dollar spent.
- Your rewards points will never expire as long as the card remains open.
- Citibank Rewards Credit Card – Classic Card gives you automatic benefits and a security guarantee.
- Generous credit limits of up to $7,500.
- Low annual fees for primary and additional cardholders.
- Free Rewards program with points that never expire and the option of Qantas Frequent Flyer Points.
- Free purchase cover insurance for lost, stolen or damaged goods.
- Extra security with a photo card, digital signature and Fraudshield protection.
FREE Rewards Programme+
Enjoy FREE access to a superior Rewards Programme. Earn 1 Reward point for every $1 you spend.
Up to 55 Days Interest-Free
Redeem Reward points for Qantas Frequent Flyer points at a rate of 2 Reward point for 1 Qantas Frequent Flyer point.
Fly any airline, anytime with Citibank Take Flight!
Simply redeem your Reward points directly to pay for flights. You can choose discounted fares and redeem fewer points, or top up with cash to fly sooner1. You could redeem your points today and fly tomorrow!
PhotoCard Security
Allows you to personalise your Card as an extra safeguard against unauthorised use.
Citibank Citibank Rewards Credit Card – Classic Card Credit Card features:
On first inspection the Citibank Rewards Credit Card – Classic Card looks like many other credit cards and nothing points consumers to its great, hidden features unless they dig a little deeper into the make-up of this credit card. But Citibank credit cards are continuing to bring value to its customers and you’ll learn why by reading on:
The Citibank Rewards Credit Card – Classic Card is one of Citibank’s credit cards in their growing selection. With some nifty modern features this is a credit card that is grand on security, cost and rewards all at the same time.
One really cool feature of the Citibank Rewards Credit Card – Classic Card is their PhotoCard Security option. With this option you can totally personalise your credit card with your own mug shot and therefore make it impossible to be used by thieves (unless of course your twin is a lowlife).
Citibank World Privileges: This will grant you access to exclusive upgrades, benefits and discounts at thousands of restaurants, hotels, shops and services worldwide. here will be plenty of tempters to lure you away from everyday life and chances are you’ll find a tasty treat with this program.
Purchase Cover: You will be protected for most new purchases on your Citibank Credit Card with its own purchase insurance. If any of your items are stolen, damaged or lost within three months of purchase, you’ll get them repaired, replaced, rebuilt or reinstated. Mind you, all of this is at no extra cost to you, regardless where you are in the world at that time.
Monitoring to warn against irregular spending.
Optional CreditShield® Plus Insurance: The Citibank Rewards Credit Card – Classic Card will also cover you in the event of job loss, illness or accident. CreditShield® Plus will cover your minimum monthly repayments. If you die or become disabled CreditShield® Plus will pay off your outstanding balance up to $20,000. This is a very generous cover indeed.
Worldwide Acceptance: Your groovy Citibank credit card will be accepted in millions of locations worldwide. With the Citibank Rewards Credit Card – Classic Card: you can step out in confidence knowing you’ll be covered for all events.
Worldwide Customer Service: If you ever need assistance, a friendly operator is not far away with the worldwide personal customer service 24/7.
Annual Fee: Did we mention the acceptable low fee of $89 per year?
To apply for your Citibank Rewards Credit Card – Classic Card today click here now!
Read the Citibank Rewards Credit Card - Classic Card terms and conditions.
| Minimum Income | $25,000 | |
|---|---|---|
| Minimum Age | 18 years of age | |
| Available to Temporary Residents | No | |
| Credit Rating Requirement | Good | |
| Min Credit Limit | $2,000 | |
| Max Credit Limit | $10,000 |
| Annual Fee | $89 p.a. | |
|---|---|---|
| Minimum Repayment | 2.00% | |
| Interest Charged From | Purchase Date | |
| Late Payment Fee | $10.00 | |
| Over Limit Fee | $40 | |
| Overseas Emergency Replacement | $0 | |
| Overseas ATM Balance check | $0 | |
| Overseas ATM Withdrawal | $5.00 | |
| Gambling Transactions Allowed | No |
| Rewards Points per Dollar | VISA:1 Point(s) | |
|---|---|---|
| Points needed for $100 Voucher | 17200 |
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