Citibank Silver Credit Card – Details and Application

The Citibank Silver Credit Card gives you automatic benefits and a security guarantee. More features include:

• Citibank Silver gives you automatic benefits and a security guarantee.
• 2.9% for 12 months on balance transfers.



• Up to 55 days interest-free on purchases.
• Generous credit limits of up to $7,500.
• Low annual fees for primary and additional cardholders.
• Free Rewards program with points that never expire and the option of Qantas Frequent Flyer Points.
• 20.49%p.a on purchases and 20.99%p.a on cash advances
• Free purchase cover insurance for lost, stolen or damaged goods.
• Extra security with a photo card, digital signature and Fraudshield protection.

Generous credit limit up to $7,000^#

Citibank Silver gives you a higher credit limit so you have the purchasing power and flexibility you need.

FREE Rewards Programme⁺

Enjoy FREE access to a superior Rewards Programme. Earn 1 Reward point for every $1 you spend.

Up to 55 Days Interest-Free

Enjoy up to 55 days interest-free on purchases.

Qantas Frequent Flyer Points^

Redeem Reward points for Qantas Frequent Flyer points at a rate of 2 Reward point for 1 Qantas Frequent Flyer point.

Fly any airline, anytime with Citibank Take Flight!

Simply redeem your Reward points directly to pay for flights. You can choose discounted fares and redeem fewer points, or top up with cash to fly sooner¹. You could redeem your points today and fly tomorrow!

PhotoCard Security

Allows you to personalise your Card as an extra safeguard against unauthorised use.

Related posts:

1. Citibank Platinum Credit Card – Details and Application
2. Citibank Silver Credit Card – Rewards & 2.9% Balance Transfer for 12 months
3. Citibank Gold Credit Card – Details and Application
4. Citibank ‘CitiBusiness’ Business Credit Card – Details & Application
5. ANZ Frequent Flyer Visa Card – Details and Application

Best Balance Transfer Credit Card Offer

The Bankwest Lite MasterCard is Australia's cheapest credit card offer, giving you the lowest MasterCard purchase rate of just 9.99% p.a. as well as a long balance transfer offer on your existing credit card balance at 1.99% p.a. for 12 months!

Click here to access the Bankwest Lite MasterCard terms & conditions.

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
Bankwest Lite MasterCard	Editor's Choice: Cheapest Credit Card The lowest stress mastercard, with Australia's lowest MasterCard purchase rate of just 9.99% p.a.	9.99%	20.99%	1.99% for 12 months	$59	55
St George Vertigo	Editor's Choice: Best Bank Low 2.99% for 6 months (reverts to 11.99%) p.a. interest rate and balance transfer rate, from one of Australia's most respected banks.	2.99% for 6 months (reverts to 11.99%)	20.74%	2.99% for 6 months	$55	55
Coles Group Source MasterCard	The Coles Group Source MasterCard has no annual fee, a 0% p.a. balance transfer offer for 6 months, with a rewards program including savings on fuel and FlyBuys Points	19.74%	21.99%	0% for 6 months	$0	62
Citi Clear Platinum Visa	Editor's Choice: Low Interest An excellent low interest credit card offer with 11.49%interest on purchases and 0.99% for 6 months on balance transfers .	11.49%	20.99%	0.99% for 6 months	$49 (First Year, Save $50)	55
Bankwest Zero Platinum MasterCard	Editor's Choice: No Annual Fee Excellent introductory offer with a $0 annual fee for the life of the credit card and a 1.99% p.a. for 12 months on balance transfers	15.99%	15.99%	1.99% for 12 months	$0	55