Coles Credit Card

Coles Group have a unique credit card, the Coles MasterCard which offers regular savings on groceries, a low annual fee that’s waived in the first year and up to 62 interest free days on purchases.

When you add the extra bonus FlyBuys points you'll collect when you pay for your own purchases using your Coles credit card, this will add up to plenty of bonuses that can make your MasterCard really pay for itself over time.

You can then redeem your FlyBuys points for other great items, such as gift vouchers, electrical goods and even travel tickets.

You may also want to compare this product with other featured credit cards.

How to Benefit From the Coles Credit Card

There are many people who discount the value of a FlyBuys card, but when used in conjunction with a Coles credit card, you can increase the benefits dramatically.

FlyBuys points are available for shopping at any Coles group store, but when you pay for your purchases using a Coles Source MasterCard, you can earn almost double the regular amount of points.

Why Use FlyBuys?

When you shop at any Coles Group store, such as Coles supermarkets, Target, Officeworks, Bi-lo, Kmart Tyre & Auto Service, Vintage Cellars or Liquorland and present your Flybuys card, you should receive a standard amount of FlyBuys points if you present your card.

However, by linking your FlyBuys card to your Coles credit card, you can Earn 1 FlyBuys point per $1 spent at participating Coles group stores.

You can then redeem your FlyBuys points for other great items, such as gift vouchers, electrical goods and even travel tickets.

Read our review on the flybuys my5 at Coles rewards program

Linking Your Coles Credit Card to FlyBuys

If you already have a regular FlyBuys card, you're able to link your account to your Coles credit card easily. Each time you pay for a purchase using your Coles MasterCard, your FlyBuys points are automatically added to your regular points balance.

In most cases, you'll be able to link your cards together at the time you submit your application. However, if you don't supply your FlyBuys account number at this time, you're able to still link them together online at a later point. You will need to do this before you can benefit from the extra points bonus.

This means you can benefit from the great discounts and incentives offered by your Coles credit card at the same time as building your amount of FlyBuys points to spend on other items.

More Than One

If you know someone with a FlyBuys card that never uses their points, you are able to allocate that person as being a subsidiary card holder to your own account. This means every time they spend money at a Coles group store, they'll accrue more points onto your account. This could help to increase the points you have to redeem for other great items that could save you plenty of money.

When you add the extra bonus FlyBuys points you'll collect when you pay for your own purchases using your Coles credit card, this will add up to plenty of bonuses that can make your MasterCard really pay for itself over time.

Other Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	St.George Vertigo	Low interest rate with a good balance transfer offer	13.24%	0.99% for 6 months	$55	21.49%

Featured Supermarket Credit Card

The Woolworths Everyday Money™ Credit Card is a fresh new credit card for Australians offering a competitive rewards program.

• $49 annual fee
• 0% p.a. for 9 months (reverts to 19.84% p.a.) on purchases
• 5.99% p.a. for 6 months on balance transfers
• Cash Advance Rate of 21.34% p.a.
• 55 days interest free
• Minimum Income Requirement of $30,000 p.a.

Read the Woolworths Everyday Money Card terms and conditions.

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Popular Credit Card Offers

			Interest rate (p.a.)	Balance transfer rate (p.a.)	Annual fee	Cash advance rate (p.a.)
	ANZ Platinum Credit Card	A unique platinum credit card offer with a low balance transfer and purchases rate.	0% p.a. for 6 months (reverts to 19.39% p.a.)	0% for 6 months	$0 annual fee for the first year ($0 thereafter)	20.99%	E-mail me this offer
	HSBC Credit Card	A 0% balance transfer, $0 annual fee for life credit card.	17.99% p.a.	0% for 8 months with 2% balance transfer fee	$0	21.99%	E-mail me this offer
	Westpac Low Rate Card	A low rate on purchases, balance transfer and a $0 annual fee.	1.9% p.a. for 9 months (reverts to 13.49% p.a.)	3.99% for 6 months	$45 annual fee for the first year ($0 thereafter)	21.49%	E-mail me this offer
	Citibank Rewards Credit Card - Platinum Card	An extended 15 month balance transfer offer with 20,000 bonus reward points.	20.99% p.a.	0.9% for 15 months	$199	21.74%	E-mail me this offer
	Bankwest Breeze MasterCard	Low ongoing purchase rate from Bankwest, with an introductory purchase rate credit card.	0% p.a. for 6 months (reverts to 10.99% p.a.)	4.99% for 9 months	$49	21.99%	E-mail me this offer