Coles Credit Card

Coles Group have a unique credit card, the Coles Group Source MasterCard which offers regular savings on fuel, no annual fee, 0% p.a. for 6 months on balance transfers, and up to 62 interest free days on purchases.

The credit card is quite unique as it also combines a 0% p.a. for 6 months on balance transfer with a rewards program where you can earn more FlyBuys points by using your Coles Group Source MasterCard at Coles Group Stores.

When you add the extra bonus FlyBuys points you'll collect when you pay for your own purchases using your Coles credit card, this will add up to plenty of bonuses that can make your MasterCard really pay for itself over time.

You can then redeem your FlyBuys points for other great items, such as gift vouchers, electrical goods and even travel tickets.

You may also want to compare this product with other Retail rewards credit cards.

How to Benefit From the Coles Credit Card

There are many people who discount the value of a FlyBuys card, but when used in conjunction with a Coles credit card, you can increase the benefits dramatically.

FlyBuys points are available for shopping at any Coles group store, but when you pay for your purchases using a Coles Source MasterCard, you can earn almost double the regular amount of points.

Why Use FlyBuys?

When you shop at any Coles Group store, such as Coles supermarkets, Target, Officeworks, Bi-lo, Kmart Tyre & Auto Service, Vintage Cellars or Liquorland and present your Flybuys card, you should receive a standard amount of FlyBuys points if you present your card.

However, by linking your FlyBuys card to your Coles credit card, you can Earn 1 FlyBuys point per $1 spent at participating Coles group stores.

You can then redeem your FlyBuys points for other great items, such as gift vouchers, electrical goods and even travel tickets.

Linking Your Coles Credit Card to FlyBuys

If you already have a regular FlyBuys card, you're able to link your account to your Coles credit card easily. Each time you pay for a purchase using your Coles Source MasterCard, your FlyBuys points are automatically added to your regular points balance.

In most cases, you'll be able to link your cards together at the time you submit your application. However, if you don't supply your FlyBuys account number at this time, you're able to still link them together online at a later point. You will need to do this before you can benefit from the extra points bonus.

This means you can benefit from the great discounts and incentives offered by your Coles credit card at the same time as building your amount of FlyBuys points to spend on other items.

More Than One

If you know someone with a FlyBuys card that never uses their points, you are able to allocate that person as being a subsidiary card holder to your own account. This means every time they spend money at a Coles group store, they'll accrue more points onto your account. This could help to increase the points you have to redeem for other great items that could save you plenty of money.

When you add the extra bonus FlyBuys points you'll collect when you pay for your own purchases using your Coles credit card, this will add up to plenty of bonuses that can make your MasterCard really pay for itself over time.

Other Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	St George Vertigo	Low interest rate with a good balance transfer offer	13.24%	0.99% for 12 months	$55	21.49%

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Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Westpac Low Rate Card - 0% Offer	A credit card with a low rate offer on both balance transfers and purchases, plus a low annual fee.	0% for 6 months (reverts to 13.49% )	0% for 6 months	$45	21.49%
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%