There are many questions that arise when you apply for a credit card and the same applies for a Coles MasterCard application. Read some of the frequently asked questions about the Coles MasterCard application.
Coles MasterCard Comparison
Rates last updated October 21st, 2016.
- Coles Low Rate MasterCard
Purchase rate has been updated from 12.99 to 9.99% p.a.
February 10th, 2016
- Coles Rewards Platinum MasterCard
2 flybuys reward points for every dollar spent + a low balance transfer offer
May 30th, 2016
- Coles No Annual Fee MasterCard
New offer of 0% for 15 months on purchases, which is valid until 31 December 2016.
October 5th, 2016
How do I apply and what are the basic requirements that I must meet?
To be eligible to apply for the credit card you need to be an Australian citizen or permanent resident aged 18 years or over. Those who are going to be in the country for the next 12 months and have the relevant visa will also be considered.
You do not need to have a flybuys card to apply; however, if you are a flybuys member make sure you link your cards to get even more rewards.
What questions are included in the application form and is it safe to apply online?
You will be asked the nature of your employment and your income in your Coles MasterCard application. You will also be asked to provide identification details such as a drivers licence. If you’re renting, you will also have to give details about your landlord.
You will also have to select a password which is a unique code. Your password must be kept private and should not be shared with anyone. You will need the password to activate the card once it arrives and when you contact customer support by phone.
When will my card arrive and when can I start using it?
The card can take up to five to ten days after you submit your application. Sometimes applications may need a closer look, therefore delaying the arrival of your card; however, you will be contacted within three days if this happens. Once the card has arrived you will have to activate it – without doing this you will not be able to use it.
Note: you may be sent a Platinum Coles MasterCard even though you apply for a standard credit card. This process is automatic and is because you meet the eligibility for the Platinum credit card. The Platinum card has no extra charges attached to it and provides benefits such as Merchandise Protection Insurance and MasterCard Assist.Back to top