Coles MasterCard – flybuys Points Rewards Program

Rates and Fees verified correct on April 24th, 2015

Coles has a program that rewards customers for using their Coles Mastercard at participating Coles group stores. To make the most out of this program, there are certain guidelines that need to be followed. Read how you could be rewarded for simply doing your weekly shopping.

Customers shopping at participating Coles Group stores using a Coles MasterCard can claim rewards under a new program. However there are some conditions that need to be fulfilled before you can start earning these reward points. Given below are some of these conditions that will make your shopping even more rewarding.

Coles Rewards Mastercard

Coles MasterCard flybuys Offer

Coles Mastercard offers a low interest rate with a low annual fee. Receive $10 off on your Coles shop when you redeem 2,000 flybuys points.

  • $49 p.a. annual fee
  • 19.99% p.a. on purchases
  • 0% p.a. for 6 months on balance transfers
  • Cash Advance Rate of 19.99% p.a.
  • Up to 62 days interest free
  • Minimum Income Requirement of $15,000 p.a.

Coles Mastercard Comparison

Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Points per $ spent
Coles Rewards Mastercard
Coles Rewards Mastercard
A low annual fee credit card with a low interest rate with $100 off orders for new customers. 19.99% p.a. 0% p.a. for 6 months $49 p.a. VISA/MC: 2 AMEX: 0 Go to site More info
Coles No Annual Fee MasterCard
Coles No Annual Fee MasterCard
Enjoy a $100 off on orders for new customers plus a low balance transfer offer, no annual fee for the life of the card whist earning flybuys points. 19.99% p.a. 0% p.a. for 6 months $0 p.a. VISA/MC: 0.5 AMEX: 0 Go to site More info

How do I earn?

The Coles Credit card rewards program operates in conjunction with its flybuys program. It allows you to earn extra flybuys points each time your use your card for eligible purchases. Membership to the flybuys program is complimentary and automatic when your Coles Mastercard application is successful.

Once you get know your flybuys number, you can start earning rewards by linking it to you Coles credit card and making eligible purchases using the credit card . You must however show your flybuys card each time you shop in order to earn the most amount of points, not doing so will only allow you to earn 1 points for every $1 you spend using the credit card.

Coles-Rewards-Flybuys-Table

Which items are ineligible for rewards?

Most of the transactions at Coles group stores using your Coles credit card are eligible for rewards. However there are some that are not eligible, they include:

  • Purchase of foreign currency, traveller’s cheques, convenience cheques, casino gambling chips and telegraphic transfers
  • Any fees, charges or interest which have to be paid in relation to your account
  • Any government fees and charges that may be payable
  • Any disputed transactions
  • Any transaction that are deemed to be for business purposes
  • Credits, refunds or reimbursements into your account
  • Any cash advances

Are there any limits on the flybuys points I can collect and when do they expire?

There is a no limit to the amount of flybuys points you can collect using your Coles Mastercard. Once in your flybuys account, point expire after 36 months. The status of your flybuys points will be shown on your Coles credit card statement which you will receive every month.

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This page was last modified on 10 March 2015 at 15:20.

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Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
St.George Vertigo Visa
St.George Vertigo Visa
A low annual fee and low interest rate offer on balance transfers. 0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. 21.49% p.a. Go to site More info
Citibank Rewards Credit Card - Platinum Card
Citibank Rewards Credit Card - Platinum Card
Consolidate your debt with a low balance transfer and a long purchase rate offer plus a host of platinum privileges. Earn up to 1.250 Citibank Reward points for every $1 spend. 20.99% p.a. 0% p.a. for 24 months $199 p.a. 21.74% p.a. Go to site More info
St.George Vertigo Platinum
St.George Vertigo Platinum
A platinum card with a low interest rate on balance transfers and purchases with a low annual fee. 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. 21.49% p.a. Go to site More info
Virgin No Annual Fee Credit Card
Virgin No Annual Fee Credit Card
Take advantage of the 0% p.a. for 14 months balance transfer offer 18.99% p.a. 0% p.a. for 14 months $0 p.a. 20.99% p.a. Go to site More info
HSBC Platinum Credit Card
HSBC Platinum Credit Card
Earn rewards points plus a balance transfer offer. Access to prestige services including a personal concierge service and VISA Platinum reward program. 19.99% p.a. 0% p.a. for 8 months $0 p.a. 21.99% p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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