Coles Rewards MasterCard Review
The Coles Rewards MasterCard is an excellent choice if you shop Coles Supermarkets and flybuys partners. The ability to accumulate 3.00 points for every dollar spent can offset the $49 p.a. annual fee if the card is used regularly. Points add up quickly and you can receive $10 off Coles Supermarket purchases when you redeem 2,000 points, saving you money .
The Coles card also offers up to 62 days interest free on purchases as long as the balances are paid off each month by the due date.
Benefits of the Coles Rewards MasterCard
Rewards for Coles Rewards MasterCard
Coles Rewards MasterCard offers 2.000 points for every $1 spend. The Coles Rewards MasterCard provides a MasterCard Rewards card and flybuys card in one. No need to carry two cards. Just scan the barcode on the back of the Coles MasterCard when you make purchases at Coles or through flybuys. If you are not already a member of flybuys, you will automatically be enrolled when you are issued a Coles Rewards MasterCard.
Features of the Coles Rewards MasterCard
- Annual fee is $49 p.a. per year.
The Coles Rewards MasterCard annual fee is charged on the date of your first purchase and on every anniversary of that purchase.
- Zero liability on purchases.
Every Coles card comes with fraud protection by Falcon fraud management system. This benefit provides card holders with peace of mind knowing you will never be held responsible for unauthorized purchases made on the card.
- MasterCard PayPass.
For all Coles cards, any single purchase amounts under $100 dollars simply tap and go. For purchase amounts over $100 key in your PIN number. This provides faster checkouts and a greater level of convenience when making small purchases.
- Free Delivery on Coles online.
Applies to any single purchase over $100 when you pay with your Coles Rewards MasterCard. Saving both time and money with the convenience of shopping online.
- Interest rate on purchases.
19.99% p.a. interest rate for both purchases and cash advances, providing card holders with access to the credit line without the high cash advance interest rates.
- Up to 62 interest free days.
Coles Rewards MasterCard offers free interest up to 62 days as long as the balance is paid in full each statement cycle. This enables card holders to use the card and earn valuable points without paying any interest on purchases.
- Online account management and Coles Mobile Wallet.
Card holders can manage your account, pay bills and collect flybuys points through the mobile app or online. This creates an easy way to manage your finances, check balances and view all your account information securely.
How to apply for the Coles Rewards MasterCard
- Must be 18 years or older
- Must have after tax income of at least $15,000 p.a.
- Must be an Australian resident or intend to stay for the next 12 months with corresponding visa
- Recommended that you be the primary household earner
- Income verification
- Employment verification
- Proper personal identification such as an Australian driver’s license
Coles Rewards MasterCard is the fastest way to earn rewards when combined with flybuys. Click here to compare cards and select which one is right for you.