Commonwealth Bank Credit Card Features And Benefits

Featured CBA Credit Card

The Commonwealth Bank Awards Card makes all your purchases count by rewarding you with up to 2 Award points for every $1 you spend. You can
then enjoy an extensive range of rewards including hotels, shopping and travel rewards.

• $89 ($59 for qualifying customers) annual fee
• 20.74% p.a. on purchases
• 5.99% p.a. for 5 months on balance transfers
• Cash Advance Rate of 21.74% p.a.
• 55 days interest free
• You get 2 cards on the one account so you can maximise your awards points
  earning potential.

Read the Commonwealth Bank Awards Credit Card terms and conditions.

With this overview of the kind of CBA credit card features you can expect to find generally on Commonwealth credit cards, and specifically on Commonwealth gold and platinum credit cards you can choose the right card with peace of mind.

Anti-fraud features:

Common to all Commonwealth credit cards is protection against fraudulent use. Although MasterCard, Visa and American Express all offer a zero-liability guarantee on their cards, fraudulent use of a credit card can be costly to the provider and is always an inconvenience to the customer. Thus there are CBA credit card features aimed at reducing the possibility of fraudulent use happening. This includes 24-hour monitoring of accounts where suspicious transactions are flagged up and the cardholder notified before they are allowed. Suspicions may be raised where the location is not in keeping with past history, or the amounts are higher than normal, or perhaps involve numerous small purchases one after the other.

Secure Sentinel:

This CBA credit card feature provides protection against fraud by using your previously-supplied information to intercept and sort out any problems. You must sign up and register your details, then Secure Sentinel can protect not just your credit cards, but also your important documents and valuables. Secure Sentinel includes the following:

• SecureCard – Cancellation and protection against fraudulent use of lost or stolen cards, and help with reissuing them.
• SecurePhone – Blocks the use of lost or stolen mobile phones and helps in locating them.
• SecureKeys – Helps in the return of lost keys.
• SecurePassport – A renewal and reminder service.
• SecureDocument and SecureValuable – A registration service that keeps a record of your documents and valuables.
• SecureLuggage – Coded luggage tags help to keep track of your luggage.

Purchase security insurance:

This is a CBA credit card feature of gold and platinum credit cards, providing cover against most lost, damaged or stolen items that are bought with the relevant Commonwealth credit card within ninety days of purchase.

Extended warranty insurance:

Gold and platinum credit cardholders also benefit from an extended warranty of up to a year beyond the manufacturer’s warranty when items are bought with the relevant Commonwealth credit card.

Travel insurance:

CBA Gold credit card holders benefit from International Travel Insurance on trips up to 3 months, whilst platinum cardholders enjoy cover on trips up to 12 months. This is a great CBA credit card feature that means the cost of the annual fee is offset. Platinum cardholders also get free Interstate Flight Inconvenience Insurance, Transit Accident Insurance (international travel only), and a Guaranteed Pricing Scheme.

Platinum Connection:

This CBA credit card feature provides the platinum cardholder with free access to a personal assistance service 24/7 anywhere in the world.

Check out today's featured offers:

Westpac Low Rate	Citibank Clear Platinum	Qantas AMEX Discovery	ANZ Platinum
0% p.a. for 6 months on purchases & balance transfers	2.9% p.a. for 12 months on balance transfers	$0 annual fee Up to 10,000 Bonus QFF Points	0% p.a. for 6 months on purchases & balance transfers

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Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Westpac Low Rate Card - 0% Offer	A credit card with a low rate offer on both balance transfers and purchases, plus a low annual fee.	0% for 6 months (reverts to 13.49% )	0% for 6 months	$45	21.49%
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%