Commonwealth Bank Credit Cards

Commonwealth Bank Australia

Are you looking for a credit card with a low rate or a card with rewards like frequent flyer points and travel insurance? Commonwealth Bank have a wide range of cards to suite everybody’s needs. Apply online today for the card that is right for you.

One Account, Two Cards. Be awarded with an American Express credit card when opening a new Awards, Platinum or Gold Card Account. Earn Points faster, with acceptance at over 29 million locations worldwide and the benefit of one credit limit and one annual fee.

Commonwealth Bank Low Rate Credit Card

Commonwealth Bank Credit Card Offer

Limited time only: Receive up to $200 cash back when you apply between 1 March 2014 and 30 April 2014 and spend at each retailer..

  • $78 p.a. ($48 for qualifying customers) annual fee
  • 12.99% p.a.* on purchases
  • 5.99% p.a. for 5 months (reverts to the cash advance rate thereafter)
  • Cash Advance Rate of 21.24% p.a.
  • 55 days interest free

    Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
    Commonwealth Bank Low Rate Credit Card
    Commonwealth Bank Low Rate Credit Card
    A low rate credit card plus a low interest rate on balance transfers. Receive up to $200 cash back when you apply between 1 March 2014 and 30 April 2014 and spend at each retailer. 12.99% p.a.* 5.99% p.a. for 5 months $78 p.a. ($48 for qualifying customers) 21.24% p.a. Apply Now For The Commonwealth Bank Low Rate Credit Card
    Read More About The Commonwealth Bank Low Rate Credit Card
    Commonwealth Bank Low Fee Credit Card
    Commonwealth Bank Low Fee Credit Card
    Limited offer: New applicants receive Receive up to $200 cash back when you apply between 1 March 2014 and 30 April 2014. with the Low Fee Card. 19.74% p.a. 5.99% p.a. for 5 months $24 p.a. ($0 for qualifying customers) 21.24% p.a. Apply Now For The Commonwealth Bank Low Fee Credit Card
    Read More About The Commonwealth Bank Low Fee Credit Card
    Commonwealth Bank Gold Awards Credit Card
    Commonwealth Bank Gold Awards Credit Card
    A low interest rate offer on balance transfer and purchases. Complimentary comprehensive travel insurance, 90 day purchase security cover and extended warranty on purchases. Receive up to $200 cash back when you apply between 1 March 2014 and 30 April 2014. 20.24% p.a. 5.99% p.a. for 5 months $144 p.a. ($114 for qualifying customers) 21.24% p.a. Apply Now For The Commonwealth Bank Gold Awards Credit Card
    Read More About The Commonwealth Bank Gold Awards Credit Card
    Commonwealth Bank Low Rate Gold Credit Card
    Commonwealth Bank Low Rate Gold Credit Card
    A low rate offer on purchases with complimentary international travel insurance. Receive up to $200 cash back when you apply between 1 March 2014 and 30 April 2014. 12.99% p.a.* 5.99% p.a. for 5 months $120 p.a. ($90 for qualifying customers) 21.24% p.a. Apply Now For The Commonwealth Bank Low Rate Gold Credit Card
    Read More About The Commonwealth Bank Low Rate Gold Credit Card
    Commonwealth Bank Awards Credit Card
    Commonwealth Bank Awards Credit Card
    Reward your everyday spend and earn Commonwealth Awards Points. Option to redeem points instantly at selected outlets. Receive up to $200 cash back when you apply between 1 March 2014 and 30 April 2014. 20.24% p.a. 5.99% p.a. for 5 months $89 p.a. ($59 for qualifying customers) 21.24% p.a. Apply Now For The Commonwealth Bank Awards Credit Card
    Read More About The Commonwealth Bank Awards Credit Card
    Commonwealth Bank Low Fee Gold Credit Card
    Commonwealth Bank Low Fee Gold Credit Card
    Gold card privileges such as travel insurance, extended warranty and purchase protection. Receive up to $200 cash back when you apply between 1 March 2014 and 30 April 2014. 19.74% p.a. 5.99% p.a. for 5 months $90 p.a. ($0 for qualifying customers) 21.24% p.a. Apply Now For The Commonwealth Bank Low Fee Gold Credit Card
    Read More About The Commonwealth Bank Low Fee Gold Credit Card
    Commonwealth Bank Platinum Awards Credit Card
    Commonwealth Bank Platinum Awards Credit Card
    A low interest rate offer with an international travel Insurance and extended Insurance/Purchase/Security benefits. Receive up to $200 cash back when you apply between 1 March 2014 and 30 April 2014. 20.24% p.a. 5.99% p.a. for 5 months $280 p.a. ($250 for qualifying customers) 21.24% p.a. Apply Now For The Commonwealth Bank Platinum Awards Credit Card
    Read More About The Commonwealth Bank Platinum Awards Credit Card

    Commonwealth Bank Student Credit Cards

    Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
    Commonwealth Bank Low Fee Student credit card
    Commonwealth Bank Low Fee Student credit card
    A low interest rate on balance transfers and purchase with no annual fee for students. Receive up to $200 cash back when you apply between 1 March 2014 and 30 April 2014. 19.74% p.a. 5.99% p.a. for 5 months $0 p.a. 21.24% p.a. Apply Now For The Commonwealth Bank Low Fee Student credit card
    Read More About The Commonwealth Bank Low Fee Student credit card

    Commonwealth Bank Business Credit Cards

    Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
    Commonwealth Bank Small Business Credit Card - Low Rate
    Commonwealth Bank Small Business Credit Card - Low Rate
    A business credit card with $0 annual fee and a low ongoing interest rate. Plus higher credit limit. 0% p.a. for 5 months (reverts to 14.55% p.a.) $0 p.a. 14.55% p.a. Apply Now For The Commonwealth Bank Small Business Credit Card - Low Rate
    Read More About The Commonwealth Bank Small Business Credit Card - Low Rate
    Commonwealth Bank Business Awards credit card
    Commonwealth Bank Business Awards credit card
    A business credit card with a low interest rate on purchases. 0% p.a. for 5 months (reverts to 20.74% p.a.) $100 p.a. 21.74% p.a. Apply Now For The Commonwealth Bank Business Awards credit card
    Read More About The Commonwealth Bank Business Awards credit card
    Commonwealth Bank Small Business  Credit Card - Interest Free Days
    Commonwealth Bank Small Business Credit Card - Interest Free Days
    A low annual fee card with a low rate on purchases, plus complimentary international travel insurance. 0% p.a. for 5 months (reverts to 17.57% p.a.) $60 p.a. 17.57% p.a. Apply Now For The Commonwealth Bank Small Business  Credit Card - Interest Free Days
    Read More About The Commonwealth Bank Small Business  Credit Card - Interest Free Days
    Commonwealth Bank Business Awards Gold credit card
    Commonwealth Bank Business Awards Gold credit card
    A business credit card with a low interest rate on purchases. Plus earn up to 2 reward points per $1 spend. 0% p.a. for 5 months (reverts to 20.74% p.a.) $150 p.a. 21.74% p.a. Apply Now For The Commonwealth Bank Business Awards Gold credit card
    Read More About The Commonwealth Bank Business Awards Gold credit card
    Commonwealth Bank Business Awards Platinum credit card
    Commonwealth Bank Business Awards Platinum credit card
    Earn up to 3 reward points per $1 spend with a low interest rate on purchases. 0% p.a. for 5 months (reverts to 20.74% p.a.) $300 p.a. 21.74% p.a. Apply Now For The Commonwealth Bank Business Awards Platinum credit card
    Read More About The Commonwealth Bank Business Awards Platinum credit card

    Table Of Contents: Guide to Commonwealth Bank Credit Cards

    Commonwealth Bank Overview

    Commonwealth Bank Credit card Types:

    Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
    Commonwealth Bank Low Rate Credit Card
    Commonwealth Bank Low Rate Credit Card
    A credit card with a low ongoing purchase rate. Receive up to $200 cash back when you apply between 1 March 2014 and 30 April 2014. 12.99% p.a.* 5.99% p.a. for 5 months $78 p.a. ($48 for qualifying customers) 21.24% p.a. Apply Now For The Commonwealth Bank Low Rate Credit Card
    Read More About The Commonwealth Bank Low Rate Credit Card
    Commonwealth Bank Low Rate Gold Credit Card
    Commonwealth Bank Low Rate Gold Credit Card
    A low rate on purchases with complimentary international travel insurance. 12.99% p.a.* 5.99% p.a. for 5 months $120 p.a. ($90 for qualifying customers) 21.24% p.a. Apply Now For The Commonwealth Bank Low Rate Gold Credit Card
    Read More About The Commonwealth Bank Low Rate Gold Credit Card

    A competitive low interest rate of 12.99% p.a on purchases, Consider the CommBank Low Rate Gold card for extra features like complimentary insurances.

    Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
    Commonwealth Bank Low Fee Student credit card
    Commonwealth Bank Low Fee Student credit card
    A low interest rate on balance transfers and purchase with no annual fee for students. Receive up to $200 cash back when you apply between 1 March 2014 and 30 April 2014. 19.74% p.a. 5.99% p.a. for 5 months $0 p.a. 21.24% p.a. Apply Now For The Commonwealth Bank Low Fee Student credit card
    Read More About The Commonwealth Bank Low Fee Student credit card
    Commonwealth Bank Low Fee Credit Card
    Commonwealth Bank Low Fee Credit Card
    A credit card with a low interest rate. Receive up to $200 cash back when you apply between 1 March 2014 and 30 April 2014. 19.74% p.a. 5.99% p.a. for 5 months $24 p.a. ($0 for qualifying customers) 21.24% p.a. Apply Now For The Commonwealth Bank Low Fee Credit Card
    Read More About The Commonwealth Bank Low Fee Credit Card
    Commonwealth Bank Low Fee Gold Credit Card
    Commonwealth Bank Low Fee Gold Credit Card
    Gold card privileges such as travel insurance, extended warranty and purchase protection. 19.74% p.a. 5.99% p.a. for 5 months $90 p.a. ($0 for qualifying customers) 21.24% p.a. Apply Now For The Commonwealth Bank Low Fee Gold Credit Card
    Read More About The Commonwealth Bank Low Fee Gold Credit Card

    Low fee or no fee. Get the convenience of a credit card with a low annual fee and other included extras. Additionally, if you’re a qualifying customer, you may qualify for a waived annual fee – this also includes students.

    Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
    Commonwealth Bank Platinum Awards Credit Card
    Commonwealth Bank Platinum Awards Credit Card
    A low interest rate offer with an international travel Insurance and extended Insurance/Purchase/Security benefits. Receive up to $200 cash back when you apply before 30 April 2014. 20.24% p.a. 5.99% p.a. for 5 months $280 p.a. ($250 for qualifying customers) 21.24% p.a. Apply Now For The Commonwealth Bank Platinum Awards Credit Card
    Read More About The Commonwealth Bank Platinum Awards Credit Card
    Commonwealth Bank Gold Awards Credit Card
    Commonwealth Bank Gold Awards Credit Card
    A low interest rate offer on balance transfer and purchases. Complimentary comprehensive travel insurance, 90 day purchase security cover and extended warranty on purchases. Also receive up to $200 cash back when you sign up before 30 April 2014. 20.24% p.a. 5.99% p.a. for 5 months $144 p.a. ($114 for qualifying customers) 21.24% p.a. Apply Now For The Commonwealth Bank Gold Awards Credit Card
    Read More About The Commonwealth Bank Gold Awards Credit Card
    Commonwealth Bank Awards Credit Card
    Commonwealth Bank Awards Credit Card
    A low interest rate offer with online security guarantee. Frequent Flyer Awards system, including Bonus Partner Reward Offers. 20.24% p.a. 5.99% p.a. for 5 months $89 p.a. ($59 for qualifying customers) 21.24% p.a. Apply Now For The Commonwealth Bank Awards Credit Card
    Read More About The Commonwealth Bank Awards Credit Card

    Earn Awards points when you use your CommBank Awards credit card for daily transactions. Over 1,000 items with the CommBank Awards Program to choose from to reward your everyday spending on this card.

    Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
    Commonwealth Bank Small Business Credit Card - Low Rate
    Commonwealth Bank Small Business Credit Card - Low Rate
    A business credit card with $0 annual fee and a low ongoing interest rate. Plus higher credit limit. 0% p.a. for 5 months (reverts to 14.55% p.a.) $0 p.a. 14.55% p.a. Apply Now For The Commonwealth Bank Small Business Credit Card - Low Rate
    Read More About The Commonwealth Bank Small Business Credit Card - Low Rate
    Commonwealth Bank Business Awards credit card
    Commonwealth Bank Business Awards credit card
    A business credit card with a low interest rate on purchases. 0% p.a. for 5 months (reverts to 20.74% p.a.) $100 p.a. 21.74% p.a. Apply Now For The Commonwealth Bank Business Awards credit card
    Read More About The Commonwealth Bank Business Awards credit card
    Commonwealth Bank Small Business  Credit Card - Interest Free Days
    Commonwealth Bank Small Business Credit Card - Interest Free Days
    A low annual fee card with a low rate on purchases, plus complimentary international travel insurance. 0% p.a. for 5 months (reverts to 17.57% p.a.) $60 p.a. 17.57% p.a. Apply Now For The Commonwealth Bank Small Business  Credit Card - Interest Free Days
    Read More About The Commonwealth Bank Small Business  Credit Card - Interest Free Days
    Commonwealth Bank Business Awards Gold credit card
    Commonwealth Bank Business Awards Gold credit card
    A business credit card with a low interest rate on purchases. Plus earn up to 2 reward points per $1 spend. 0% p.a. for 5 months (reverts to 20.74% p.a.) $150 p.a. 21.74% p.a. Apply Now For The Commonwealth Bank Business Awards Gold credit card
    Read More About The Commonwealth Bank Business Awards Gold credit card
    Commonwealth Bank Business Awards Platinum credit card
    Commonwealth Bank Business Awards Platinum credit card
    Earn up to 3 reward points per $1 spend with a low interest rate on purchases. 0% p.a. for 5 months (reverts to 20.74% p.a.) $300 p.a. 21.74% p.a. Apply Now For The Commonwealth Bank Business Awards Platinum credit card
    Read More About The Commonwealth Bank Business Awards Platinum credit card

    CommBank offer flexible choices for Small businesses credit card options, offering low rate with no annual fee, awards cards to interest free days cards. Furthermore, do not require business financials upon application, making the application process more streamline.

    CBA Awards

    CBA is a much lauded bank having earned respect and awards through both innovations and excellence in customer service. In 1999 they were awarded the Bank of the Decade by Australian Banking and Finance Awards. The same organisation awarded the Best Bank awards in 1996, 2000, and 2002. Money Magazine, one of the most respected financial magazines awarded them the Product Innovator of the Year for CALIA. They were awarded the Best Online Banking Website by Australian NetGuide Magazine. In addition to standard banking awards they were also recognised for the Best Life Insurance Product by Australian banking and Finance Magazine.

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    Applying for a CBA credit card

    Making an application for a credit card is a simple process these days, and applying for a CBA credit card is no different. This article will give you the low-down on what it takes to apply for a CBA credit card.

    Commonwealth Bank operates credit cards on the MasterCard, Visa, and American Express systems to provide the best choice and coverage for the customer. You can apply online – the easiest and quickest way – in-branch, or on paper.

    Information needed:

    If you are applying for a CBA credit card online, the process should not take more than fifteen to twenty minutes, but you will need certain information for Commonwealth Bank to be able to process your application:

    • Your name, address, date of birth, email address and contact telephone numbers
    • You present employment status
    • The current state of your finances, including your income, your expenses and any major assets you own
    • If you are self employed, your accountant’s details
    • If you intend to make a balance transfer from another card, you must provide details of the card you would like the transfer to be made from, including the account name, the account number, and the amount you wish to transfer

    It is important that you collect this information together before applying for a CBA credit card, because if you have to go off and search for it mid-application you may find that your session has timed out when you return, due to the site’s security features.

    Applying for a CBA credit card – the criteria

    • You must be at least eighteen years of age
    • You must be an Australian resident
    • You must have a good credit history
    • You must be in a financial position to make regular payments

    What happens next when applying for a CBA credit card?

    After applying for a CBA credit card, you will be kept informed as to the progress at each successive stage, hence the necessity for providing accurate contact details. If the bank requires any more information from you, you will be informed of this within five days.

    If the decision is that you are eligible for a Commonwealth Bank credit card, you will need to undergo an identity check, which is the law of the land, although this is not necessary if you are already a customer of Commonwealth Bank. Commonwealth Bank will send you a letter requiring this proof of identification. This can be fulfilled by having certain documents copied, then verified by an independent person of a specified background. These can then be mailed back to the bank. Alternatively, you can take these documents into a branch of the Commonwealth Bank so a bank representative can check them.

    After all the information has been fully verified, you will receive your Commonwealth Bank credit card within ten working days. You will then need to activate your new CBA credit card over the phone.

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    Commonwealth Bank Modern History and Background

    Commonwealth Bank is an important name in Australian Banking. They have been innovators in both services and products since their inception in 1912 by the Australian Government. Now an internationally known bank with branches all over the world they are a trusted name for both personal and business banking needs.

    In 1912 Commonwealth Bank was founded by an Act of Parliament called the Commonwealth Bank Act. This Act began one year earlier under the Bank Nationalization policy of the Labor Government of Andrew Fischer. Once it began operations it took only one year to have branches in all six states in Australia. In 1916 it moved the main operations to Sydney, where it remains today. The bank gradually gained control of the central bank and, in 1920, took over as the issuer of Australian Bank Notes from the Department of Treasury.

    Commonwealth Bank was granted almost full central bank control through an act of emergency legislation during the second world war. After the war ended Commonwealth leveraged this control to strengthened Australia’s economy. These actions were not viewed positively by all and they were forced to divide the bank in 1959. The control and operation of the reserve bank was given to the Reserve Bank of Australia while the general bank operations remained with Commonwealth Bank.

    Commbank continued to expand and took on travel and insurance as well as updating its operations to more modern and computerised systems throughout the 1970′s. They are even credited with offering the first credit card in Australia under the name Bankcard in 1974. The success of the credit card was impetus for them to move forward an open a full finance corporation wing called the Commonwealth Bank Finance Corporation.

    Moving into the 1980′s and 1990′s CBA continued to grow and modernise its operations. Commonwealth added more credit cards to their repertoire including Keycards in 1981, MasterCards by 1984, and finally the Visa card in 1993. They introduced the first debit card option, known as EFTPOS (Electronic Funds Transfer at Point of Sale). They also provided for electronic banking to be done from homes or offices by launching their fully functional website in 1995.

    Commbank Today

    Commonwealth Bank is a major player in Australian and international banking. They currently offer the largest network for administration of financial services. There are more then 1,000 branches and more then 3,800 agencies along with more then 3,000 ATMs here in Australia alone. For personal bank there are more then 3,700 post agencies and more then 514 for business clients. When travelling abroad customers can count on the service of more then a million ATMs and card acceptance at more then 25 million locations. In addition, the bank website handles transactions, questions, and concerns of their more then 2.5 million customers.

    Commonwealth Bank is broken up into four distinct business categories. The Retail Banking Service offers affordable banking services for personal and small business customers. The Premium Business Services arm is aimed at addressing the needs of premium personal, business, and corporate clients. They operate various online broking services including the top one in Australia, CommSec. The Wealth Management division is focused on providing products and services that include insurance and investment management as well as third party services like Comminsure. Commonwealth Bank is represented in eleven countries through the International Financial Services division. The intention of these branches are to promote overseas growth and address overseas opportunities. Commonwealth offers retail banking services in China, New Zealand, Indonesia, and Fiji. they also have branches in New York City, London, Tokyo, Auckland, and Singapore.

    Commbank customers can feel good about doing business with the company because they work hard to promote Australian communities through various organisations. The participate in the advancement of health, the arts, social welfare, and disaster aid. The Commonwealth Bank Foundation aids in financing education for Australia’s youth. CBA is a bank that you can count on to have your and all of Australia’s best interest in mind.

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    24 Responses to Commonwealth Bank Credit Cards

    1. Default Gravatar
      Arthur | February 22, 2014

      I already have a CBA Gold Master Card – I have used it to purchase airline tickets and now the tickets have been cancelled. Can I get a return on the air ticket cost based on the travel insurance inclusive with the credit card?

      • Staff
        Jacob | February 24, 2014

        Hi, Arthur.

        Thanks for getting in touch with us.

        You can find information about the complimentary insurance offered with Commonwealth Bank credit cards on this page.

        I hope this helps.

    2. Default Gravatar
      kEVIN | November 28, 2013

      I can’t find Commbank’s Sydney address in all this jumble of advertising!

      • Staff
        Jacob | November 29, 2013

        Hi Kevin.

        The Commonwealth Bank head office is located at 201 Sussex Street, Sydney. NSW. 2000. If you would like to find a particular branch, you can use the Commonwealth Bank branch and ATM locator. This is on their website.

        Thanks for your question.

    3. Default Gravatar
      rod | November 28, 2013

      I have a Commbank debit card and I am overseas and I cant use it at the ATM?

      • Staff
        Jacob | November 29, 2013

        Hi Rod.

        Thanks for your question.

        Please check that the ATM accepts MasterCard cards. Your Commbank debit card is accepted everywhere MasterCard is accepted all over the world. If the problem persists, you will need to speak to the Commonwealth Bank customer service team. You can reach them on +61 2 9999 3283 from overseas.

        I hope this helps.

    4. Default Gravatar
      Maureen | October 26, 2013

      What is the rate or fee for using my Commonwealth Gold card in Thailand?

      • Staff
        Jacob | October 28, 2013

        Hi Maureen.

        Thanks for your question.

        The currency conversion fee for the Commonwealth Bank Gold Cards is different depending on the card you use. For the MasterCard the fee is currently 2% of the total value of the transaction; while this fee is 3% of the American Express card.

        I hope this helps.

    5. Default Gravatar
      neil | September 17, 2013

      Some years ago I applied for a credit card with Commonwealth then moved house so I was astonished to see that I got whilst checking my credit report it says I have a credit card with a £5,000 limit on which has not been touched for 3, 4 years my problem is I can’t get in touch with them do you have a address for them.

    6. Default Gravatar
      Daryl | August 9, 2013

      1. Can CBA please contact me regarding my credit card Collections please!
      2. Can I please get a copy of all my loan application forms and calculations from the loans I took out in 2007
      Thank you!

      • Staff
        Matt | August 9, 2013

        Hi Daryl,

        Thanks for your comment – in this case please contact Commonwealth Bank directly. You can find their direct number on this page.

        Alternatively, CBA do offer a live chat service on their web site that you could use to get in touch with them too.

        Hope this helps!

        Cheers
        Matt

    7. Default Gravatar
      Margaret | August 3, 2013

      Hi,
      I have been made a permanent worker recently but casual for 4 months(same company)I am on a 5 year visa..revolving 461 visa..I am on 47,500 pay..am I eligible for this ca rd?

      • Staff
        Matt | August 5, 2013

        Hi Margaret,

        Thanks for your comment. The Commonwealth Bank state that the minimum income to apply for any of their credit cards is $14,000 p/a. However, each application is reviewed on a case by case situation.

        They take into account your income vs expenditure, assets vs liabilities, your employment status and other variables.

        I hope this has helped.

        Cheers
        Matt

    8. Default Gravatar
      Julie | July 10, 2013

      If i pay off over 90% of my credit card, can i apply for the limit to be lower?

      • Staff
        Jacob | July 10, 2013

        Hi Julie. Thanks for your question. You can apply for a credit limit decrease at any time provided you’ve paid the money back. So if you have a $5,000 credit limit and you owe $3,500, you request that your credit limit is lowered to $3,500 and further lower your credit limit as you pay the card off. I hope this has helped. Jacob.

    9. Default Gravatar
      Marka | July 9, 2013

      I would like to know if I can apply for a debit card?

      • Staff
        Jacob | July 9, 2013

        Hi Marka. Thanks for your question. You can generally apply for a debit card and transaction account if you’re over the age of 16, you have an Australia address (although if you’re moving to Australia you may still be able to apply too), and you mat also need a tax file number (although this is not a necessary requirement). If you would like to compare debit cards, you can do so on this page. I hope this helps. Jacob.

    10. Default Gravatar
      Susanne | May 22, 2013

      I have a MasterCard awards and I would like to know who I can use the points gained for air fights. Thanks

      • Staff
        Jacob | May 22, 2013

        Hi Susanne. Thanks for your question. If you have a Westpac Altitude Rewards MasterCard, you can use the points to book flights through the Altitude Rewards Store or you can transfer your points to a frequent flyer airline. Jacob.

    11. Default Gravatar
      gordon | April 22, 2013

      I have an account at ASB Auckland and want to know if I can use my yellow fast cash card at CBA branch ATMs and the maximum amount that can be withdrawn and cost please

      • Staff
        Jacob | April 23, 2013

        Hi again Gordon. The limits for your account will be set out in the contract you got with your New Zealand card. It’s more a question for your bank back home rather than Commonwealth. Jacob.

    12. Default Gravatar
      Lynne | April 2, 2013

      Are my points capped each billing cycle

      • Staff
        Jacob | April 2, 2013

        Hi Lynne. Each of these cards have different levels of capping. For instance, the platinum cards have a different upper limit to the gold cards, please be a little more specific and we can address the question properly. Thanks.

    Credit Cards Comparison

    Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
    American Express Qantas Discovery Card
    American Express Qantas Discovery Card
    Benefit from not ever having to pay an annual fee. Plus earn 1 Qantas Point per $1 spent on all your everyday purchases. 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Apply Now For The American Express Qantas Discovery Card
    Read More About The American Express Qantas Discovery Card
    Westpac Low Rate Card
    Westpac Low Rate Card
    A low interest rate credit card with a low annual fee and long term balance transfer offer. 13.49% p.a. 0% p.a. for 14 months $45 p.a. 21.49% p.a. Apply Now For The Westpac Low Rate Card
    Read More About The Westpac Low Rate Card
    St.George Vertigo MasterCard
    St.George Vertigo MasterCard
    A low balance transfer rate and ongoing purchase rate. 13.24% p.a. 0% p.a. for 14 months $55 p.a. 21.49% p.a. Apply Now For The St.George Vertigo MasterCard
    Read More About The St.George Vertigo MasterCard
    Bankwest Breeze MasterCard
    Bankwest Breeze MasterCard
    Low ongoing purchase rate from Bankwest, with an introductory rate on balance transfers. 11.99% p.a. 0% p.a. for 13 months $59 p.a. 21.99% p.a. Apply Now For The Bankwest Breeze MasterCard
    Read More About The Bankwest Breeze MasterCard
    Citibank Clear Platinum Card
    Citibank Clear Platinum Card
    Low rate credit card offer with a low balance transfer rate. Also comes with platinum privileges and benefits. 12.99% p.a. 0% p.a. for 12 months $49 p.a. annual fee for the first year ($99 p.a. thereafter) 21.74% p.a. Apply Now For The Citibank Clear Platinum Card
    Read More About The Citibank Clear Platinum Card

    * The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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