Commonwealth Bank Credit Cards

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Low fee and low rate through to platinum and diamond and rewards, Commonwealth Bank Credit Cards are for all Australians

The Commonwealth Bank wants to help all Australians with their banking needs. Through their network of branches — they have the largest branch network in Australia — the Commonwealth Bank has a national reach. Commonwealth Bank credit cards cater to Australians. Whether you want either a budget or a premium credit card product — they’re the only lender to offer a diamond credit card and university students can benefit from a low fee credit card too — compare Commonwealth Bank credit cards.


Comparison of Commonwealth Bank Credit Cards

Rates last updated March 3rd, 2015
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
Commonwealth Bank Low Rate Credit Card
Commonwealth Bank Low Rate Credit Card
Enjoy $100 cash back* for new cardholders and make at least one purchase, apply any lock, block or limit feature. Also get a low annual fee plus a low ongoing purchase rate and a balance transfer offer. 13.49% p.a. 5.99% p.a. for 5 months $48 p.a. 21.24% p.a. More info
Commonwealth Bank Low Fee Credit Card
Commonwealth Bank Low Fee Credit Card
Transfer an existing balance at a competitive rate and enjoy a low ongoing annual fee. Take advantage of the $100 cash back* offer when you apply, make a purchase and use any lock, block or limit feature. 19.74% p.a. 5.99% p.a. for 5 months $0 p.a. annual fee for the first year ($24 p.a. thereafter) 21.24% p.a. More info
Commonwealth Bank Gold Awards Credit Card
Commonwealth Bank Gold Awards Credit Card
Complimentary comprehensive travel insurance, 90 day purchase security cover and extended warranty on purchases plus earn double Awards points for new cardholders. 20.24% p.a. 5.99% p.a. for 5 months $144 p.a. 21.24% p.a. More info
Commonwealth Bank Low Rate Gold Credit Card
Commonwealth Bank Low Rate Gold Credit Card
Avail of a $100 cash back* on a new credit card from CommBank, make a purchase and use lock, block or limit feature. Plus get a low rate on purchases with complimentary international travel insurance. 13.49% p.a. 5.99% p.a. for 5 months $90 p.a. 21.24% p.a. More info
Commonwealth Bank Awards Credit Card
Commonwealth Bank Awards Credit Card
Earn double Awards points with a new CommBank credit card. A low annual fee with balance transfer offer. Frequent Flyer Awards system, including Bonus Partner Reward Offers. 20.24% p.a. 5.99% p.a. for 5 months $89 p.a. 21.24% p.a. More info
Commonwealth Bank Low Fee Gold Credit Card
Commonwealth Bank Low Fee Gold Credit Card
Gold card privileges such as travel insurance, extended warranty and purchase protection. Offers $100 cash back* when you apply, make a purchase and use any lock, block or limit feature within the first 30 days. 19.74% p.a. 5.99% p.a. for 5 months $0 p.a. annual fee for the first year ($90 p.a. thereafter) 21.24% p.a. More info
Commonwealth Bank Platinum Awards Credit Card
Commonwealth Bank Platinum Awards Credit Card
Double your Awards points when you apply plus get a low interest rate with an international travel Insurance and extended Insurance/Purchase/Security benefits. 20.24% p.a. 5.99% p.a. for 5 months $280 p.a. 21.24% p.a. More info
Commonwealth Bank Diamond Awards Credit Card
Commonwealth Bank Diamond Awards Credit Card
Receive double Awards points with a new CommBank credit card plus enjoy a low balance transfer offer. 20.24% p.a. 5.99% p.a. for 5 months $425 p.a. 21.24% p.a. More info
Commonwealth Bank Corporate Credit Card
Commonwealth Bank Corporate Credit Card
Minimise your business costs by controlling transaction limits and monthly spending limits. 17.57% p.a. $40 p.a.
Commonwealth Bank Corporate Charge Card
Commonwealth Bank Corporate Charge Card
An easy to use card that can let you manage your business' purchases and travel expenses. $40 p.a. 17.99% p.a.

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Types of credit cards from the Commonwealth Bank

Commonwealth Bank offers credit cards from low rate to premium. The range of Commonwealth Bank credit cards includes:

  • Low fee credit cards

    Low fee credit cards are all about cutting back on charges. A low or no annual fee is the main hallmark of a low fee credit card. If you hold a qualifying Commonwealth Bank account, the annual fee is waived altogether.

Rates last updated March 3rd, 2015
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
Commonwealth Bank Low Fee Credit Card
Commonwealth Bank Low Fee Credit Card
Transfer an existing balance at a competitive rate and enjoy a low ongoing annual fee. Take advantage of the $100 cash back* offer when you apply, make a purchase and use any lock, block or limit feature. 19.74% p.a. 5.99% p.a. for 5 months $0 p.a. annual fee for the first year ($24 p.a. thereafter) 21.24% p.a. More info
Commonwealth Bank Low Fee Gold Credit Card
Commonwealth Bank Low Fee Gold Credit Card
Gold card privileges such as travel insurance, extended warranty and purchase protection. Offers $100 cash back* when you apply, make a purchase and use any lock, block or limit feature within the first 30 days. 19.74% p.a. 5.99% p.a. for 5 months $0 p.a. annual fee for the first year ($90 p.a. thereafter) 21.24% p.a. More info
Commonwealth Bank Low Fee Student credit card
Commonwealth Bank Low Fee Student credit card
Earn $100 cash back with a new CommBank credit card plus get a balance transfer offer with no annual fee for students. 19.74% p.a. 5.99% p.a. for 5 months $0 p.a. 21.24% p.a. More info
Rates last updated March 3rd, 2015
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
HSBC Credit Card
HSBC Credit Card
No annual fee for life, plus a low balance transfer offer. 17.99% p.a. 0% p.a. for 6 months $0 p.a. 21.99% p.a. Go to site More info
Westpac Low Rate Card
Westpac Low Rate Card
A simple low interest rate card featuring a low ongoing rate on purchases and balance transfers. 0% p.a. for 3 months (reverts to 13.49% p.a.) 0% p.a. for 16 months $59 p.a. 21.49% p.a. Go to site More info
ANZ Platinum Credit Card
ANZ Platinum Credit Card
A low interest rate offer on balance transfers with a $0 annual fee for the first year. 19.74% p.a. 0% p.a. for 16 months with 2% balance transfer fee $0 p.a. annual fee for the first year ($87 p.a. thereafter) 21.49% p.a. Go to site More info
American Express Qantas Discovery Card
American Express Qantas Discovery Card
A no annual fee frequent flyer credit card from American Express. Earn 1.000 Qantas Points per $1 spend. 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Go to site More info
Coles No Annual Fee MasterCard
Coles No Annual Fee MasterCard
Enjoy a long term balance transfer offer, no annual fee for the life of the card whist earning flybuys points. 19.99% p.a. 0% p.a. for 6 months $0 p.a. 19.99% p.a. Go to site More info
Commonwealth Bank Low Fee Credit Card
Commonwealth Bank Low Fee Credit Card
Transfer an existing balance at a competitive rate and enjoy a low ongoing annual fee. Take advantage of the $100 cash back* offer when you apply, make a purchase and use any lock, block or limit feature. 19.74% p.a. 5.99% p.a. for 5 months $0 p.a. annual fee for the first year ($24 p.a. thereafter) 21.24% p.a. More info
Bankwest Zero MasterCard
Bankwest Zero MasterCard
No annual fee. No joining fee credit card. 17.99% p.a. 2.99% p.a. for 9 months $0 p.a. 21.99% p.a. Go to site More info
Coles Rewards Mastercard
Coles Rewards Mastercard
A low annual fee credit card with a low interest rate. Offers 10,000 bonus flybuys points. 19.99% p.a. 0% p.a. for 6 months $49 p.a. 19.99% p.a. Go to site More info
Virgin No Annual Fee Credit Card
Virgin No Annual Fee Credit Card
Take advantage of the 0% p.a. for 14 months balance transfer offer 18.99% p.a. 0% p.a. for 14 months $0 p.a. 20.99% p.a. Go to site More info
NAB Low Fee Card
NAB Low Fee Card
Offers a low interest rate on balance transfers combined with a purchase rate offer of 0% p.a. for 12 months. Apply by 19 April 2015. 0% p.a. for 12 months (reverts to 19.74% p.a.) 0% p.a. for 12 months $30 p.a. 21.74% p.a. Go to site More info

Learn more about Low Fee Credit Cards

  • Low rate credit cards

    The Commonwealth Bank Low Rate Credit Cards give you a low ongoing purchase rate of interest. There’s a standard low rate card and a gold low rate credit card. The gold low rate credit card comes with a few extra perks, like complimentary insurance.

Rates last updated March 3rd, 2015
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
Commonwealth Bank Low Rate Credit Card
Commonwealth Bank Low Rate Credit Card
Enjoy $100 cash back* for new cardholders and make at least one purchase, apply any lock, block or limit feature. Also get a low annual fee plus a low ongoing purchase rate and a balance transfer offer. 13.49% p.a. 5.99% p.a. for 5 months $48 p.a. 21.24% p.a. More info
Commonwealth Bank Low Rate Gold Credit Card
Commonwealth Bank Low Rate Gold Credit Card
Avail of a $100 cash back* on a new credit card from CommBank, make a purchase and use lock, block or limit feature. Plus get a low rate on purchases with complimentary international travel insurance. 13.49% p.a. 5.99% p.a. for 5 months $90 p.a. 21.24% p.a. More info
Rates last updated March 3rd, 2015
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
ANZ Low Rate
ANZ Low Rate
Save with a low rate on purchases and balance transfers with a low annual fee and ongoing purchase rate. 13.49% p.a. 0% p.a. for 16 months with 2% balance transfer fee $58 p.a. 21.74% p.a. Go to site More info
St.George Vertigo Visa
St.George Vertigo Visa
A low rate shopping credit card offering a low ongoing rate on purchases plus a low balance transfer offer. 0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. 21.49% p.a. Go to site More info
Westpac Low Rate Card
Westpac Low Rate Card
A simple low interest rate card featuring a low ongoing rate on purchases, up to 55 days interest free on purchases and a low annual fee. 0% p.a. for 3 months (reverts to 13.49% p.a.) 0% p.a. for 16 months $59 p.a. 21.49% p.a. Go to site More info
Bankwest Breeze MasterCard - Exclusive Offer
Bankwest Breeze MasterCard - Exclusive Offer
Exclusive Offer to finder.com.au
Enjoy interest-free shopping for 13 months with 0% p.a. on purchases.
0% p.a. for 13 months (reverts to 12.24% p.a.) $59 p.a. 21.99% p.a. Go to site More info
St.George Vertigo Platinum
St.George Vertigo Platinum
A platinum card with a low interest rate on balance transfers and purchases with a low annual fee. 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. 21.49% p.a. Go to site More info
NAB Low Rate Credit Card
NAB Low Rate Credit Card
A credit card with a low rate introductory offer on purchases and balance transfers. 0% p.a. for 12 months (reverts to 13.99% p.a.) 0% p.a. for 12 months $59 p.a. 21.74% p.a. Go to site More info
Bank of Melbourne Vertigo Platinum
Bank of Melbourne Vertigo Platinum
A platinum card with a low interest rate on balance transfers and purchases with a low annual fee. 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. 21.49% p.a. Go to site More info
Bank of Melbourne Vertigo Visa Credit Card
Bank of Melbourne Vertigo Visa Credit Card
A low purchase rate offer from Bank of Melbourne. Also benefit with other features including a low ongoing purchase rate and low annual fee. 0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. 21.49% p.a. Go to site More info
American Express Low Rate Credit Card
American Express Low Rate Credit Card
Enjoy a competitive low interest rate, plus a no annual fee and balance transfer offer. 11.99% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Go to site More info
Citibank Clear Platinum Card
Citibank Clear Platinum Card
Enjoy the benefits of Visa Platinum, with a low annual fee and a great introductory offer on purchases and balance transfers. 0% p.a. for 9 months (reverts to 13.99% p.a.) 0% p.a. for 9 months $49 p.a. annual fee for the first year ($99 p.a. thereafter) 21.74% p.a. Go to site More info
ANZ Low Rate Platinum Credit Card
ANZ Low Rate Platinum Credit Card
Platinum card features including overseas medical and travel insurance together with a low interest rate on purchases. 13.49% p.a. 0% p.a. for 16 months with 2% balance transfer fee $99 p.a. 21.74% p.a. Go to site More info
Virgin Low Rate Credit Card
Virgin Low Rate Credit Card
Choose a black or red card and pay a low ongoing interest rate on purchases. 10.99% p.a. 0% p.a. for 6 months $49 p.a. annual fee for the first year ($99 p.a. thereafter) 21.69% p.a. Go to site More info
BankSA Vertigo Visa
BankSA Vertigo Visa
A low rate credit card, with a low purchase offer from BankSA. 0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. 21.49% p.a. Go to site More info
Westpac Low Rate Card - Exclusive Offer
Westpac Low Rate Card - Exclusive Offer
A low interest rate on everyday purchases and an exclusive long term balance transfer rate offer. 13.49% p.a. 0% p.a. for 20 months with 2.5% balance transfer fee $59 p.a. 21.49% p.a. Go to site More info
Citibank Ready Credit - Fixed Payment Option
Citibank Ready Credit - Fixed Payment Option
A special introductory Fixed Payment Option from 8.99% p.a. rate for 48 months, plus no annual fee. 8.99% p.a. for 48 months (reverts to 19.49% p.a.) $0 p.a. 19.49% p.a. Go to site More info
Learn more about Low Rate Cards

  • Award credit cards
    These cards are linked to the Commonwealth Bank Awards Program. The higher tiered cards reward you with more points per dollar spent with an American Express and a MasterCard are issued. The American Express card has a higher earn rate than the MasterCard card, so you can earn more points where American Express is accepted.
Rates last updated March 3rd, 2015
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Points per $ spent
Commonwealth Bank Gold Awards Credit Card - Exclusive Offer
Commonwealth Bank Gold Awards Credit Card - Exclusive Offer
Enjoy double Awards points with a new CommBank credit card plus a low interest rate offer on balance transfer. Complimentary comprehensive travel insurance, 90 day purchase security cover and extended warranty on purchases. Free International Travel/Hospital Insurance for up to 3 months*. Points exchangeable for Frequent Flyer Points. Earn 2.000 Awards points for every $1 spent with the Commonwealth Bank American Express® Card. 20.24% p.a. 5.99% p.a. for 5 months $144 p.a. VISA/MC: 1 AMEX: 2 More info
Commonwealth Bank Platinum Awards Credit Card
Commonwealth Bank Platinum Awards Credit Card
Double your Awards points when you apply plus get a low interest rate with an international travel Insurance and extended Insurance/Purchase/Security benefits. 20.24% p.a. 5.99% p.a. for 5 months $280 p.a. VISA/MC: 1 AMEX: 2.5 More info
Commonwealth Bank Gold Awards Credit Card
Commonwealth Bank Gold Awards Credit Card
Complimentary comprehensive travel insurance, 90 day purchase security cover and extended warranty on purchases plus earn double Awards points for new cardholders. 20.24% p.a. 5.99% p.a. for 5 months $144 p.a. VISA/MC: 1 AMEX: 2 More info
Commonwealth Bank Awards Credit Card - Exclusive Offer
Commonwealth Bank Awards Credit Card - Exclusive Offer
Enjoy double Awards points with a new CommBank credit card plus a low interest rate offer with online security guarantee and Frequent Flyer Awards system, including Bonus Partner Reward Offers. 20.24% p.a. 5.99% p.a. for 5 months $89 p.a. VISA/MC: 1 AMEX: 1.5 More info
Rates last updated March 3rd, 2015
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Points per $ spent
ANZ Rewards Platinum
ANZ Rewards Platinum
A dual card offer rewarding up to 3.00 points for every $1 spent on purchases plus 50,000 bonus points after your first eligible purchase. 18.79% p.a. $149 p.a. VISA/MC: 1.5 AMEX: 3 Go to site More info
American Express Qantas Discovery Card
American Express Qantas Discovery Card
A no annual fee frequent flyer credit card with a low balance transfer offer of 0.99% p.a. for 6 months. Earn 1.000 Qantas Point per $1 spend. 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. VISA/MC: 0 AMEX: 1 Go to site More info
American Express Platinum Edge Credit Card
American Express Platinum Edge Credit Card
Receive 10,000 Membership Rewards bonus points and a complimentary Virgin Australia flight each year. Plus a low balance transfer offer of 0.99% p.a. for 6 months. 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $195 p.a. VISA/MC: 0 AMEX: 1 Go to site More info
Bankwest More Classic MasterCard
Bankwest More Classic MasterCard
28,000 bonus More points offer and a long term balance transfer. 19.99% p.a. 0% p.a. for 18 months $70 p.a. VISA/MC: 1.5 AMEX: 0 Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Earn 10,000 bonus Velocity points in the first 3 months plus a low balance transfer offer of 0% p.a. for 16 months 20.74% p.a. 0% p.a. for 16 months $129 p.a. VISA/MC: 0.5 AMEX: 0 Go to site More info
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
Receive 20,000 Bonus Qantas Points Plus earn 2 points for international purchases including online spend. Including a low balance transfer offer of 0% p.a. for 6 months. 19.99% p.a. 0% p.a. for 6 months $199 p.a. VISA/MC: 1 AMEX: 0 Go to site More info
HSBC Platinum Credit Card
HSBC Platinum Credit Card
A low balance transfer offer of 0% p.a. for 8 months. Enjoy a no annual fee for the life of the card with high credit limits, prestige services including a personal concierge service and VISA Platinum rewards program. 19.99% p.a. 0% p.a. for 8 months $0 p.a. VISA/MC: 1 AMEX: 0 Go to site More info
Virgin Australia Velocity High Flyer Card - 20k Bonus Points offer
Virgin Australia Velocity High Flyer Card - 20k Bonus Points offer
20,000 bonus Velocity points and half annual fee offer for the first year. 20.74% p.a. 1.9% p.a. for 12 months $145 p.a. annual fee for the first year ($289 p.a. thereafter) VISA/MC: 1.25 AMEX: 0 Go to site More info
Coles No Annual Fee MasterCard
Coles No Annual Fee MasterCard
No annual fee credit card with flybuys points on everyday purchases. Exclusive 10,000 flybuys points offer. 19.99% p.a. 0% p.a. for 6 months $0 p.a. VISA/MC: 0.5 AMEX: 0 Go to site More info
bankmecu Platinum Rewards Visa Credit Card
bankmecu Platinum Rewards Visa Credit Card
Qantas points on purchases, complimentary travel insurance and a low balance transfer offer. 18.84% p.a. 0% p.a. for 6 months $189 p.a. 1 Go to site More info
NAB Qantas Rewards Premium Card
NAB Qantas Rewards Premium Card
A low balance transfer and purchase offer of 0% p.a. for 12 months as well as 20,000 bonus Qantas Points. Ability to earn 1.500 points per $1 spent on eligible purchases. 0% p.a. for 12 months (reverts to 19.99% p.a.) 0% p.a. for 12 months $250 p.a. VISA/MC: 0.5 AMEX: 1.5 Go to site More info
ANZ Frequent Flyer
ANZ Frequent Flyer
Get 50,000 bonus points after your first eligible purchase and earn up to 1.00 Qantas Points per $1 spent on purchases. 19.99% p.a. $95 p.a. VISA/MC: 0.5 AMEX: 1 Go to site More info
Coles Rewards Mastercard
Coles Rewards Mastercard
A low annual fee credit card with a low interest rate and 10,000 bonus flybuys rewards. 19.99% p.a. 0% p.a. for 6 months $49 p.a. VISA/MC: 2 AMEX: 0 Go to site More info
American Express Qantas Ultimate Card
American Express Qantas Ultimate Card
Receive up to 50,000 extra Qantas Points. Plus earn 1.000 points per $1 spend. 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $450 p.a. VISA/MC: 0 AMEX: 1 Go to site More info
Bankwest Qantas Platinum MasterCard
Bankwest Qantas Platinum MasterCard
Bonus 50,000 Qantas Points when you apply online. Plus earn 0.750 Qantas Points for every $1 spent. 20.49% p.a. $160 p.a. VISA/MC: 0.75 AMEX: 0 Go to site More info
ANZ Frequent Flyer Platinum American Express/Visa
ANZ Frequent Flyer Platinum American Express/Visa
Get 50,000 bonus points after your first eligible purchase and earn up to 1.50 Qantas Points $1 spent via AMEX. 19.99% p.a. $295 p.a. VISA/MC: 0.5 AMEX: 1.5 Go to site More info
NAB Qantas Rewards Card
NAB Qantas Rewards Card
Receive 10,000 bonus Qantas Points when you apply online. Plus a low balance transfer and purchase offer. 0% p.a. for 12 months (reverts to 19.99% p.a.) 0% p.a. for 12 months $65 p.a. VISA/MC: 0.5 AMEX: 1 Go to site More info
ANZ Rewards Black Credit Card
ANZ Rewards Black Credit Card
You could earn 50,000 bonus rewards points after first eligible purchase. 18.79% p.a. $375 p.a. VISA/MC: 2 AMEX: 3 Go to site More info
ANZ Rewards Credit Card
ANZ Rewards Credit Card
50,000 bonus points after your first eligible purchase. Earn rewards points on your purchases, redeemable for a huge selection of rewards including shopping vouchers, gift cards, and travel. 18.79% p.a. $89 p.a. VISA/MC: 1.5 AMEX: 2 Go to site More info
St.George Amplify Signature
St.George Amplify Signature
60,000 Amplify or Qantas points offer and earn 1.500 Qantas or Amplify Points per $1 spent on eligible purchases. 0% p.a. for 6 months (reverts to 19.49% p.a.) 0% p.a. for 6 months $279 p.a. VISA/MC: 1.5 AMEX: 0 Go to site More info
Citibank Qantas Signature Credit Card
Citibank Qantas Signature Credit Card
Receive 50,000 bonus Qantas Points when you apply by 31 December 2015. Plus earn 1.000 Qantas Point per $1 spent on eligible purchases. 20.99% p.a. 0% p.a. for 6 months $299 p.a. VISA/MC: 1 AMEX: 0 Go to site More info
St.George Amplify Signature - Online Offer Only
St.George Amplify Signature - Online Offer Only
1.500 rewards points for every $1 spent and bonus points on your birthday. 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 16 months $279 p.a. VISA/MC: 1.5 AMEX: 0 Go to site More info
Bankwest Qantas MasterCard
Bankwest Qantas MasterCard
20,000 Qantas points offer and earn 0.500 Qantas Point per $1 spent on eligible purchases. 20.49% p.a. $100 p.a. VISA/MC: 0.5 AMEX: 0 Go to site More info
St.George Amplify Platinum
St.George Amplify Platinum
Choose between Amplify or Qantas rewards program. Uncapped points earning. Bonus 30,000 points offer. 0% p.a. for 6 months (reverts to 19.49% p.a.) 0% p.a. for 6 months $99 p.a. VISA/MC: 1 AMEX: 0 Go to site More info
Westpac Altitude Black
Westpac Altitude Black
Offers 60,000 bonus Altitude or Qantas Points. Access a dedicated concierge & iPhone app, your own personal shopper and a range of complimentary travel and purchase insurances. Offers two reward programs which you can choose between Altitude or Qantas Rewards. 0% p.a. for 6 months (reverts to 20.24% p.a.) 3.99% p.a. for 6 months $395 p.a. VISA/MC: 1.25 AMEX: 3 Go to site More info
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Earn Velocity Points plus enjoy an introductory interest free offer of 0% p.a. on purchases for 12 months, and 0% p.a. for 6 months on balance transfers. 0% p.a. for 12 months (reverts to 20.74% p.a.) 0% p.a. for 6 months $129 p.a. VISA/MC: 1 AMEX: 0 Go to site More info
NAB Velocity Rewards Card
NAB Velocity Rewards Card
Receive 10,000 bonus Velocity points plus a low interest rate offer on purchases and balance transfers. Get two cards and pay one annual fee. 0% p.a. for 12 months (reverts to 19.99% p.a.) 0% p.a. for 12 months $65 p.a. VISA/MC: 0.5 AMEX: 1 Go to site More info
ANZ Frequent Flyer Black
ANZ Frequent Flyer Black
Earn up to 50,000 bonus Qantas Points after your first eligible purchase. 19.99% p.a. $425 p.a. VISA/MC: 0.75 AMEX: 1.5 Go to site More info
Citibank Rewards Credit Card - Signature
Citibank Rewards Credit Card - Signature
Get 60,000 reward points on your first eligible purchase. Convert them to Qantas Points. 20.99% p.a. 0% p.a. for 6 months with 1% balance transfer fee $299 p.a. VISA/MC: 1.5 AMEX: 0 Go to site More info
Citibank Rewards Credit Card - Platinum Card
Citibank Rewards Credit Card - Platinum Card
Consolidate your debt with a low balance transfer offer of 0% p.a. for 24 months with balance transfer fee and a host of platinum privileges. Earn up to 1.250 Citibank Reward points for every $1 spend. 20.99% p.a. 0% p.a. for 24 months $199 p.a. VISA/MC: 1.25 AMEX: 0 Go to site More info
NAB Velocity Rewards Premium Card
NAB Velocity Rewards Premium Card
Receive 20,000 bonus reward points and a complimentary insurance. 0% p.a. on balance transfers and purchases for 12 months. 0% p.a. for 12 months (reverts to 19.99% p.a.) 0% p.a. for 12 months $150 p.a. VISA/MC: 0.5 AMEX: 1.5 Go to site More info
Westpac Altitude Platinum Card
Westpac Altitude Platinum Card
Redeem Altitude points for flights on any of the world's major airlines including free insurance and travel benefits. Also a low purchase rate offer of 0% p.a. for 6 months plus a bonus offer of 30,000 Altitude or Qantas Points. 0% p.a. for 6 months (reverts to 20.24% p.a.) 3.99% p.a. for 6 months $150 p.a. VISA/MC: 1 AMEX: 2 Go to site More info
American Express Platinum Card
American Express Platinum Card
Receive 80,000 Membership Rewards Bonus Points when you spend $500 on your card. You can transfer points to a choice of 9 leading airline rewards programs, including the Qantas Frequent Flyer program. $1,200 p.a. VISA/MC: 0 AMEX: 1 Go to site More info
Westpac Altitude Business Gold Credit Card
Westpac Altitude Business Gold Credit Card
A complimentary travel insurance, purchase cover and no annual fee for the first year. Also receive a low purchase rate offer of 0% p.a. for 12 months. 0% p.a. for 12 months (reverts to 20.24% p.a.) $0 p.a. annual fee for the first year ($150 p.a. thereafter) VISA/MC: 1 AMEX: 2 Go to site More info
Emirates Citibank World Card
Emirates Citibank World Card
Receive up to 40,000 bonus Skyward Miles and half price annual fee for the first year. 20.99% p.a. 0% p.a. for 9 months $149 p.a. annual fee for the first year ($299 p.a. thereafter) VISA/MC: 1 AMEX: 0 Go to site More info
Citibank Prestige Card
Citibank Prestige Card
Receive 70,000 bonus reward points on your first spend. Option to earn opt-in to the Qantas Rewards program and earn Qantas Points. 20.74% p.a. 0% p.a. for 6 months $700 p.a. 2 Go to site More info
Bank of Melbourne Amplify Classic
Bank of Melbourne Amplify Classic
Earn Amplify points on purchases to redeem for gift cards, appliances, events and experiences, travel through Amplify Travel. Plus a low purchase rate offer of 0% p.a. for 6 months. 0% p.a. for 6 months (reverts to 19.49% p.a.) 0% p.a. for 6 months $79 p.a. VISA/MC: 1 AMEX: 0 Go to site More info
Learn more about Rewards Credit Cards
  • Student credit cards

    The Commonwealth Bank Low Fee Student credit card is designed for students. It includes the popular features of up to 55 days of interest-free days and no annual fee. This makes it a suitable companion for the student lifestyle.

Rates last updated March 3rd, 2015
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
Commonwealth Bank Low Fee Student credit card
Commonwealth Bank Low Fee Student credit card
Earn $100 cash back with a new CommBank credit card plus get a balance transfer offer with no annual fee for students. 19.74% p.a. 5.99% p.a. for 5 months $0 p.a. 21.24% p.a. More info
Though there is a limited number of student credit cards, low fee and low rate cards can be a considerable option to keep the costs down. Rates last updated March 3rd, 2015
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
St.George Vertigo Visa
St.George Vertigo Visa
One of the cheapest credit cards available in Australia for purchases and balance transfers. 0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. 21.49% p.a. Go to site More info
NAB Low Rate Credit Card
NAB Low Rate Credit Card
A credit card with a low interest rate on purchases and balance transfers. 0% p.a. for 12 months (reverts to 13.99% p.a.) 0% p.a. for 12 months $59 p.a. 21.74% p.a. Go to site More info
Westpac Low Rate Card
Westpac Low Rate Card
A credit card with a low annual fee and a low rate on balance transfers 0% p.a. for 3 months (reverts to 13.49% p.a.) 0% p.a. for 16 months $59 p.a. 21.49% p.a. Go to site More info
American Express Low Rate Credit Card
American Express Low Rate Credit Card
An American Express Card with a low ongoing interest rate on purchases. 11.99% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Go to site More info
Bankwest Breeze MasterCard - Exclusive Offer
Bankwest Breeze MasterCard - Exclusive Offer
Exclusive to Credit Card Finder applicants. Interest free terms on purchases for 13 months. 0% p.a. for 13 months (reverts to 12.24% p.a.) $59 p.a. 21.99% p.a. Go to site More info
ANZ Low Rate
ANZ Low Rate
A low rate credit card with introductory offer on balance transfers. 13.49% p.a. 0% p.a. for 16 months with 2% balance transfer fee $58 p.a. 21.74% p.a. Go to site More info
ANZ First Visa Credit Card
ANZ First Visa Credit Card
This simple a low annual fee credit card is designed as a first credit card with a low fee and low minimum credit limits. Protected by ANZ’s 24/7 Falcon suspicious transaction security. 19.74% p.a. 0% p.a. for 16 months with 2% balance transfer fee $30 p.a. 21.49% p.a. Go to site More info
Virgin Low Rate Credit Card
Virgin Low Rate Credit Card
A low ongoing purchase rate with an introductory offer on balance transfers. Plus a low annual fee. 10.99% p.a. 0% p.a. for 6 months $49 p.a. annual fee for the first year ($99 p.a. thereafter) 21.69% p.a. Go to site More info
28 Degrees Platinum MasterCard
28 Degrees Platinum MasterCard
Pay no annual fee ever and make your overseas online purchases without worrying about transaction fees. 20.99% p.a. $0 p.a. 20.99% p.a. Go to site More info
St.George No Annual Fee
St.George No Annual Fee
A card with no annual fees for life. Combined with a low credit minimum credit limit. 0% p.a. for 6 months (reverts to 20.49% p.a.) $0 p.a. 20.49% p.a. Go to site More info
Learn more about Student Credit Cards

  • Small Business credit cards

    CommBank offers flexible choices for Small businesses credit card options, offering low rate with no annual fee, awards cards to interest free days cards. Furthermore, do not require business financials upon application, making the application process more streamline.

Rates last updated March 3rd, 2015
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
Commonwealth Bank Small Business Credit Card - Low Rate
Commonwealth Bank Small Business Credit Card - Low Rate
Earn $100 cash back with a new personal liability business credit card. A business credit card with $0 annual fee and a low ongoing interest rate. Plus higher credit limit. 14.55% p.a. $0 p.a. 14.55% p.a. Go to site More info
Commonwealth Bank Business Awards credit card
Commonwealth Bank Business Awards credit card
Earn $100 cash back with a new personal liability business credit card. A business credit card with 20.74% p.a. interest rate on purchases. 20.74% p.a. $100 p.a. 21.74% p.a. Go to site More info
Commonwealth Bank Small Business  Credit Card - Interest Free Days
Commonwealth Bank Small Business Credit Card - Interest Free Days
Earn $100 cash back with a new CommBank credit card. A low annual fee card plus complimentary international travel insurance. 17.57% p.a. $60 p.a. 17.57% p.a. Go to site More info
Commonwealth Bank Business Awards Gold credit card
Commonwealth Bank Business Awards Gold credit card
A business credit card with reward points per $1 spent on your purchases. 20.74% p.a. $150 p.a. 21.74% p.a. Go to site More info
Commonwealth Bank Business Awards Platinum credit card
Commonwealth Bank Business Awards Platinum credit card
A business credit card that lets you earn reward points for every dollar spent. 20.74% p.a. $300 p.a. 21.74% p.a. Go to site More info
Rates last updated March 3rd, 2015
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
Commonwealth Bank Small Business Credit Card - Low Rate
Commonwealth Bank Small Business Credit Card - Low Rate
Earn $100 cash back with a new personal liability business credit card. A business credit card with $0 annual fee and a low ongoing interest rate. Plus higher credit limit. 14.55% p.a. $0 p.a. 14.55% p.a. Go to site More info
American Express Platinum Business Card
American Express Platinum Business Card
Receive 75,000 bonus points. Earn 1.000 membership points for every dollar spent. $1,500 p.a. Go to site More info
Westpac Altitude Platinum Business Credit Card
Westpac Altitude Platinum Business Credit Card
Uncapped points earnings, no annual fee for the first year and a purchase rate offer. Online applications only. 0% p.a. for 12 months (reverts to 20.24% p.a.) $0 p.a. annual fee for the first year ($295 p.a. thereafter) 21.24% p.a. Go to site More info
Westpac Altitude Business Gold Credit Card
Westpac Altitude Business Gold Credit Card
Earn reward point for every $1 spent on eligible purchases with no annual fee for the first year. Complimentary travel insurance and purchase cover. 0% p.a. for 12 months (reverts to 20.24% p.a.) $0 p.a. annual fee for the first year ($150 p.a. thereafter) 21.24% p.a. Go to site More info
Commonwealth Bank Small Business  Credit Card - Interest Free Days
Commonwealth Bank Small Business Credit Card - Interest Free Days
Earn $100 cash back with a new CommBank credit card. A low annual fee card plus complimentary international travel insurance. 17.57% p.a. $60 p.a. 17.57% p.a. Go to site More info
Commonwealth Bank Business Awards credit card
Commonwealth Bank Business Awards credit card
Earn $100 cash back with a new personal liability business credit card. A business credit card with 20.74% p.a. interest rate on purchases. 20.74% p.a. $100 p.a. 21.74% p.a. Go to site More info
Commonwealth Bank Business Awards Gold credit card
Commonwealth Bank Business Awards Gold credit card
A business credit card with reward points per $1 spent on your purchases. 20.74% p.a. $150 p.a. 21.74% p.a. Go to site More info
Commonwealth Bank Business Awards Platinum credit card
Commonwealth Bank Business Awards Platinum credit card
A business credit card that lets you earn reward points for every dollar spent. 20.74% p.a. $300 p.a. 21.74% p.a. Go to site More info
American Express Gold Business Card
American Express Gold Business Card
$1 spent equal 1 Membership Rewards point. No cap or expiry of points whilst your account is current. $169 p.a. Go to site More info
Learn more about Business Credit Cards

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The benefits of banking with the Commonwealth Bank

Commonwealth Bank credit cards come with the following benefits:

  • Commonwealth Bank Awards Program

    Earn Awards points when you use your CommBank Awards credit card for daily transactions. Over 1,000 items with the CommBank Awards Program to choose from to reward your everyday spending on this card.

  • Reduced annual fee

    If you have a qualifying Commonwealth Bank account, like a home loan, savings account or transaction account, you’re eligible to receive a reduced annual fee when you apply for a Commonwealth Bank credit card. You can view the regular annual fee and the reduced annual fee in the product tables in our Commonwealth Bank Credit Card review and application pages.

  • Online banking — Netbank

    Netbank is an online banking tool for Commonwealth Bank customers. Netbank makes managing your Commonwealth Bank credit card account easy. You can also apply for other Commonwealth Bank products and services through Netbank, view recent purchases with your credit card and make payments to accounts in Australia and overseas.

  • MasterCard benefits

    Commonwealth Bank credit cards are issued in partnership with MasterCard. Commonwealth Bank credit card holders get access to a number of MasterCard benefits, including:

    • MasterCard PayPass For transactions under $100, just touch your Commonwealth Bank MasterCard against a contactless terminal and your transaction will be completed in a matter of seconds. There’s no need to enter your PIN.
    • MasterCard fraud guarantee If you’re account is compromised while you’re using the MasterCard payment networks (shopping over the counter or online), MasterCard offer a money back guarantee under the MasterCard Zero Liability Guarantee.
    • Global acceptance MasterCard credit cards are accepted in millions of locations all over the world. Use your card to shop online, make purchases over the counter and withdraw cash from ATMs everywhere MasterCard is accepted.

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How to apply for Commonwealth Bank credit cards

If you want to apply for a Commonwealth Bank credit card, the standard credit card application requirements need to be met — the higher the tier of product (Diamond and Platinum are higher tier cards than low rate and low fee credit cards), the greater the minimum income requirement. You’ll also need to have a good credit rating and meet the residency and age requirements. You can find this information listed on our Commonwealth Bank credit card review and application pages. If you do meet the minimum eligibility requirements, Commonwealth Bank needs to form a picture about your financial situation before they can make a decision about whether to grant you a credit card, and if so, the size of the credit limit. You will need to provide the following information about yourself to support your application.

Information needed for a Commonwealth Bank credit card application

  • Personal information. Commonwealth Bank needs to know your name, current residential address and your contact information, like your email.
  • Details about your income. You need to provide as much detail about your income and the money you have coming in. Details of income generating assets like property and shares also need to be provided, as does information about any savings.
  • Expenses and liabilities. Do you have any other credit cards, if so, what are their limits? Information about any debt, ongoing expenses like child support, mortgage repayments, or anything that is considered an expense, like your weekly food budget, will also need to be provided to the Commonwealth Bank.
  • Other credit cards. If you want to transfer a balance to a Commonwealth Bank credit card from your existing non-Commonwealth Bank credit card(s), store card(s) or charge card(s), you will need to provide the card number, the amount you want to transfer and the name of the issuing financial institution.

What happens next when applying for a CBA credit card?

After applying for a CBA credit card, you will be kept informed as to the progress at each successive stage, hence the necessity for providing accurate contact details. If the bank requires any more information from you, you will be informed of this within five days. If the decision is that you are eligible for a Commonwealth Bank credit card, you will need to undergo an identity check, which is the law of the land, although this is not necessary if you are already a customer of Commonwealth Bank. Commonwealth Bank will send you a letter requiring this proof of identification. This can be fulfilled by having certain documents copied, then verified by an independent person of a specified background. These can then be mailed back to the bank. Alternatively, you can take these documents into a branch of the Commonwealth Bank so a bank representative can check them. After all the information has been fully verified, you will receive your Commonwealth Bank credit card within ten working days. You can then activate your new CBA credit card over the phone.

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Frequently asked questions

We’ve provided answers to some of the most common questions we get about Commonwealth Bank credit cards below. If you can’t find an answer to your question on this page, get in touch with us by leaving a question using the form at the bottom of the page.

Do my Commonwealth Bank Awards points expire?

Commonwealth Bank Awards do not expire.

How do I earn Commonwealth Bank Awards points?

If you have a Commonwealth Bank Awards credit card, you earn Commonwealth Bank Awards Points when you make an eligible purchase. Eligible purchases are your everyday type of transaction, purchases like buying your groceries or filling your car up with petrol earn points. Points are not awarded for cash transactions. These types of transaction include cash advances, paying government fees and charges, credit card fees and charges and business expenses. Check the Commonwealth Bank Awards terms and conditions for a full list of transactions that are ineligible to earn Commonwealth Bank Awards Points.

What can I redeem my Commonwealth Bank Awards Points for?

If you have a Commonwealth Bank Awards credit card, you can redeem your Commonwealth Bank Awards points for a range of flight and non-flight rewards. There’s a wide range of rewards you can choose from. You can view the redemption options online through the Commonwealth Bank Awards website or by downloading the Commonwealth Bank Awards brochure, also available through the website.

What happens after I apply for a Commonwealth Bank Credit Card?

After applying for a Commonwealth Bank credit card, you should have a response within minutes from the bank letting you know about the status of your credit card application. Your application can be approved, declined or conditionally approved. If the bank needs any more information from you to support your application, you will be notified about the next steps on the email you provided during the application. Usually, by providing information like your drivers licence number or passport number during the application, the Commonwealth Bank is able to verify your identity online; however, if you were not able to provide this information, you may be required to submit an identity verification form in writing to the bank. This document can then be mailed back to the bank. Alternatively, you can take these documents into a branch of the Commonwealth Bank. After all the information has been fully verified, you will receive your Commonwealth Bank credit card within ten working days. You will then need to activate your new CBA credit card over the phone before it can be used.

How do I transfer a balance to a Commonwealth Bank credit card?

If you want to take advantage of a Commonwealth Bank balance transfer offer, you can elect to transfer a balance when you apply for the credit card online. There’s a section within the application that asks you if you want to carry out a balance transfer, click ‘yes’. You will then be prompted to enter the name of the financial institution you want to transfer a balance from, the card number of the accounts and the amount you want to transfer from each account. Commonwealth Bank allow you to transfer a balance from a number of different credit card, store card and charge cards. The total amount must not be more than 90% of your credit limit on your new Commonwealth Bank credit card.

What’s the minimum repayment on my Commonwealth Bank credit card?

If you’re carrying a balance on your Commonwealth Bank credit card, you need to pay back a certain amount each month to avoid the late payment fee. This is the minimum monthly repayment, a small percentage of your balance. You can find information about the minimum monthly repayment listed on our Commonwealth Bank credit card review and application pages.

How do I close my Commonwealth Bank credit card account?

If you would like to cancel your Commonwealth Bank credit card and close your account, you need to make sure that you have paid back the balance in full. If you’re not carrying a balance on your Commonwealth Bank credit card, you can cancel your card anytime without charge by giving a Commonwealth Bank representative a call or by visiting a Commonwealth Bank branch.

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  • Exclusive Deal: Commonwealth Bank Credit Cards with 12,000 Bonus Rewards Points

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  • Commonwealth Bank Low Fee Student Credit Card – Rates & Fees

    The Commonwealth Bank Low Fee Student Credit Card has a variety of features that will appeal to full-time students. Consider applying for this card if you need the convenience of having a credit card without paying for the annual fee.

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    Whether it is managing travel expenses, monthly expenditures, or generating cash flow for your business, the Commonwealth Bank Corporate Credit Card makes managing your business easy and fast.

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Ask a Question

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Rates and fees mentioned in comments are correct at the time of publication.
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44 Responses to Commonwealth Bank Credit Cards

  1. Default Gravatar
    michael | February 22, 2015

    lost or misplaced my mastercard. what do i do

    • Staff
      Jonathan | February 23, 2015

      Hi Michael, thanks for your inquiry!

      It would be best to contact Commonwealth Bank immediately so the card can be barred from any unauthorised use.

      Cheers,

      Jonathan

  2. Default Gravatar
    KERRIE | February 19, 2015

    I have submitted an application for a further CBA corporate charge card . How do I find out progress of application.

    • Staff
      Jonathan | February 19, 2015

      Hi Kerrie, thanks for your inquiry!

      Please refer to the link and contact details I have provided to your email in regards to corporate charge cards.

      Cheers,

      Jonathan

  3. Default Gravatar
    lionel | February 9, 2015

    How do I get to make a Complaint?

    • Staff
      Jonathan | February 9, 2015

      Hi Lionel, thanks for your inquiry!

      Please note that finder.com.au is an online comparison service. We are not directly affiliated with Commonwealth Bank. Please refer to the link I have provided to your email.

      Cheers,

      Jonathan

  4. Default Gravatar
    Brendan | January 30, 2015

    I bought an electrical item from China through EBay using paypal.

    The Item was dodgy so I returned it to them at their request in line with them checking and replacing it.

    Also at their request I tried sending tracking number after the item was posted.

    Ebay will not or can’t send message through to them as apparently they can’t!

    Ebay suggested trying the Visa card insurance. Ebay message below.

    Would this be covered by Visa?

    Hi Brendan,

    Thank you for getting back to eBay about the 2 Din Car Dash DVD Stereos System GPS Navi + Reverse Camera, TV, IPOD, Bluetooth (171070924629) that you purchased from the seller czt_hitcar.

    I understand your concern since you want to get in touch with the seller and the messages can’t go through. I’d like to explain about what happened, I’ve further looked into the seller and tried to get in touch with them about this matter but I have found that the seller is no longer registered on eBay. For privacy reasons, we can’t tell you why the seller is no longer registered. Usually it’s because the seller closed the account or because eBay suspended the account because of that your messages can’t go through and we would advise not to ask for their contact information including the email address to protect your privacy.

    We’re so sorry for the experience that you had with the seller, Brendan. I would also advise that you contact your credit card company that is linked to your PayPal account so that you can possibly be covered by Buyer Protection because most credit card companies offer Buyer Protection.

    I wish I could have been more helpful to you, Brendan. Thank you for choosing eBay. Please keep safe always.

    Warm Regards,

    Rosaline B.
    eBay Customer Service

    • Staff
      Jonathan | January 30, 2015

      Hi Brendan,

      Please note that finder.com.au is an online comparison service. We are not directly affiliated with Visa.

      Please refer to the contact details for Visa I have provided to you via email.

      I hope this helps!

      Cheers,

      Jonathan

  5. Default Gravatar
    Denise | December 14, 2014

    can I apply for a credit card if I am on centrelink

    • Staff
      Elizabeth | December 15, 2014

      Hi Denise,

      Thanks for your question.

      Commonwealth Bank does accept applications from those receiving Centrelink payments as long as you meet the minimum income requirements. You can find these requirements listed on the bottom of our review pages.

      I hope this has helped.

      Thanks,

      Elizabeth

  6. Default Gravatar
    Segundo | November 30, 2014

    Hi,

    I have a gold award M/Card with Combank and it is linked to my Qantas FF program. Is there a cap / limit on the amount of points that I can accumulate per year?

    Thanking you

    Seg

    • Staff
      Elizabeth | December 1, 2014

      Hi Seg,

      Thanks for your question.

      You’re able to earn a maximum of 60,000 points per year with the Gola Awards MasterCard.

      I hope this has helped.

      Thanks,

      Elizabeth

  7. Default Gravatar
    jan | July 31, 2014

    Hi,

    I have applied for a low rate CC yesterday and have submitted all documents required however, my application status shows i have to provide payslips ( w/c i have already provided).

    Status says CONDITIONALLY APPROVED.

    Will I get an email if my application is unsuccessful?. Cheers

    JAn

    • Staff
      Shirley | August 1, 2014

      Hi Jan,

      Thanks for your question.

      Yes, generally you do get a response notifying you of the outcome of your application.

      All the best.

      Cheers,
      Shirley

  8. Default Gravatar
    stolle | July 20, 2014

    how do i activate a new card

    • Staff
      Shirley | July 21, 2014

      Hi Stolle,

      Thanks for your question.

      Please refer to the link I’ve emailed you regarding activating your CBA card.

      Cheers,
      Shirley

  9. Default Gravatar
    Fleaman | July 15, 2014

    I’m on a 457 visa, with 1 year left on my visa. I’d like to apply for a low interest credit card! What is available to me.

    • Staff
      Shirley | July 16, 2014

      Hi Fleaman,

      Thanks for your question.

      Please see our page on credit cards for temporary residents.

      Cheers,
      Shirley

  10. Default Gravatar
    Shirley | May 5, 2014

    In 1974 we were first offered a Credit Card – would we have signed or would we have been given a pin number? This is to settle an argument!

    • Staff
      Shirley | May 7, 2014

      Hi Shirley,

      Thanks for your question.

      To be completely honest we are unsure too, but a general consensus across the team is that signatures were first.

      Cheers,
      Shirley

Credit Cards Comparison

Rates last updated March 3rd, 2015
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
St.George Vertigo Visa
St.George Vertigo Visa
A low annual fee and low interest rate offer on balance transfers. 0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. 21.49% p.a. Go to site More info
Virgin No Annual Fee Credit Card
Virgin No Annual Fee Credit Card
Take advantage of the 0% p.a. for 14 months balance transfer offer 18.99% p.a. 0% p.a. for 14 months $0 p.a. 20.99% p.a. Go to site More info
Westpac Low Rate Card
Westpac Low Rate Card
A low interest rate credit card with a low annual fee and balance transfer offer. 0% p.a. for 3 months (reverts to 13.49% p.a.) 0% p.a. for 16 months $59 p.a. 21.49% p.a. Go to site More info
HSBC Platinum Credit Card
HSBC Platinum Credit Card
Earn rewards points plus a balance transfer offer. Access to prestige services including a personal concierge service and VISA Platinum reward program. 19.99% p.a. 0% p.a. for 8 months $0 p.a. 21.99% p.a. Go to site More info
American Express Qantas Discovery Card
American Express Qantas Discovery Card
Receive 7500 Qantas Points and pay no annual fee ever. Plus earn 1 Qantas Point per $1 spent on all your everyday purchases. 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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