Commonwealth Bank Credit Cards

Are you looking for a credit card with a low rate or a card with rewards like frequent flyer points and travel insurance? Commonwealth Bank have a wide range of cards to suite everybody’s needs. Apply online today for the card that is right for you.
One Account, Two Cards. Expect More. Be awarded with an American Express credit card when opening a new Awards, Platinum or Gold Card Account. Earn Points faster, with acceptance at over 29 million locations worldwide and the benefit of one credit limit and one annual fee

Featured Commonwealth Bank Credit Card
The Commonwealth Bank Low Rate Gold gives you a whole lot of benefits which you would expect from a gold card including complimentary international travel insurance, extended warranty insurance and access to MasterCard Moments which provides you with unique travel and entertainment opportunities.
- $120 (or $90 for qualifying customers) annual fee
- 13.24% p.a. on purchases
- 5.99% p.a. for 5 months on balance transfers
- Cash Advance Rate of 21.49%
- Online exclusive: Get the first year annual fee waived when you apply online (*subject to terms and conditions)
Click here to read the Commonwealth Bank Low Rate Gold terms and conditions
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Comparison of Commonwealth Bank Credit Cards
| Credit Card | Card Details | Interest Rate (p.a.) | Cash Advance Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Interest free days (up to) | |
|---|---|---|---|---|---|---|---|
![]() Commonwealth Bank Low Fee Credit Card | A great card for people who uphold their 55 day interest free grace period. Paying $0 each year on your repayments, interest and fees is easily possible with this card. | 19.99% | 21.49% | 5.99% for 5 months | $24 | 55 | ![]() ![]() |
![]() Commonwealth Bank Awards Credit Card | Earn up to 50,000 points per year. Online security guarantee. Cash back and Frequent Flyer Awards system, including Bonus Partner Reward Offers. Earn 1.5 Awards points for every $1 spent with a Commonwealth Bank American Express® Card | 20.49% | 21.49% | 5.99% for 5 months | $89.00 | 55 | ![]() ![]() |
![]() Commonwealth Bank Gold Awards Credit Card | Earn up to 125,000 points per year. Complimentary comprehensive travel insurance, 90 day purchase security cover and extended warranty on purchases.. Points exchangable for Frequent Flyer Points. | 20.49% | 21.49% | 5.99% for 5 months | $144.00 | 55 | ![]() ![]() |
![]() Commonwealth Bank Platinum Awards Credit Card | Earn up to 250,000 points per year. Travel Insurance for up to 12 months. Extended Insurance /Purchase/Security benefits. Commonwealth Awards Program plus extra Platinum Rewards. | 20.49% | 21.49% | 5.99% for 5 months | $280.00 | 55 | ![]() ![]() |
What’s special about Commonwealth Bank?
The Commonwealth Bank of Australia has received extensive praise and awards for its financial offers and service. Some of these include:
- Money Magazine’s Bank of the Year 2008
- Money Magazine’s Financial Website of the Year 2008
- Cannex 5-star Credit Card Awards
* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from. ‘Best and ‘Top’ are ratings which are subject to our consideration and is not rated against all Australian credit cards. We recommend you take this information into account when comparing credit cards.
Commonwealth Bank Overview
Commonwealth Bank Modern History
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Commbank Today
- Commonwealth Bank Low Rate Credit Card
- Commonwealth Bank Awards Credit Card
- Commonwealth Bank Low Fee Credit Card
- Commonwealth Bank Gold Credit Card
- Commonwealth Bank Platinum Credit Card
- Commonwealth Bank No Annual Fee Credit Card
- Commonwealth Bank Low Fee Gold credit card – Review & Application
If the idea of having a low fee gold card excites you, then you ought to check out the Commonwealth Bank Low Fee Gold Card for closer inspection. Since gold cards are believed to give consumers a bit more prestige, extra benefits and plenty of features it’s natural that we all want the status of gold…
- Commonwealth Bank Low Rate Gold credit card – Review & Application
Every once in a while you get the chance to score gold. Gold credit cards are a boon for people who like their status symbols, plenty of features, extras and freebies. With the Commonwealth Bank Low Rate Gold Card you get all that and more. Read on to find out why…
- Commonwealth Bank MasterCard Goes Low on Interest Rates but High on Value
The Commonwealth Bank Low Rate MasterCard is a great choice for those who want a credit card from a trusted bank. The low interest on this card is what makes it so appealing, along with the internationally recognised MasterCard symbol.
- Commonwealth Bank Awards Card Credit Card Review
With so many credit cards available on the market, it can often be confusing as to what card is what. We have had a look at the Commonwealth Bank Awards Card, and this is what it has to offer.
- Commonwealth Bank Business Banking
Learn the details about Commonwealth Business Banking. Find out all of the features for the different business accounts. Commonwealth Business Banking is very convenient and simple to use.
- Commonwealth Bank Balance Transfer
If you are looking to do a balance transfer on a Commonwealth Bank credit card, from another bank, there are a number of options available. Read this article to find out more about Commonwealth Bank balance transfer credit cards.
- Sydney’s Chinese New Year Festival and Commonwealth Bank’s Term Deposit Offer
Lucky for you the Commonwealth Bank has recognised the significance of Chinese New Year by deciding to offer a special term deposit deal. To help celebrate Chinese New Year CBA are offering a great 6.30% p.a interest for 8 months on their term deposit. Celebrate in style with a Chinese New Year CBA Term Deposit today.
- Start You Chinese Celebrations With CBA’s Term Deposit Offer
Start your Chinese New Year celebrations and Year of the tiger with a roaring term deposit offer by Commonwealth Bank. This Chinese New Year offer by CBA offers 6.30% interest rate per year for eight months. Start your Chinese celebrations with CBA’s term deposit offer today.
- Credit Card Review: Commonwealth Bank Awards Card
Most banks reserve their best credit card offers for new customers. However the Commonwealth Bank Awards Card is different as it aims to benefit existing Commonwealth Bank customers. Find out more about this rewards credit card in this article.
- Commonwealth Bank Celebrates Australia Day With 6.00 Per Cent Term Deposit Rate
Commonwealth Bank celebrated Australia Day 2010 by offering a favourable term deposit rate of 6 per cent. This gives you the opportunity to boost your savings for 2010. Find out more about this great offer.
- Commonwealth Bank Celebrates Australia Day With 6.00 Per Cent Term Deposit Rate
The Commonwealth Bank of Australia have put together a special promotion for Australia Day 2010 on their term deposits. Find out more about how you can take advantage of this offer and celebrate Australia Day with Commonwealth Bank.
- Commonwealth Bank Customer Service Promise
The latest campaign from Commonwealth Bank focused on it’s customer service promise.
- Commonwealth Bank Credit Card Repayment Insurance
Repayment insurance is a product that can help you out in tough times. Should an circumstance occur where you are unable to pay your bill it pays the debt for you. Unlike other insurance you only pay for the amount you might need repaid, a percentage of the amount you owe on your card each month.
- CBA Awards Programme
The cba awards programme allows you to combine your spending on two credit cards to get the maximum benefits. American Express and MasterCard are combined into one statement and one annual fee. However, the points combine allowing you to reap the most of their rewards including travel, cash, and airline miles.
- Applying For A Commonwealth Bank Credit Card
Applying for a cba credit card online is fast and simple. If you come prepared with the proper documentation the whole process takes less then 20 minutes. The decision of eligibility will quickly follow in less then five days.
- Commonwealth Bank Credit Card Features And Benefits
There are some cba credit card features that come with any of their products. Included for all are excellent security services. Moving up the ladder adds warranty, travel, and personal assistant service.
- How To Manage Your Commonwealth Bank Credit Card
Those who use credit should understand how to manage a cba credit card. Some of the important steps include keeping a budget and keeping track of your rewards. You should also ensure that your card is always kept safe.
- Managing Your Commonwealth Bank Credit Card
A cba credit card is easy to manage once you understand their different offers. Interest rates, balance transfers, and interest free periods are some of the things you should consider when making your choice. All cba cards can be managed online with NetBank.
- Complimentary Insurance For Commonwealth Gold And Platinum Credit Card
Complimentary insurance is offered to gold and platinum cardholders at Commonwealth bank. The insurance covers a variety of travel expenses. It also offers extended warranties and purchase security insurance on items bought with the card.
- Travelling Overseas With Your Commonwealth Bank Credit Card
Using your credit card when you are travelling overseas is simple. More difficult is understanding the regulations associated with this use. It is important that you understand the currency exchange charges and keep a record of your purchases for accurate accounting.
| Credit Card | Card Details | Interest Rate (p.a.) | Cash Advance Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Interest free days (up to) | |
|---|---|---|---|---|---|---|---|
![]() HSBC Credit Card | Editor's Choice:0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010. | 16.99% | 20.75% | 0% for 6 months | $0 | 55 | ![]() ![]() |
![]() Suncorp Clear Options Standard Visa Card | A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases. | 12.24% | 17.99% | 1.9% for 12 months | $39 | 0 | ![]() ![]() |
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