Commonwealth Bank Platinum Awards Credit Card – Details and Application
Posted March 14th, 2008
and last modified January 17th, 2012
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Compliment your lifestyle with a wide selection of outstanding rewards, travel services and benefits available exclusively to Commonwealth Bank Platinum cardholders.
Interest Rates, Fees & Charges
| Balance Transfer Rate |  |
5.99% p.a. for 5 months |
|---|---|---|
| Interest Rate on Purchases | |
20.74% p.a. |
| Annual Fee | |
$280 ( $250 for qualifying customers) |
| Interest Free Period | |
up to 55 days |
| Cash Advance Rate | |
21.74% p.a. |
| Card Type | |
Platinum |
| Credit Card Type | |
MasterCard |
| Rewards Program | |
Yes |
- Up to 55 days interest free
- Earn up to 250,000 points per year.
- Exclusive Platinum concierge service just one phone call away
- Issued with chip for extra security
- Commonwealth Awards program + special Platinum offers & bonus points
- Additional cardholder for $15
- Earn up to 3 Awards points for every $1 spent with a Commonwealth Bank American Express® Card and enjoy acceptance at 29 million locations with MasterCard®
- One account. Two cards. Expect more.
-
Rewards Program:
- Earn up to 3 Awards points for every $1 spent on American Express
- Earn up to 1 Awards points for every $1 spent on MasterCard
- Points capping applies
- Use two credit cards to maximise your points earning potential
Travel benefits:
- Free international travel insurance (for trips of up to 12 months)
- Interstate flight inconvenience insurance
- Commission-free traveller’s cheques
- Companion airfare deal
- Emergency Travel Assistance for Commonwealth Bank American Express cardholders
- World-wide access (over 24 million locations)
Shopping benefits:
- World-wide access (over 24 million locations)
- Free Purchase security insurance (replaces most personal goods which are lost, damaged or stolen for up to 90 days from date of purchase)
- Free Extended warranty insurance (extension on normal manufacturer’s warranty for up to 1 year on most goods purchased in Australia or overseas)
- Free Guaranteed Pricing scheme. If you make a purchase and then see it advertised in print at a lower price, you can claim back the difference within 21 days of your purchase.
- Online security guarantee
Read the official terms and conditions
| Minimum Income | Minimum Age | 18 years of age | |
| Residency | Permanent Australian Resident | Credit Rating Requirement | Good |
| Min Credit Limit | $8,000 | Max Credit Limit |
| Annual Fee | $280 | Balance Transfer Fee | |
| Minimum Repayment | 2% | Interest Charged From | PurchaseDate |
| Late Payment Fee | $20 | Over Limit Fee | $10 |
| Overseas Emergency Replacement | $20 | Overseas ATM Balance check | $1.25 |
| Overseas ATM Withdrawal | $4 | Foreign Currency Conversion Fee |
| Rewards Points per Dollar | AMEX:3 MCARD:1 Point(s) | Points needed for Syd/Mel Return Flight | 16667 |
| Points needed for $100 Voucher | 5800 |
[...] Commonwealth Bank Platinum Card [...]
i like to use my credit card to deposit money to the tab and other corporate bookmakers – only small – can i still receive points for these transactions
WE have a CBA Platinum Awards card. It has a limit on Qantas FF points. Is this the best the CBA has?
Hi Glen
Thanks for your comment.
The Commonwealth Bank Diamond Awards credit card has a total points cap of 1,000,000 Awards points per year.
The Commonwealth Bank Platinum Awards credit card has a total points cap of 250,000 Awards points per year.
Cheers,
Jeremy