Compare Credit Cards

From this page you can access a comprehensive range of credit card categories when you can compare credit cards of different types.

If you’re new to credit cards or would like to find more information about  particular credit cards, new and comprehensive credit card guides are listed.

Choose a Credit Card Comparison

Compare Australian credit cards and read up on relevant and valuable credit card articles.

• Compare the Best Credit Cards – We take the most popular credit card types and select the best credit card of each. Our rating of ‘best’ is a mixture of independent review, Cannex star ratings and consumer feedback.
• Compare the Top 10 Credit Cards – This is the same credit card comparison table which features on the homepage. The difference between ‘best’ and ‘top’ credit cards? This is a more straightforward table which focuses mainly on low interest cards.

• Compare Low Interest Credit Cards – One of the most popular forms of credit card. Simple and straight to the point, recommended for Australians who sometimes carry a credit card balance and need to save money with low rates.
• Low Interest Rate Information – Everything you need to know about the advantages and disadvantages of a low interest card vs other credit card forms. Links to various articles explaining relative low interest concepts, such as interest free days which will help determine whether a low rate card is suitable for your needs.

• Compare Balance Transfer Credit Cards – Get straight into comparing the best 0%, 2.9% and 4.9% balance transfer offers. Some handy tips on avoiding balance transfer traps and maximising your savings included on the page.
• Balance Transfer Information – A more comprehensive guide to balance transfers. The ultimate branch out to our balance transfer resources, explaining the in’s and out’s of the balance transfer process and the potential for savings.

• Compare Reward Program Credit Cards – People spend different amounts on their credit cards per annum. The amount you spend affects how much you can potentially earn, or lose from your reward cards. We compare the top reward cards in three different annual spend levels – $12,000+, $24,000+ and $60,000+.
• Reward Program Information – Reward programs are one of the most enticing and complex features of credit cards. On the surface it sounds easy – earn points for spending on your credit card, and redeem those points for rewards. However, once you take into account interest repayments and annual fees, it becomes obvious that credit cards with reward programs aren’t for everyone. View our extensive resources to determine whether rewards are right for you.

• Compare No Annual Fee Credit Cards – No annual fees are arguably the most appealing feature when comparing credit cards. Whether you’re after a balance transfer, rewards, low interest or even a business card, everyone will seek out the lowest fee possible with their card.
• No Annual Fee Information – Credit cards with no annual fee often come with a catch, such as a lack of grace periods on purchases and high rates. If you’re uncertain whether a no annual fee card will benefit you in the long run, have a read of the no annual fee credit card guide.

• Compare Gold & Platinum Credit Cards – For those who earn, spend and travel a lot there’s no better and rewarding option than a gold credit card or a platinum credit card. While these cards have high annual fees and interest rates, they offer plenty of international travel benefits and insurance, high credit limits and other privileges.
• Gold & Platinum Information – While these credit cards offer plenty of features, they’re only truly beneficial if you take advantage of them. Your $200+ annual fee covers a wide range of insurance and entertainment access, but you need to ask yourself whether it’s truly worth the cost.

• Compare Debit Cards – Some of us either don’t trust ourselves with a credit card, or truly don’t need access to credit. They can make do with using their own savings, but would still like the purchase access that a credit card offers. The two best debit cards are listed on the page for ease of comparison.
• Debit Information – A comprehensive explanation of debit cards, weighing up the pros and cons of owning a credit card verses a debit card.

• Compare Cashback Cards – Cashback credit cards a sub-category of reward program cards. In essence there are two types of ‘cashback’ offers – ‘cashback rewards’ and ‘moneyback’. This comparison is predominantly for ‘cashback rewards’ because they are the most popular and valuable on the Australian market.
• Cashback Information – Find out the differences between the two forms of cashback card offers, as well as their advantages and disadvantages.