Comparison of all Citibank Credit Cards

	Citibank Clear	BP-Citibank Mastercard	Citibank Gold	Citibank Platnium
Basics
Standard Interest Rate*	11.99% p.a.	19.89% p.a.	20.74% p.a.	20.74% p.a.
Cash Advance Rate*	18.49% p.a.	19.89% p.a.	20.74% p.a.	20.74% p.a.
Interest Free Period	Up to 55 days interest-free	Up to 55 days interest-free	Up to 55 days interest-free	Up to 55 days interest-free
Maximum Credit Limit	$20,000	$25,000	$60,000	$100,000
Annual Fee	$65	$79	$119	$250
Supplementary Fee	$19	$30	$30	$90
Card Types	VISA only	MASTERCARD only	VISA and MASTERCARD	VISA and MASTERCARD
Qualifications
Minimum Income Requirement	$20,000	$20,000	$35,000	$70,000
Age	18	18	18	18
Privileges
Citibank World Privileges	26,000 merchants around the world	26,000 merchants around the world	26,000 merchants around the world	26,000 merchants around the world
Free Personalised Rewards	No	No	No	Yes
Personal Concierge	No	No	No	Yes
Extended Warranty	No	No	No	Yes
Rewards
Free Rewards program	No	No	1 Reward point per $1 spent	1 Reward point per $1 spent
Qantas Frequent Flyer	No	No	1 Reward point = 1 QFF point	1 Reward point = 1 QFF point
Citibank Take Flight®	No	No	Yes	Yes
Voucher, Gift Certificates & Merchandise Rewards	No	No	Yes	Yes
Cash Back Rewards	No	Yes- 5% Cash Back at BP and 1% everywhere else	Yes	Yes
Security
Photocard	No	No	Yes	Yes
Digital Signature	No	No	Yes	No
Fraudshield®	Yes	Yes	Yes	Yes
Peace of Mind
24/7 Customer Service	Yes	Yes	Yes	Yes
Purchase Cover	No	$50,000	$125,000	$200,000
Emergency Card Replacement within 24 hours (Australia)	Yes	Yes	Yes	Yes
Free International Travel Insurance	No	No	Yes	Yes

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2. Citibank Visa Credit Cards
3. Guide To Citibank Visa Credit Cards
4. Citibank Visa Debit
5. Citibank Special Offers – citibank.com.au/specialoffers
6. Citibank Credit Cards offer clear customer benefits
7. Guide to Citibank Balance Transfer Credit Cards

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
St George Vertigo	Editor's Choice: Low Interest Low 2.99% for 6 months (reverts to 11.99%) p.a. interest rate and balance transfer rate, from one of Australia's most respected banks.	2.99% for 6 months (reverts to 11.99%)	20.74%	2.99% for 6 months	$55	55
Coles Group Source MasterCard	The Coles Group Source MasterCard has no annual fee, a 0% p.a. balance transfer offer for 6 months, with a rewards program including savings on fuel and FlyBuys Points	19.74%	21.99%	0% for 6 months	$0	62
Bankwest Zero Platinum MasterCard	Editor's Choice: No Annual Fee Excellent introductory offer with a $0 annual fee for the life of the credit card and a 1.99% p.a. for 9 months on balance transfers	16.99%	16.99%	1.99% for 9 months	$0	55