Corporate Credit Cards – Compare & Apply Online
Posted October 7th, 2009
and last modified March 9th, 2010Most banks and financial institutions offer corporate credit cards as a part of their service. These cards can vary in their features and some are more suitable for the smaller rather than the larger corporation. Credit cards for the smaller business are different and are referred to as business credit cards.
Best Small Business Credit Card
The CitiBusiness Gold Credit Card is an excellent option for a small business credit card, giving you the benefits of better record keeping on your purchases and the ability to earn Qantas Frequent Flyer points
- $149 annual fee
- 20.49% p.a. on purchases
- 20.99% p.a. on cash advances
- 2.99% p.a. for 9 months on balance transfers
For a corporate credit card customer, a low rate of interest is a good starting point because you will most likely be using your card a lot, and the amounts you put on them may well be too large to pay off at the end of every month. However, the interest rate on your corporate credit card should not blind you to any of the other features that may benefit your business. It is all down to your own circumstances and how you operate your business.
The Commonwealth bank corporate credit card offers the customer the chance to separate personal expenses from business expenses, and removes the need for your employees to resort to petty cash for business-related expenses. It allows for business purchases over the Internet which removes the expense and time of traveling to suppliers. A higher credit limit is also available, but you can still retain the option of imposing spending limits.
More specifically, a Commonwealth corporate credit card allows you to:
- Make purchases at a rate of 10.55%.
- Customize each card’s limits according to the cardholder.
- Manage the account online to keep fully up-to-date.
- Pay in full, pay only the minimum amount, or any amount in between.
- Customize the look of your card with your own corporate identity (a fee applies).
- Request expense management reports to allow for better expense analysis and forecasting.
- Be part of the MasterCard network.
- Purchase with signature or PIN within Australia.
- Be protected by transit accident insurance up to $250,000.
- Be protected against unauthorised use up to $150,000.
- Pay only $40 annual fee .
- Pay a minimum repayment of 2.5% of the balance.
- Be part of their corporate rewards program.
- Use overseas ATMs.
Whereas the Commonwealth Bank business credit card has an online application facility, the first step in applying for a Commonwealth Bank corporate credit card is to call one of their customer advisers to discuss your exact requirements. This is necessary due to the various features mentioned above that must be personally tailored to your corporate needs.
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Editor's Choice: Our Top Credit Cards
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Low 2.99% for 6 months (reverts to 11.99%) p.a. interest rate and balance transfer rate, from one of Australia's most respected banks.
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