Credit Card Finder Comparison Service Australia

Credit Card Repayment Calculator, Calculate Interest

Compare


Introducing the Credit Card Finder credit card calculator perfect for calculating your interest repayments and when you will repay your debt. Balance transfer credit cards are worth considering to help you repay your credit card debt faster.

How to use the calculator

Step 1
Enter your credit cards and loans into the table at the top. Start by entering the name of the card, then the balance, the interest rate you are paying and the current minimum payment you need to make.

Step 2
Enter the monthly amount of money you can afford to pay your debt off with into the “Minimum payment” box. This is the amount of money you are going to use each month to pay off your credit cards. Select whether you want to pay off the highest balance first (I.e. the Debt Snowball method) or the lowest balance first.

Step 3
You can now see your monthly payment schedule by clicking in the tab at the top.

Step 4

You can now export your monthly payment schedule by clicking at the bottom of the calculator.

HSBC Credit Card Offer

Featured Low Interest Balance Transfer Credit Card

You won’t have to calculate how much you will save with the HSBC Credit Card as you save right from the very start. You will save with a $0 annual fee for the life of the card plus 0$ p.a on balance transfers for the first 6 months.

  • $0 annual fee
  • 16.99% p.a. on purchases
  • 0% p.a. for 6 months on balance transfers
  • Cash Advance Rate of 20.75%
  • Enjoy instant discounts on shopping, accommodation, travel, entertainment and more with HSBC’s home&Away Privilege Program.

Top 6 Balance Transfer Credit Cards

Credit Card Card Details Interest Rate (p.a.) Cash Advance Rate (p.a.) Balance Transfer Rate (p.a.) Annual fee Interest free days (up to)
ANZ Low Rate MasterCard
ANZ Low Rate MasterCard
Low interest no frills credit card offering great value with a low purchase rate, balance transfer offer and annual fee. 13.24% 21.49% 0% for 6 months $58 55  Apply Now For The ANZ Low Rate MasterCard
Read More About The ANZ Low Rate MasterCard
Citibank Clear Platinum Visa Card
Citibank Clear Platinum Visa Card
Low interest rate on purchases and a great balance transfer offer 11.49% 21.24% 0% for 7 months $99 55  Apply Now For The Citibank Clear Platinum Visa Card
Read More About The Citibank Clear Platinum Visa Card
ANZ Balance Visa
ANZ Balance Visa
A unique rewards credit card that actually rewards you for repaying your credit card balance. 14.24% 21.49% 0% for 6 months $79 55  Apply Now For The ANZ Balance Visa
Read More About The ANZ Balance Visa
Suncorp Clear Options Standard Visa Card
Suncorp Clear Options Standard Visa Card
There has never been a clearer choice for a low interest rate card with a low ongoing rate on purchases, low annual fees and generous credit limits 12.24% 17.99% 1.9% for 12 months $39 0  Apply Now For The Suncorp Clear Options Standard Visa Card
Read More About The Suncorp Clear Options Standard Visa Card
St George Vertigo
St George Vertigo
Low interest rate and balance transfer rate, from one of Australia’s most respected banks. 12.49% 21.24% 2.99% for 6 months $55 55  Apply Now For The St George Vertigo
Read More About The St George Vertigo
Suncorp Clear Options Platinum
Suncorp Clear Options Platinum
Get in control of your finances with a super low rate on balance transfers for life plus enjoy a complimentary Personalised Rewards Program. 19.99% 19.99% 3.9% for life $205 55  Apply Now For The Suncorp Clear Options Platinum
Read More About The Suncorp Clear Options Platinum
Bankwest Lite MasterCard
Bankwest Lite MasterCard
Low interest rate on purchases with interest free days. 10.75% 21.74% 1.99% for 9 months $59 55  Apply Now For The Bankwest Lite MasterCard
Read More About The Bankwest Lite MasterCard
Coles Group Source MasterCard
Coles Group Source MasterCard
The Cole Group Source MasterCard is a unique credit card offer with no annual fee for life, 62 interest free days and a rewards program offering savings on fuel and FlyBuys 20.24% 21.99% 0% for 6 months $0 62  Apply Now For The Coles Group Source MasterCard
Read More About The Coles Group Source MasterCard
Westpac Low Rate Card
Westpac Low Rate Card
A very popular card choice with a low interest rate and a balance transfer offer for a limited time only 13.24% 21.24% 1.99% for 9 months $45 55  Apply Now For The Westpac Low Rate Card
Read More About The Westpac Low Rate Card
Aussie MasterCard
Aussie MasterCard
The Aussie MasterCard can save you from your high interest credit card with a low interest rate on purchases and balance transfers 2.99% for 6 months (reverts to 12.99%) 19.79% 2.99% for 6 months $49 55  Apply Now For The Aussie MasterCard
Read More About The Aussie MasterCard

newAre you a Website Owner, Finance Website, Realtor, real estate agent, mortgage broker or real estate professional?

Help your customers repay their credit card today by installing this free credit card calculator on your website.

Feedback?

Do you have some suggestions for the calculator. Simply add your comments in the form below.

Editor’s Choice:

Comparison of Credit Cards with Balance Transfer Offers

Credit Card Card Details Interest Rate (p.a.) Cash Advance Rate (p.a.) Balance Transfer Rate (p.a.)

Annual fee

Interest free days (up to)

ANZ Low Rate MasterCard
ANZ Low Rate MasterCard
Editor’s Choice:
Balance Transfer

A very popular card choice with a low rate, annual fee and attractive 0% balance transfer offer.
12.49% 20.74% 0% p.a. for 6 months $58.00 55
ANZ Balance Visa Card
ANZ Balance Visa Credit Card

One of the better reward program credit cards in Australia.

You gain reward points for every dollar you pay off your balance.

Also a modest annual fee and low purchase rate.

14.24% 21.49% 0% p.a. for 6 months $79 55 Apply now for the ANZ Balance Visa via the official ANZ website.
Find out more about what the ANZ Balance Visa has to offer.
Bankwest Lite Platinum MasterCard
Bankwest Lite Platinum MasterCard
Offers all the premium benefits that a platinum card should ontop of super low purchase and balance transfer rates 10.75% 21.74% 1.99% for 9 months $120 55  Apply Now For The Bankwest Lite Platinum MasterCard
Read More About The Bankwest Lite Platinum MasterCard
Bankwest Lite Gold MasterCard
Bankwest Lite Gold MasterCard
Complimentary international travel insurance, extended warranty, purchase security and price guarantee 10.75% 21.74% 1.99% for 9 months $89 55  Apply Now For The Bankwest Lite Gold MasterCard
Read More About The Bankwest Lite Gold MasterCard
St George   Vertigo MasterCard Application
St George Vertigo
Editor’s Choice:
Low Interest

2.99% p.a. for 6 months and 12.49%, from one of Australia’s most respected banks.
12.49% 21.24% 2.99% p.a. for 6 months $55 55
Citibank Platinum Visa Credit Card
Citibank Platinum Visa Card
Editor’s Choice:
Platinum Card

A platinum credit card with a competitive low interest rate, 0% balance transfer offer, discounts and free travel insurance.
20.74% 21.24% 3.9% p.a. for life $125 (First Year, Save $125) 55
Citibank Silver Credit Card
Citibank Silver Card
Features a free rewards program along with no point expiry. 20.74% 21.24% 2.9% p.a. for 12 months $89 55 Apply now for the Citibank Silver via the official Citibank website.
Find out more about what the Citibank Silver has to offer.
Citibank BP MasterCard Application
Citibank BP MasterCard

5% off petrol at BP.

0.5% cashback for every other purchase made on the card.

20.89% 20.89% 1.9% p.a. for 12 months $79 55 Apply now for the Citibank BP via the official Citibank website.
Find out more about what the Citibank BP has to offer.
Commonwealth Bank Awards Credit Card
Commonwealth Bank Awards Card
Earn up to 50,000 points per year. Online security guarantee. Cash back and Frequent Flyer Awards system, including Bonus Partner Reward Offers. 20.49% 21.49% 5.99% p.a. for 5 months $89.00 55 Apply now for the Commonwealth Bank Awards via the official Commonwealth Bank website.
Find out more about what the Commonwealth Bank Awards has to offer.

Related posts:

  1. Car Loan Calculator – Calculate Car Loan Repayments & Interest Rates
  2. How to calculate your credit card monthly repayment
  3. Personal Loan Calculator – Calculate Personal Loan Repayments & Interest Rates
  4. How To Calculate Your Minimum Monthly Repayment On A Balance Transfer For Life
  5. Interest Rate Repayment Explanation
  6. How to Calculate your Balance Transfer Savings
  7. How Do I Calculate How Much I Am Worth?

3 Responses

Show Comments
  1. BruceNo Gravatar Says:

    Thank you for the calculator. Could you help me with the powered by link html code please?

    It keeps on adding my site along with yours.

  2. Reduce Credit Card Debt | Credit Card Finder Says:

    [...] the damage – Round up all your debt on one sheet of paper, with those debts at the highest rates of interest at the top. These are the [...]

  3. Credit Card Debt Consolidation | Credit Card Finder Says:

    [...] of your 0% introduction period. It is advisable to do so. Before you grab the first card, visit our credit card debt repayment calculator and see how long it would take to repay your debt on the card you consider switching [...]

Show Comment Form

Add a Comment

Please note: Comment moderation is enabled and may delay your comment.
There is no need to resubmit your comment.


Credit Card Alert! Subscribe to receive the lowest interest and balance transfer rates.
Email:
HSBC Visa Balance Transfer Credit Card

Editor's Choice: Our Top Credit Cards


Credit Card Card Details Interest Rate (p.a.) Cash Advance Rate (p.a.) Balance Transfer Rate (p.a.)

Annual fee

Interest free days (up to)

HSBC Credit Card
HSBC Credit Card
Balance Transfer & No Annual FeeEditor's Choice:
0% for 6 months Balance Transfer & No Annual Fee

Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.
16.99%20.75%0% for 6 months$055 Apply Now For The HSBC Credit Card
Read More About The HSBC Credit Card
Suncorp Clear Options Standard Visa Card
Suncorp Clear Options Standard Visa Card
A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.12.24%17.99%1.9% for 12 months$390 Apply Now For The Suncorp Clear Options Standard Visa Card
Read More About The Suncorp Clear Options Standard Visa Card

Card Types

Card Tips

The Basics


Credit Cards
Learn about different credit card concepts, but most importantly how to compare credit cards online and save.

Popular Articles


Best Balance Transfers
The most competitive 0% p.a. and 'for life' offers of 2010.

Guide to Credit Ratings
Information about your credit file. Find out what you can apply for with good and bad credit.

Rewards Comparison
Australian reward program details including point capping & expiry.

Foreign Fees & Charges
International transaction charges from credit card companies.

Calculators

Interest Repayment Calculator
Enter your balance(s) to calculate the interest to pay on your credit cards.

Balance Transfer Calculator
Input a balance transfer offer to calculate your potential savings.
Credit Card News the latest rates & headlines

Free e-Book

NEW: The Ultimate Guide to Balance Transfers
The Australian Guide to Balance Transfers written by Credit Card Finder
Download our FREE e-book normally valued at $24.95. Find out how you can save hundreds to thousands of dollars on your credit cards via balance transfers.

Enter your email below to receive our Free e-book.



   

Get Free Updates





 

As seen on:
Time Magazine

Ninemsn

Today Tonight

Today Show

ABC Television





Sky News

Herald Sun

Channel 10

Australian Web Industry Association

Anthill Magazine

Smart Company



Money Management Tips Credit Card Guides Finance Tips and Advice
Partnered Sites Secondary Credit Card Providers About CreditCardFinder.com.au

Fido Credit Card Information Guide to choosing a card, and general day-to-day tips on living
with and managing your card
Understanding Credit Understand your options
and what you will pay in interest and charges
ACCC Debt Management Guide
Request a copy of your credit file

Contact Us
About Us
Blog
Privacy Policy
Sitemap

100% GreenPower Carbon Neutral Website