Credit Card Repayment Calculator, Calculate Interest

Introducing the Credit Card Finder credit card calculator perfect for calculating your interest repayments and when you will repay your debt. Balance transfer credit cards are worth considering to help you repay your debt faster.

How to use the calculator

Step 1
Enter your credit cards and loans into the table at the top. Start by entering the name of the card, then the balance, the interest rate you are paying and the current minimum payment you need to make.

Step 2
Enter the monthly amount of money you can afford to pay your debt off with into the “Minimum payment” box. This is the amount of money you are going to use each month to pay off your credit cards. Select whether you want to pay off the highest balance first (I.e. the Debt Snowball method) or the lowest balance first.

Step 3
You can now see your monthly payment schedule by clicking in the tab at the top.

Step 4

You can now export your monthly payment schedule by clicking at the bottom of the calculator.

Are you a Website Owner, Finance Website, Realtor, real estate agent, mortgage broker or real estate professional?

Help your customers repay their credit card today by installing this free credit card calculator on your website.

Feedback?

Do you have some suggestions for the calculator. Simply add your comments in the form below.

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
Bankwest Lite Platinum MasterCard	Complimentary international travel insurance, Australian warranty 12 months extension, purchase security and price guarantee and lots more!	9.99%	20.99%	1.99% for 12 months	$120	55
Bankwest Lite Gold MasterCard	Complimentary international travel insurance, extended warranty, purchase security and price guarantee	9.99%	20.99%	1.99% for 12 months	$89	55
St George Vertigo	Editor’s Choice: Low Interest Low 10.99% p.a. interest rate and balance transfer rate, from one of Australia’s most respected banks.	2.99% for 6 months (reverts to 11.74%)	20.49%	1.99% for 12 months	$55	55
Citibank Platinum Visa Card	Editor’s Choice: Platinum Card A platinum credit card with a competitive low interest rate, 0% balance transfer offer, discounts and free travel insurance.	0% for 6 months (Normally 10.99%)	20.74%	0% for 6 months	$85	55
ANZ Low Rate MasterCard	Editor’s Choice: Balance Transfer A very popular card choice with a low rate, annual fee and attractive 0% balance transfer offer.	12.24%	20.49%	0% for 6 months	$58	55
Citibank Silver Card	Features a free rewards program along with no point expiry.	19.99%	19.99%	2.9% p.a. for up to 12 months.	$69	55
Citibank BP MasterCard	5% off petrol at BP. 0.5% cashback for every other purchase made on the card.	19.89%	19.89%	2.90% p.a. for 12 months	$79	55
Commonwealth Bank Awards Card	Earn up to 50,000 points per year. Online security guarantee. Cash back and Frequent Flyer Awards system, including Bonus Partner Reward Offers.	19.49%	19.99%	5.99% p.a. for 5 months.	$59	55
ANZ Balance Visa Credit Card	One of the better reward program credit cards in Australia. You gain reward points for every dollar you pay off your balance. Also a modest annual fee and low purchase rate.	13.24%	20.49%	0% p.a. for 6 months	$79	55