Credit Card Repayment Calculator, Calculate Interest
Introducing the Credit Card Finder credit card calculator perfect for calculating your interest repayments and when you will repay your debt. Balance transfer credit cards are worth considering to help you repay your debt faster.
How to use the calculator
Step 1
Enter your credit cards and loans into the table at the top. Start by entering the name of the card, then the balance, the interest rate you are paying and the current minimum payment you need to make.
Step 2
Enter the monthly amount of money you can afford to pay your debt off with into the “Minimum payment” box. This is the amount of money you are going to use each month to pay off your credit cards. Select whether you want to pay off the highest balance first (I.e. the Debt Snowball method) or the lowest balance first.
Step 3
You can now see your monthly payment schedule by clicking 
in the tab at the top.
Step 4
You can now export your monthly payment schedule by clicking 
at the bottom of the calculator.
Best Credit Card For 2010
The St.George Vertigo MasterCard features a competitive 2.99% p.a interest rate on purchases and balance transfers for the first 6 months. This is truly an amazing offer from one of Australia’s most respected banks.
- $55 annual fee
- 2.99% for 6 months p.a. on purchases
- 20.74% p.a. on cash advances
- 2.99% p.a. for 6 months on balance transfers
- 2.99% p.a on purchaes (reverts to 11.99% p.a)
Top 6 Balance Transfer Credit Cards
| Credit Card | Card Details | Interest Rate (p.a.) | Cash Advance Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Interest free days (up to) | |
|---|---|---|---|---|---|---|---|
 Bankwest Lite MasterCard |
Low interest rate on purchases with interest free days. | 10.75% | 21.49% | 1.99% for 9 months | $59 | 55 |   |
 Citibank Clear Platinum Visa Card |
Low interest rate on purchases and a great balance transfer offer | 11.49% | 20.99% | 0.99% for 6 months | $49 (First Year, Save $50) | 55 | |
 St George Vertigo |
Low interest rate and balance transfer rate, from one of Australia’s most respected banks. | 2.99% for 6 months (reverts to 11.99%) | 20.74% | 2.99% for 6 months | $55 | 55 | |
 Coles Group Source MasterCard |
The Cole Group Source MasterCard is a unique credit card offer with no annual fee for life, 62 interest free days and a rewards program offering savings on fuel and FlyBuys | 19.74% | 21.99% | 0% for 6 months | $0 | 62 | |
 Westpac Low Rate Card |
A very popular card choice with a low interest rate and a balance transfer offer for a limited time only | 12.74% | 20.74% | 1.99% for 9 months | $45 | 55 | |
 Aussie MasterCard |
The Aussie MasterCard can save you from your high interest credit card with a low interest rate on purchases and balance transfers | 2.99% for 6 months (reverts to 12.29%) | 18.79% | 2.99% for 6 months | $49 | 55 | |
Are you a Website Owner, Finance Website, Realtor, real estate agent, mortgage broker or real estate professional?
Help your customers repay their credit card today by installing this free credit card calculator on your website.
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Editor’s Choice:
Comparison of Credit Cards with Balance Transfer Offers
| Credit Card | Card Details | Interest Rate (p.a.) | Cash Advance Rate (p.a.) | Balance Transfer Rate (p.a.)
|
Annual fee
|
Interest free days (up to)
|
|
|---|---|---|---|---|---|---|---|
 Bankwest Lite Platinum MasterCard |
Complimentary international travel insurance, Australian warranty 12 months extension, purchase security and price guarantee and lots more! | 10.75% | 21.49% | 1.99% for 9 months | $120 | 55 | |
 Bankwest Lite Gold MasterCard |
Complimentary international travel insurance, extended warranty, purchase security and price guarantee | 10.75% | 21.49% | 1.99% for 9 months | $89 | 55 | |
 St George Vertigo |
 Editor’s Choice:Low Interest 2.99% p.a. for 6 months and 2.99% for 6 months (reverts to 11.99%), from one of Australia’s most respected banks. |
2.99% for 6 months (reverts to 11.99%) | 20.74% | 2.99% p.a. for 6 months | $55 | 55 | |
 Citibank Platinum Visa Card |
Editor’s Choice: Platinum Card A platinum credit card with a competitive low interest rate, 0% balance transfer offer, discounts and free travel insurance. |
20.49% | 20.99% | 4.9% p.a. for life | $250 | 55 | |
 ANZ Low Rate MasterCard |
Editor’s Choice: Balance Transfer A very popular card choice with a low rate, annual fee and attractive 0% balance transfer offer. |
12.49% | 20.74% | 0% p.a. for 6 months | $58.00 | 55 | |
 Citibank Silver Card |
Features a free rewards program along with no point expiry. | 20.49% | 20.99% | 2.90% p.a. for 12 months | $89 | 55 | |
 Citibank BP MasterCard |
5% off petrol at BP. 0.5% cashback for every other purchase made on the card. |
20.39% | 20.39% | 2.9% p.a. for 12 months | $79 | 55 | |
 Commonwealth Bank Awards Card |
Earn up to 50,000 points per year. Online security guarantee. Cash back and Frequent Flyer Awards system, including Bonus Partner Reward Offers. | 19.74% | 20.74% | 5.99% p.a. for 5 months | $89.00 | 55 | |
 ANZ Balance Visa Credit Card |
One of the better reward program credit cards in Australia. You gain reward points for every dollar you pay off your balance. Also a modest annual fee and low purchase rate. |
13.49% | 20.74% | 2.9% p.a. for 12 months | $79 | 55 | |
September 30th, 2008 at 2:36 am
Thank you for the calculator. Could you help me with the powered by link html code please?
It keeps on adding my site along with yours.
December 3rd, 2009 at 3:18 pm
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