• How To Lower My Credit Card Payments
  

  One of the biggest concerns when choosing between different credit cards is the amount of interest you are charged every single month. If you are someone who doesn’t pay off your credit card debt in full every month then this article will help you assess your current credit card payments and may help you consider switching to a different credit card provider in order to save.

• How to avoid paying bank penalty fees
  

  Bank penalty fees can be costly if you don’t manage your finances correctly. Read this guide to understand how you can avoid paying a

• How Do Foreign Service Fees Affect Use-Abroad Credit Cards?
  

  How Do Foreign Service Fees Affect Use-Abroad Credit Cards?

  Foreign service fees could strike you with a nasty surprise after you’ve returned home from your dream holiday. While you are about in the sun you probably neglect to think about money, as long as it is available to you via your card. Don’t fall for the common holiday money traps, learn how.

• I Had To Pay A Fee While Using My Credit Card For Gambling – Why?
  

  Cash advance credit cards can cost you a lot more than you think, especially when you tend to pay for your gambling habits. Learn how to take advantage of this type of credit card and save money in the process.

• How To Minimise Your Credit Card Fees & Charges
  

  Many individuals sign-up for a new credit card, without fully understanding the fees and charges associated with the credit card they have applied for. Read our guide to give you an understanding on the types of credit card fees and charges to avoid.

• How To Avoid Foreign ATM Fees – The Dreaded $2 ATM Fee
  

  One way to save significant amounts of cash is to avoid foreign ATM fees. You should try to only use ATM’s in your network. Check by phone or SMS to get the location of you’re nearest bank branch or ask them for a free way to withdraw cash while abroad.

• Avoid Paying Credit Card Fees
  

  By owning a credit card you don’t automatically have to pay fees. Some credit cards offer a no annual fee introductory offer, and besides annual fees, if you manage your credit card correctly, you can actually reduce your credit card debt by avoiding some of the

• How to Avoid Credit Card Merchant Fees
  

  Why do we get punished for using our credit cards as a form of purchase from some retailers? Are credit card surcharges necessary?

  
  

  Find out why credit card surcharges exist and what you can do to avoid (or at least limit) them.

• How to Dispute Credit Cards Fees – and Win
  

  It’s a real pain finding an unauthorised transaction on your credit card statement, or having a bank impose a fee which you think isn’t justified.

  
  

  So what can be done to resolve these unfair credit card fees? We investigate with real case studies and compare different methods and techniques of approaching your bank with a dispute.

• Late and Over Limit Fees
  

  The most responsible credit card user can get away with never paying an annual fee or interest repayment. However, everybody is human and from time to time we can lose track of our credit card balance and expenses.
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  Credit Card Finder® has stockpiled the key banks in Australia and listed their ‘Overlimit’ and ‘Late Payment’ fees for your ease.
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  Click here to view these secondary fees.

• Foreign Currency & International Fees for Credit Cards
  

  This article has been created after a high number of requests for international and foreign currency fees from credit card providers.
  We’ve listed them all on one page to save you the tedious and time consuming effort of scanning each banks terms and conditions to find them yourself.

• Ancillary Credit Card Fees & Misconceptions – Be On Guard
  

  Many consumers tend to only focus on the annual fee and interest rates of their credit cards, unaware of secondary charges on their credit card.
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  You can be the most conscientious consumer and pay $0 on interest and fees for the 2 years you’ve owned your credit card. Then, to your surprise you’ve come home from holidays and found $80 of foreign charges on your statement.
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  Situations like these can be avoided if you stay ready on your financial feet.
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  Find out more about ancillary charges and how to work around them.

Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Westpac Low Rate Card - 0% Offer	A credit card with a low rate offer on both balance transfers and purchases, plus a low annual fee.	0% for 6 months (reverts to 13.49% )	0% for 6 months	$45	21.49%
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%