Which Air Miles Credit Cards Operate Frequent Flyer Programmes?
Posted November 13th, 2009 and last modified May 1st, 2013When checking the credentials of air miles credit cards, it is not safe to just assume that they are the same as frequent flyer credit cards.
Many rewards programs allow you to build up air miles, but even when points can go towards flights with a certain airline, these do not necessarily provide automatic access to that airline’s frequent flyer program. For example, the Citibank Platinum credit card earns points for the Qantas Rewards Programme, but it does not entitle you to their frequent flyer program unless a separate application is made, for which a fee is payable.
Frequent Flyer Card Offer
The ANZ Frequent Flyer is a frequent flyer card that will help you grow your Qantas Frequent Flyer points earning in the shortest period of time so you can enjoy flights and rewards as soon as possible. You get 2 cards on the one account each with a high points earning rate and both giving you access to the world.
- $95 p.a. (which includes a $40 annual account fee and a $55 Rewards Program services fee) annual fee
- 19.39% p.a. on purchases
- Cash Advance Rate of 20.99% p.a.
- 44 days interest free
- Minimum Income Requirement of $15,000 p.a.
Here are some of the main air miles credit cards that are affiliated with frequent flyer programs, and some of the features of each card:
Qantas American Express Premium Credit Card:
- Earn 1.25 Qantas Frequent Flyer points for every dollar spent
- Enjoy a special introductory offer of up to 7,500 points
- Automatic transfer of your points to your Qantas Frequent Flyer account
- 2 Qantas Club Invitations
- Travel Insurance
- Up to 44 days interest-free
- Annual card fee of $249
Emirates Citibank Platinum Credit Card:
- Earn 1.50 Skywards Miles per dollar spent
- Complimentary lounge access in Australia and Dubai and chauffeur-drive service to and from Australian airports
- 3.9% p.a. for 9 months
- Low annual fee of $229
- Free international travel and purchase cover insurance
- 24/7 Personal Concierge around the world
NAB Qantas Rewards Premium Credit Card:
- One point per dollar spent
- Two cards on each account
- 4.99% p.a. for 6 months on balance transfers
- $250 annual card fee
- Up to 44 interest-free days
- Complimentary insurance
- NAB Platinum Concierge
- One point per dollar spent
- 4.99% p.a. for 6 months on balance transfers
- No points cap
- No points expiry while you remain an active member of the Qantas Frequent Flyer program
- $145.50 annual card fee
- Interest rate 19.99% p.a.
- Up to 44 interest-free days
- Complimentary insurance: NAB Gold Overseas Travel Insurance; Extended Warranty Insurance; Purchase Protection Insurance
- Additional cardholder at no extra cost
- Two cards (American Express and Visa), one account, one credit limit and only one statement
- Earn 1.00 point per dollar spent using your ANZ Frequent Flyer American Express card
- Earn 0.50 point per dollar spent using your ANZ Frequent Flyer Visa card
- Points are uncapped
- Interest rate of 19.39% p.a. on purchases
- Total annual fee of $95
- Up to 44 interest-free days
ANZ Frequent Flyer Gold Credit Card:
- Two cards (American Express and Visa), one account, one credit limit and only one statement
- Earn 1.25 points per $1 spent using your ANZ Frequent Flyer American Express card
- Earn 1 point per $2 spent using your ANZ Frequent Flyer Visa card
- Points are uncapped
- Interest rate of 19.39% p.a. on purchases
- Total annual fee of $195
- Up to 55 interest-free days
ANZ Frequent Flyer Platinum Credit Card:
- Two cards (American Express and Visa), one account, one credit limit and only one statement
- Earn 1.50 points per dollar spent using your ANZ Frequent Flyer American Express card
- Earn 0.50 point per two dollars spent using your ANZ Frequent Flyer Visa card
- Points are uncapped
- Interest rate of 19.39% p.a. on purchases
- Total annual fee of $295
- Up to 55 interest-free days
- Overseas Travel and Medical Insurance
- Dedicated concierge service
- Reward program of Virgin Australia airlines
- 4.99% p.a. for 6 months on balance transfers
- Up to 44 interest-free days
- Standard interest rate of 19.99% p.a.
- Two credit cards for each account: a Velocity NAB American Express Card and a Velocity NAB Visa Card
- One annual card fee, one statement and one monthly payment
- Earn Velocity Points on your everyday spend, with no cap or expiry
- Annual card fee of $65 for Velocity Rewards NAB Standard Credit Card, and $150 for Velocity NAB Gold Credit Card
As with any type of credit card, it is worth verifying exactly how each air miles credit card works so that you do not come across any unexpected charges, and so that you can make certain the card will gel with the way you operate.
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