Compare Australian Credit Cards and Offers» Credit Card Interest Rates in Australia

Reserve Bank Cash Rate

Credit Card Finder — Mon, 16 Aug 2010 12:02:27 +0000

Find out what the Reserve Bank cash rate actually is. Understand its importance in maintaining a stable and prosperous economy for Australians by controlling inflation.

How to know if you are paying too much credit card interest

Credit Card Finder — Sun, 27 Jun 2010 09:28:52 +0000

Interest rates have been on the rise for a while now. The reason given is the global financial crisis. Credit card customers are now facing the crunch of too much interest in the midst of dwindling salaries.

Bank Interest Rates Comparison

Credit Card Finder — Tue, 25 May 2010 11:00:43 +0000

Anyone who is looking for a loan has probably seen a comparison rate listed. This is a government requirement that helps consumers understand the full amount of their loan. While these rates are helpful it is important for borrowers to know what they include and do not include and how they relate to their particular needs.

Interest Rate Cut By RBA – What Does It Mean For You?

Credit Card Finder — Tue, 25 May 2010 11:00:42 +0000

An interest rate cut is a way for the Reserve Bank of Australia to help control the amount of money in the economy. By doing this they can cut inflation and boost economic conditions. There are a number of factors that affect interest rates and how they in turn affect consumers.

Smart Tips to Cut Down Credit Card Interest

Credit Card Finder — Mon, 24 May 2010 02:00:50 +0000

Credit card debt can creep up on us very quickly if we don't learn how to reduce interest payments on our credit card. Here are some simple tips on how to cut down your interest payments by optimising your spending patterns, debt consolidation and balance transfers.

How To Manage Your Finances Through Interest Rate Increases

Credit Card Finder — Mon, 17 May 2010 17:19:32 +0000

Interest rates are on the rise. If you have significant debt outstanding this would mean additional repayment pressure. Learn how to properly manage your finances so as to reduce the impact of interest rate increases.

Credit Card Health Check – Are You Paying too Much Credit Card Interest?

Credit Card Finder — Sat, 10 Apr 2010 13:45:27 +0000

Do you know how much you're paying each year in credit card interest? Most people don't have a clear understanding of exactly how much credit cards can cost them, but when you factor in that most banks also charge you interest on the interest you've already been charged, it can get even more expensive again.

How to Know if You Are Paying Too Much Credit Card Interest

Credit Card Finder — Wed, 31 Mar 2010 11:34:23 +0000

Do you know if you're paying too much credit card interest? Most people don't even stop to think about how much they pay in interest charges every month, but there are many Australians who could be paying far less.

Best Interest Rates

Credit Card Finder — Thu, 25 Mar 2010 06:34:10 +0000

Understand what constitutes the best interest rate in a credit card. Find out which cards are offering some of the most appealing rates, and why you should grab a great deal now.

Credit Card Advertising Rules and Laws

Credit Card Finder — Wed, 24 Mar 2010 00:58:34 +0000

There are certain rules and regulations that credit card companies must abide by when they are advertising for their cards. Consumers are protected by the requirement of credit card companies to reveal certain information so consumers are able to make informed choices. Understanding the requirements will help consumers make even better choices according to their situation.

Credit Card Interest Rates And How You Can Take Advantage Of Them

Credit Card Finder — Tue, 23 Mar 2010 05:01:45 +0000

Sometimes when a big purchase is on the horizon, a credit card can be the easiest way to pay for it. There are strategies to actually make these buys very cost effective. The easiest way is to seek out the best credit card interest rates.

Interest Rate Comparison

Credit Card Finder — Mon, 22 Mar 2010 23:35:07 +0000

Learn why making an interest rate comparison is a key issue in your long-term financial planning. Understand the main types of interest rates offered to consumers so that you can make a more informed choice.

Compare Interest Rates

Credit Card Finder — Wed, 17 Mar 2010 10:39:59 +0000

When it comes to comparing interest rate, there are four main types that you need to be aware of. If you can learn the art of credit card comparison, you will forever be able to find the best credit card deals available for you and your financial situation. Read our guide, which will teach you all you need to know to effectively compare interest rates and card offers.

Credit Card Rates & Bank Fees – A Market Insight

Credit Card Finder — Mon, 15 Mar 2010 10:18:33 +0000

Every credit card has associated rates and surcharges. Read this guide to get an overview as well as learn about the Uniform Consumer Credit Code.

How Interest Rate Changes Work

Credit Card Finder — Fri, 12 Feb 2010 05:00:00 +0000

If you have ever wondered how and why the RBA changes interest rates in the Australian economy then this article is worth your while. You will learn how & why the RBA changes interest rates and how banks directly change their interest rates as a result on home loans, term deposits, credit cards etc which in turn affects us.

How To Minimise Interest Rate Hike Impact

Credit Card Finder — Fri, 12 Feb 2010 02:00:08 +0000

Unfortunately we have no direct control over interest rate fluctuations in the Australian economy. We do however have total control of how interest rate hikes can impact our financial budget by planning ahead. This article provides some strategies on how to dampen the impact that interest rate changes can have on us and our mortgages.

Understanding Interest On Your Citibank Credit Card

Credit Card Finder — Sat, 06 Feb 2010 19:00:06 +0000

Majority of credit card owners don't know what their APR is surprisingly. Being able to calculate your interest repayments is important so we show you how using the Citibank credit card as an example.

Reserve Bank Interest Rates: Understanding Monetary Policy

Credit Card Finder — Sun, 31 Jan 2010 13:00:20 +0000

As majority of Australian citizens are affected by interest rate changes by the Reserve Bank Of Australia it is essential we understand exactly how interest rates are determined. This article will help you understand how the RBA goes about settings interest rates.

Be Smart With Interest Rates

Credit Card Finder — Sat, 14 Nov 2009 14:00:27 +0000

This article covers the imminent rise of credit card interest rates and how it could affect your bottom line finances. If you care much for being credit card savvy you need to take a closer look.

Interest-Free Period Credit Cards

Credit Card Finder — Sat, 14 Nov 2009 05:00:53 +0000

Wouldn't we all want to own an interest-free period credit card? But sometimes it is better not to bother with these cards. Learn when they can get you more and when to avoid them.

Influential Australian Federal Bodies Who Regulate Credit Cards

Mike — Fri, 10 Jul 2009 21:00:06 +0000

Which financial regulatory bodies influence credit card regulation and ultimately set the guidelines of what banks can-and-can't do?

Find out the four key organisations which manage policy and law in the Australian financial sector.

Why is Credit Card Interest Rising when Rates are Dropping?

Mike — Mon, 22 Jun 2009 08:14:28 +0000

Over the span of a year, the Reserve Bank has cut interest rates by 4.00% or 400 basis points.

Yet why have Australian banks and credit card providers failed to match the rate slashes?

Find out what their excuses are, along with financial analyst commentary from Choice and Cannex on the matter.

How to Find the Cheapest Interest Rate Credit Card?

Mike — Sat, 13 Jun 2009 05:36:22 +0000

Finding the lowest rate credit card doesn't necessarily mean it's the cheapest. What's more important is value, which is determined by weighing up the other factors of the card.

Find out what features one must compare in order to get the most valuable low APR credit card.

Australian’s Who Don’t Know their Interest Rate

CreditCardFinder — Thu, 26 Mar 2009 15:08:58 +0000

To some, not knowing their credit card interest rate is the same as not knowing their car model or home address. To others, it's just a irrelevant feature on their card which they don't pay attention to. Why and how many Australians don't actually know their interest rate?

Isn’t it time you Fixed your Interest rate?

CreditCardFinder — Mon, 16 Feb 2009 02:05:24 +0000

After the lengthy process of comparing loans, mortgages and in rarer instances credit cards, the next consideration is whether or not to go with a fixed or variable rate. - Click here for a contemporary analysis of why now and the next following months are the best times to pounce on a fixed rate.

Interest Rate Repayment Explanation

CreditCardFinder — Thu, 04 Sep 2008 09:20:51 +0000

The most common financial term you will hear from day to day would very likely be Interest rates. The term is no different for credit cards. The key feature by which people tend to judge cards by is their interest rates. This article will explain what exactly an interest rate is on a credit card, along with how to ultimately reduce your interest repayments. Financial providers and banks make the majority of their money from credit cards via interest rate repayments. If youÃ¢â‚¬â„¢re late on your payments, generally they will penalize you with an inflated rate. Two different rates are often available on a credit card, a purchase rate and a cash advance rate

New to Credit Cards? A Guide to Interest Rates

CreditCardFinder — Mon, 12 May 2008 14:13:14 +0000

There are more then a few low interest rate credit card offers available. You should find the one that saves you the most money through careful research of these options. They can be found by searching the web and paying close attention to the rates and whether or not they are introductory, adjustable, or fixed.

What does 55 days interest free really mean?

CreditCardFinder — Wed, 11 Oct 2006 06:05:43 +0000

Does it really mean you get 55 days interest free for every purchase you make? Not really. This article discusses the true meaning of "55 days interest free" and runs you through a simple example.