• Can I survive without a credit card?
  

  Is it possible to survive without a credit card? Here are reasons to show that credit cards are here to stay and how it can make life better if we know how to wisely use this plastic money.

• Tips For Paying Your Bills With Your Credit Card
  

  Your utility bills can now be paid thru your credit card. It’s very easy and convenient. Here are some tips to help you manage your bills.

• Understanding Your Coles Source Credit Card Statement
  

  This article will help you fully understand your Coles Source credit card statement so you can avoid those late fees and charges. You will learn about the timing of BPAY payments, how to request a paper copy of your Cole’s Source credit card statement, what numbers you’ll need to identify your account and more. Master your Coles Source credit card statement today.

• How To Tell If Your Credit Card Is A Problem For You
  

  Are you in control of your credit card or is it beginning to take control of you? This article will help you find out if your credit card is becoming a problem for you. The easiest way to tell if you have a credit card problem is to take a look at your last monthly statement. If you get a bit of a shock and you break out in a cold sweat, you can be fairly certain you have a credit card problem.

• Inside Bankruptcy Laws
  

  This article provides an brief overview of what exactly bankruptcy laws are in Australia. You will learn the ins and outs of bankruptcy law including the definition, the processes involved and when you can file for bankruptcy.

• Credit Card Tips for Dummies
  

  We call this article Credit Card Tips for Dummies because it contains some common sense methods for staying out of credit card trouble which a lot of people unfortunately do not follow. By following these simple guidelines you will be able to establish a good credit history and avoid ever falling into credit card debt. In other words you will avoid becoming another credit card statistic.

• How To Guide To Organising Your Credit Card Bills
  

  Being organised is very important when it comes to paying off your credit card bills. By knowing exactly how much is due and the due date for your credit card bills you can plan well ahead of time and never be charged for overdue fees. Here are some easy tips for organising your credit card bills so you can maintain full control of your debts.

• International Fees For Credit Cards
  

  One of the costs of servicing a credit card are the fees involved. These credit card fees can be very expensive especially if you plan on using your credit card overseas while on holiday or on a business trip. It is important to be aware of some common overseas credit card fees before you travel overseas so you don’t get a shocking surprise when your next monthly credit card statement comes around.

• Sample Letter For Cancelling A Direct Debit Payment On Your Credit Card
  

  Learn how to cancel a direct debit on your credit card with your bank as smoothly as possible by following this sample letter formula. All you have to do is fill in the correct fields and you will be well on your way to cancelling a direct debit payment on your credit card without any fees or charges.

• How Does The Magnetic Stripe On A Credit Card Work?
  

  Ever wondered how the magnetic stripe on your credit card actually works? You can now stop wondering because this article describes in detail how the credit card magnetic stripe on the back of your card serves many purposes.

• How To Resolve A Dispute With Your Credit Provider
  

  If you find yourself in a dispute with your credit card provider then you can often feel isolated when it comes to getting help. This article shows you the options on how to resolve a dispute with your credit provider.

• What Do Credit Card Numbers Mean?
  

  Did you know that your credit card number is not just a random identification number but is also used to identify factors such as what kind of card it is and to whom it belongs. Here is a breakdown of the credit card number system.

• Overseas Credit Cards: Tips For Using Your Credit Card Overseas
  

  Using your credit card overseas can end up being an expensive mistake. To help you prepare before you go on holidays you can read this article on using you credit card overseas. It will help you save on those potential extra costs.

• Credit Card Hacks: How To Make The Most Of Your Credit Card
  

  Getting accepted for a credit card is just the beginning. The next step is to get the most out of your credit card. This article explains how to get more value out of your credit card.

• Benefits Of Paperless Online Credit Card Statements
  

  Many of us don’t realise the benefits of using paperless credit card statements apart from saving paper and the environment. There are however many more benefits of switching over to paperless credit card statements. This article explains all the benefits.

• Credit Card Feature: Purchase Protection
  

  There is nothing worse than being liable for a credit card purchase which you didn’t even approve of on your credit card. This is why the purchase protection feature on credit cards is so important. Find out how you can enjoy peace of mind with this insurance-like feature.

• Credit Card Myths And Facts
  

  There are a lot of credit card myths and it is often hard to validate the truth. This article will discuss some of these misconceptions and make things crystal clear for you.

• How To Stop Using Your Credit Cards
  

  Sometimes it is a good idea to avoid using your credit card if you are not able to pay off your balance in full every month. If you want to limit your credit card usage then here are some great ways to go about it.

• Commonly Asked Questions About Credit
  

  A majority of credit card users don’t even know what their own interest rates are. A little bit of knowledge goes a long way and this article will help you understand some of the most frequently asked questions about credit cards.

• How To Manage Multiple Credit Cards
  

  Managing more than one credit card can be overwhelming and stressful. So if you are struggling with managing multiple credit cards then here are some great tips on how to manage them all at the same time.

Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Westpac Low Rate Card - 0% Offer	A credit card with a low rate offer on both balance transfers and purchases, plus a low annual fee.	0% for 6 months (reverts to 13.49% )	0% for 6 months	$45	21.49%
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%