• How To Minimise Abuse Of Your Company Credit Card By Employees
  

  Employees are often given the privilege of using a company credit card but there have been cases of employees also abusing it. If you are the manager of a company then here are some ways to control the use of company credit cards.

• How To Increase Your Credit Limit
  

  Each individual credit card owner has a unique credit card limit. There may come a time when you think you need a credit limit increase. Find out how to go about requesting a credit limit with your bank here.

• How To Prepare A Plan To Deal With Debt
  

  Overcoming your debt can be done within a relatively short period of time if you have a plan of action. Although some steps are obvious such as making a budget many people still don’t follow these fundamental steps. Find out more about what you can do to wave goodbye to your debt.

• Credit File Basics
  

  Your credit file is important as it is what the banks look at to determine your current financial status. If you want to know more, this article contains all the important information about maintaining your credit file.

• 5 Awesome Designer Credit Card Wallets
  

  If you are fashion conscious then you may find this article interesting. It showcases various credit card wallets which are not just fashionable but also secure enough to keep your credit cards in. Check out these designs now.

• Organising Credit For Major Purchases
  

  Although a lot of us use our credit card for everyday purchases, a majority of us also use our credit for major purposes such as starting a business, buying your first home, buying a car etc. To make major purchases you need to prepare yourself and get approval by the bank. Here’s how to go about doing it.

• Guide To Your Credit File
  

  Understanding and maintaining your credit card file is the key to getting approved for future credit or loans. Here is everything you will need to know.

• How To Hide Your Naughty Purchases Made On Your Credit Card
  

  Here is a list of certain purchases that you should avoid using your credit card to pay for. This will ensure that your credit card profile remains impressive to any future loans you want to apply for.

• Credit Card History – How Did You Fare In 2009?
  

  2009 saw one of the toughest years financially for Australians, having to weather the effects of the GFC. How did your credit card come out of the process – was your balance effected? Leave a comment, we’d be interested to know how you fared.

• Suze Orman’s Credit Card Tips
  

  Suze Orman is an internationally acclaimed finance expert who provides relevant tips for saving money. Read this guide which includes some of the great tips Suze Orman has provided in the past on credit cards.

• Make The Most Of Your Credit Card
  

  The economical stature of most nations in slowly growing ever better despite the recent hit on the infrastructure of currency, but even then people are slowly becoming more and more dependent on credit cards and loans. While credit cards are a nice thing to have, failing to pay the proper upkeep is a drastic mistake that populations are starting to make more often. Learn the tricks of the trade however, and you can make huge payments in record time, without breaking the bank.

• 10 Steps to Smarter Budgeting
  

  Budgeting is one of the most important skills any person who is trying to improve their financial situation should aim to possess. Read our article with 10 important tips to smarter budgeting.

• Credit Cards: The Pros And Cons Of Owning A Credit Card
  

  Owning a credit card has a list of pros and cons. Anyone who has or wants some plastic to use for spending should consider these before they sign up for one. A credit card is a legal contract that should not be entered into without careful deliberation.

• How difficult is it to cancel credit cards? Why?
  

  If you are considering cancelling a credit card, be prepared and stay focused and the process will be harmless and only take a matter of minutes.

• How To Pay Off Your Credit Cards Ten Times Faster eBook Review
  

  Our review of the E-Book: How to pay your credit cards off 10x Faster!

• Companion Credit Cards
  

  If you don’t know what companion credit cards are then the following article will enlighten you. You probably already know the concept.

• What Do Lenders Look For When Choosing To Approve Your Credit Application?
  

  Do you know what lenders look for when they choose to approve your credit card? You might be surprised to learn that you can control the positive outcome mostly yourself – if you act early enough.

• Credit Cards For Beginners
  

  If you never owned a credit card in your life then credit card for beginners is a good starting point to learn more about the plastic fantastic.

• Items You Should Avoid Financing With A Credit Card
  

  Some things are never meant to be paid for with a credit card. Find out why and what that might be. Be warned though, there might some unsuspecting surprises for you.

• 10 Credit Card Traps That Keep You In Debt
  

  Are you aware of the biggest and most common credit card traps? You should be. failing to recognise them for what they are could cost you dearly.

Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Westpac Low Rate Card - 0% Offer	A credit card with a low rate offer on both balance transfers and purchases, plus a low annual fee.	0% for 6 months (reverts to 13.49% )	0% for 6 months	$45	21.49%
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%